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25 OCTOBER 2015 THE GOLDEN YEARS 21 Financial Services, Investment & Private Client

Helping your parents retain their quality of life as well as their independence

We all want the best for our parents, but what happens when they begin to need more help and support in later years? Te Village Suites at Richmond Villages could be the answer. Part of Bupa Care Services, Richmond five operational

Villages has villages

throughout the country, with a further two under construction in Oxfordshire and Derbyshire. Richmond Villages is known for its high-quality facilities, its varied accommodation options

and the support

it provides. Buying a Village Suite in one of these

stunning retirement communities means more than just a new home — it means enjoying life in a safe, caring and socially active and supportive community. Te properties are ideally situated close to

a host of amenities including the restaurant, activities room, library and Wellness Spa, giving you everything you need on your doorstep.

Maintaining independence Every aspect of the Village Suites and the facilities within a Richmond Village has been designed to help residents remain living independently in their own home. Te one- or two-bedroom Village Suites comprise a living room, en-suite shower room and kitchenette. Te suite service (at a fee) covers a range

Village Suites offer benefits such as peace of mind for you and a better quality of life for your mum and dad, plus:

• Maintaining independence • Active social life • Access to transport • All meals prepared • Cleaning and laundry • 24-hour on-site support • Unrivalled facilities

of in-house assistance including all meals, laundry and a daily maid.

Need more support? For added reassurance, Richmond Villages’ staff are on site 24 hours a day. A care team is available to provide bespoke support packages, should the need arise. Support can vary from a couple of hours a week to several hours a day, dependent on individual needs.

For more details, contact: T: 01993 764347

continues to evolve! Ever increasing competition from lenders has lead to two areas where customers are seeing added value.

Equity release

1. Increased Flexibility The last few years have seen equity release lenders increase the flexibility of plans by offering voluntary repayments, interest only, eight year fixed early repayment charges and retirement mortgages.

2. Lowest ever interest rates Increased competition from lenders has meant that interest rates have hit an all-time low in 2015. They are now becoming more comparable to mortgage rates, meaning financial savings long term.

These are lifetime mortgages and home reversion plans. To understand their features and risks, ask for a personalised illustration.There will be a fee for mortgage advice.This will depend upon your circumstances, but we estimate that it will be £895.

To capitalise on these benefits call freephone

0800 678 5469 or visit us at

Equity Release Supermarket Ltd is authorised and regulated by the Financial Conduct Authority. FCA registered no. 584063

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