The Contract of Insurance
The policy, the application form and/or declaration made by You and The Schedule should be read together and form the contract of insurance between You, The Policyholder and Us, Aviva.
In return for You having paid or agreed to pay the premium for the Period of Insurance, We will indemnify You by payment or, at Our option, by reinstatement or repair, in respect of loss, liability, destruction, damage, accident or injury to the extent of and subject to the terms contained in or endorsed on the policy.
IMPORTANT
This policy is a legal contract. You must tell Us about any facts or changes which affect Your insurance and which have occurred either since the policy started or since the last renewal date.
If You are not sure whether certain facts are relevant please ask Your adviser or local Aviva office. If You do not tell Us about relevant changes, Your policy may not be valid or the policy may not cover You fully.
You should keep a written record (including copies of letters) of any information You give Us or Your insurance adviser when You renew this policy.
Choice of Law
The appropriate law as set out below will apply unless We agree with You otherwise (1) The law applying in that part of the United Kingdom, Channel Islands or Isle of Man in which You normally live or (if applicable) the first named policyholder normally lives
or
(2) In the case of a business, the law applying in that part of the United Kingdom, Channel Islands or Isle of Man where You have Your principal place of business
or (3) Should neither of the above be applicable, the law of England and Wales.
Aviva Insurance Limited Registered in Scotland No.2116 Registered Office: Pitheavlis, Perth, Scotland PH2 ONH Authorised and regulated by the Financial Services Authority.
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