Debt Variables Beta Coefficients Delta P
High Debt -13.5020 -0.9227
Middle Debt -13.4010 -0.9227
Low Debt -13.4920 -0.9227
No Debt 0.1880 0.0285
BPS Variables Beta Coefficients Delta P
BPS Climate
Goes Places with Friends* -0.5750 -0.0438
Meet with Advisor About Plans** 0.1620 -0.0680
Talk with Faculty Outside of Class* 0.0600 -0.0424
BPS Goal
Succeed in Career** 0.6150 0.0811
BPS Satisfaction
Satisfied with Intellectual Growth 0.1940 -0.0151
Model Statistics
Sample Size 6351
Pseudo R2 .6490
Chi-Square 6319
Two-Year Choice Predicted 90.7%
Four-Year Choice Predicted 99.8%
** p< .001, *p< .005
18 Journal of Student Financial Aid Volume 39 • Number 1 • 2009
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