Journal of Student Financial Aid
Volume 39, Number 1 2009
Editor’s Column Addressing the Recession ....................................................2
Articles Who Enrolls in Two-year Colleges?
A National Study of Price Response
by Timothy Stokes and Patricia Somers............................................4
What Matters in Student Loan Default:
A Review of the Research Literature
by Jacob P. K. Gross, Osman Cekic,
Don Hossler, and Nick Hillman .....................................................19
Defining Merit: The Impact of
Award Structure on the Distribution of Merit Aid
By Jeffery P. Kash and Scott Lasley .................................................30
Guidelines for Authors:.............................................................................................41
NASFAA Sponsored ..................................................................................................44
Research Grant Program:
Copyright © 2009 by the National Association of Student Financial Aid Administrators.
The opinions expressed in this Journal represent the thoughts of the individual authors and do
not in any way reflect the opinions or policy of the authors’ institutions or of NASFAA.
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