Policy Exceptions


Each Section of the policy contains exceptions. They must be read in conjunction with the following Policy Exceptions which apply to all Sections unless otherwise stated.


We will not provide indemnity in respect of


(1) any consequence whatsoever resulting directly or indirectly from or in connection with any of the following, regardless of any other contributory cause or event


(a) war, invasion, act of a foreign enemy, hostilities or a warlike operation or operations (whether war be declared or not), civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power


(b) nationalisation, confiscation, requisition, seizure or destruction by any government or any public authority


(c) any action taken in controlling, preventing, suppressing or in any way relating to (a) and/or (b) above.


However, exceptions 1 (a) (b) and (c) do not apply to the Terrorism Section, when insured by this policy.


(2) death or disablement, loss or destruction of or damage to any property, any loss or expense whatsoever, any consequential loss or any legal liability


(a) directly or indirectly caused by or contributed to by or arising from


(i) ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste or from the combustion of nuclear fuel


(ii) the radioactive, toxic, explosive or other hazardous or contaminating properties of any nuclear installation, reactor or other nuclear assembly or nuclear component thereof.


(b) directly or indirectly caused by or contributed to by or arising from the use of or threatened use of any weapon


(i) dispersing radioactive material and/or ionising radiation or


(ii) using atomic or nuclear fission and/or fusion or other like reaction.


However, exceptions 2 (a) and (b) do not apply to the Terrorism Section when insured by this policy.


(3) loss or destruction of or damage to property, any loss or expense, any consequential loss or any legal liability, directly or indirectly caused by or contributed to or arising from


(a) any test, experiment or routine inspection


(b) the imposition of abnormal working conditions including intentional overloading unless occurring without Your knowledge or consent.


However, exceptions 3 (a) and (b) do not apply to the Terrorism Section, when insured by this policy


(4) any claim which arises directly or indirectly from or consists of the failure or inability of any


(a) electronic circuit, microchip, integrated circuit, microprocessor, embedded system, hardware, software, firmware, program, computer, data processing equipment, telecommunication equipment or systems, or any similar device


(b) media or systems used in connection with anything referred to in (a) above.


whether Your property or not, at the time to achieve any or all of the purposes and consequential effects intended by the use of any number, symbol or word to denote a date and this includes without any limitation the failure or inability to recognise, capture, save, retain or restore and/or correctly to manipulate, interpret, transmit, return, calculate or process any date, data, information, command, logic or instruction as a result of


(i)


recognising, using or adopting any date, day of the week or period of time, otherwise than as, or other than, the true or correct date, day of the week or period of time


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