North Buncombe Father’s Day Special A’s complete unbeaten season
15% off entire tool dept. – June 17-20 –
By Matt Tate Team effort propelled the Bull-
man Heating and Air A’s to an unbeaten season this year in North Buncombe Youth League play. Coach Ed Lisenbee said his 10
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and under team executed the fun- damentals of the game and received strong production from the key starters to the valuable reserves. “To win a division, you can ride
a superstar,” Lisenbee said. “To go undefeated, that takes a total team effort.” Extra practices and dedication
helped prepare the A’s (12-0-1) for the rigors of the season, Lisenbee added. Te team’s lone tie came against
the Pirates.
Front row, from left to right, are P.K. Barlow, A.J. Barlow, Max Destino, Heath Fox, Issac Bullman and Grant Willsie. Second row from left to right are Bobby Anderson, Carson Andrijanoff, Josh Tackett, Ryan Phillips, Nick Lisenbee and Hunter Revis. Coaches were Jimmy Fox and Ed Lisenbee.
Getting out
Worship schedule change for WUMC
Weaverville United Methodist Church will hold Sunday School at
9 am, worship service at 10 am and lemonade on the lawn at 11 am throughout the month of July. Te church is located in downtown Weaverville.
Call me today about our full line-up.
(Auto. Home. Life. Retirement.)
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ASHEVILLE
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An autobiography about a career-absorbed journalist who visits his retired college professor, where they find the basic truths of living, dying and what it means to love.
from behind and getting ahead
by Michael Creasman, CFP
your mortgage payments, you may be able to address the problem by
I
modifying your loan. Tis may be an option if your monthly housing expense (mortgage payment, real-estate taxes, homeowners insurance, condo fees, and similar outlays) exceed 31% of your monthly income (before payroll deductions). Te loan provider can take the necessary steps to reset your payments to the 31 percent threshold. Actions taken by the lender may include reducing your interest rate to as low as two percent, extending the loan’s term to up to 40 years, or deferring payment of the principal. If you adhere to the new payment level for a three-month trial period, it will be extended for five years. HINT: Once a loan modification
gets to the five-year-extension stage, the rate will be adjusted upward by no more than one percentage point annually until it reaches the prevailing rate set at the time the modification was made. Keeping your tax records on file
Subject to availability and qualifications. Insurance offered only with select companies.Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, and Allstate Life Insurance Company: Northbrook, Illinois © 2007 Allstate Insurance Company.
10 THE TRIBUNE - July 1 - July 7, 2010
for several years takes some planning and organization, but it’s well worth the effort in the event of an audit. At CREASMAN 401(k) PLAN ADVISOR, INC., we have knowledge of state and federal tax codes and can address your inheritance tax planning questions. We specialize in providing complete financial services to middle income clients. During a comprehensive fact-finding interview with each client, we gather the information we need to construct an individualized financial plan. Please call us at 828-253-7231 to schedule a consultation. Our office is located at 1328F Patton Ave. Happy Fourth of July!
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f you are f a l l i n g behind on
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