48 THE GOOD LIFE SEPTEMBER 2014 Retirement planning
Top tips to secure the retirement you always dreamed about
and good financial advice, there’s nothing to hold you back. Follow these six essential steps and you’ll find your golden years truly shine.
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• Seek expert legal advice: It may not be on the top of most people’s to-do list but planning your legacy will make life easier for loved ones leſt behind. Prepare a will, appoint an executor and seek legal advice on how you can reduce or eliminate the inheritance tax bill. Options include donating a sum to charity, setting up a trust or giſting something to your partner, family members or friend.
• Release equity: Property rich but cash poor? Why not make use of the money tied up in your home — a tax-free lump sum could help you do more of the things you have time to do in retirement. Get expert help on weighing up the pros and cons of equity release and the types of schemes and factors to consider.
• Finance your funeral: Paying ahead for a funeral plan may freeze funeral costs at
relatives.
cost as little as £3 a month and can help you relieve
today’s prices. Funeral insurance can the burden oſten leſt for
our retirement years are a chance to fulfil
leisure,
long-cherished dreams at your and with expert
planning
• Research retirement homes: Avoid long waiting lists and research the best homes in your chosen location. Age UK offers a helpful guide to all the options from residential — with or without nursing care — to sheltered housing.
• Use mobility devices and gadgets: Tracking devices, monitoring alarms, pagers and stair liſts can provide independence and reduce the worry and risk associated with a fall, while electric scooters and mobility vehicles can also provide freedom and independence that many elderly people miss.
• Save wisely: It’s never too late to start an investment portfolio. While some investments take many years to reach maturity and generate profit, others are better in the short term. Consult a financial adviser to determine the best strategy.
The Good life recommends:
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
• 24 hour nursing care •
• Hampshire Lakes: Hampshire Lakes retirement village is a place for people who want more from later life. With an idyllic lakeside setting, stunning apartments and beautiful surroundings, the state-of-the-art facilities include a treatment room, wellness centre and spa with fully equipped gym.
We care for both the elderly and young physically disabled. Long term and respite stay •
• Sunrise Senior Living: Choosing a care home is an essential part of retirement planning. Sunrise Senior Living provides helpful advice tailored to suit your needs — whatever they might be. From restaurant-
• 24 hour nursing care • Full programme of activities •
www.glebe-house.com • 24 hour nursing care •
For further details please contact the manager on 01883 344434
info@glebe-house.com •
Care Home with Nursing
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
• 24 hour nursing care •
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
Day care
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
We care for both the elderly and young physically disabled. Long term and respite stay •
We care for both the elderly and young physically disabled. Full programme of activities •
Care Home Long term and respite stay •
Care Home Care HomeCare Home Full programme of activities •
www.glebe-house.com
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
Day care Day care
For further details please contact the manager on 01883 344434
info@glebe-house.com •
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
• 24 hour nursing care •
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
We care for both the elderly and young physically disabled. Long term and respite stay •
Full programme of activities • Day care
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
We care for both the elderly and young physically disabled.
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice. We care for both the elderly and young physically disabled.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
• 24 hour nursing care • Long term and respite stay • Full programme of activities • Day care
• 24 hour nursing care • • 24 hour nursing care • For further details please contact the manager on 01883 344434 •• 24 hour nursing care • Long term and respite stay • Full programme of activities • 24 hour nursing care • Long term and respite stay •
We care for both the elderly and young physically disabled. Long term and respite stay •
We care for both the elderly and young physically disabled. Long term and respite stay •
We care for both the elderly and young physically disabled. Full programme of activities •
Full programme of activities • Full programme of activities • Day care Day care
info@glebe-house.com •
www.glebe-house.com Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
For further details please contact the manager on 01883 344434
info@glebe-house.com •
An excellent independently run home of character and distinction providing 24 hour, long term nursing, respite and day care.
This large Victorian House is set amidst trees and shrubs in a highly favoured residential area, just a few minutes walk from local amenities.
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
www.glebe-house.com Care Home
www.glebe-house.com For further details please contact the manager on 01372 274552
For further details please contact the manager on 01883 344434
info@glebe-house.com •
For further details please contact the manager on 01883 344434
info@glebe-house.com •
www.glebe-house.com
For further details please contact the manager on 01883 344434
info@glebe-house.com •
www.glebe-house.com Day care Day care
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
Care Home
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house. • 24 hour nursing care •
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
For further details please contact the manager on 01883 344434
info@glebe-house.com •
www.glebe-house.com
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
• 24 hour nursing care •
We care for both the elderly and young physically disabled. Long term and respite stay •
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
We care for both the elderly and young physically disabled. Long term and respite stay •
Full programme of activities • Full programme of activities •
For further details please contact the manager on 01883 344434 •
For further details please contact the manager on 01883 344434
info@glebe-house.com •
www.glebe-house.com
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
An excellent independently run home of character and distinction providing 24 hour, long term nursing, respite and day care.
For further details please contact the manager on 01372 274552
redhouse@redhouseashtead.co.uk •
43 Skinners Lane, Ashtead, Surrey KT21 2NN REGISTERED WITH THE CARE QUALITY COMMISSION
For further details please contact the manager on 0
redhouse@redhouseashtead.co.uk •
For further details please contact the manager on 0
redhouse@redhouseashtead.co.uk •
Day care Day care
An excellent independently run home of character and distinction providing 24 hour, long term nursing, respite and day care.
This large Victorian House is set amidst trees and shrubs in a highly favoured residential area, just a few minutes walk from local amenities.
An excellent independently run home of character and distinction providing 24 hour, long term nursing, respite and day care.
For further details please contact the manager on 01372 274552
redhouse@redhouseashtead.co.uk •
For further details please contact the manager on 01372 274552
redhouse@redhouseashtead.co.uk •
www.redhouseashtead.co.uk
redhouse@redhouseashtead.co.uk www.redhouseashtead.co.uk
43 Skinners Lane, Ashtead, Surrey KT21 2NN REGISTERED WITH THE CARE QUALITY COMMISSION
43 Skinners Lane, Ashtead, Surrey KT21 2NN REGISTERED WITH THE CARE QUALITY COMMISSION
www.redhouseashtead.co.uk
43 Skinners Lane, Ashtead, Surrey KT21 2NN REGISTERED WITH THE CARE QUALITY COMMISSION
This large Victorian House is set amidst trees and shrubs in a highly favoured residential area, just a few minutes walk from local amenities.
www.redhou
www.redhou
This large Victorian House is set amidst trees and shrubs in a highly favoured residential area, just a few minutes walk from local amenities.
For further details please contact the manager on 01372 274552
An excellent independently run home of character and distinction providing 24 hour, long term nursing, respite and day care.
This large Victorian House is set amidst trees and shrubs in a highly favoured residential area, just a few minutes walk from local amenities.
43 Skinners Lane, Ashtead, Surrey KT21 2N REGISTERED WITH THE CARE QUALITY COMMISSION
43 Skinners Lane, Ashtead, Surrey KT21 2N REGISTERED WITH THE CARE QUALITY COMMISSION
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
Care Home
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
An excellent independently run home of character and distinction providing 24 hour, long term nursing, respite and day care.
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
This large Victorian House is set amidst trees and shrubs in a highly favoured residential area, just a few minutes walk from local amenities.
For further details please contact the manager on 01372 274552
redhouse@redhouseashtead.co.uk •
This large Victorian House is set amidst trees and shru favoured residential area, just a few minutes walk from
43 Skinners Lane, Ashtead, Surrey KT21 2NN REGISTERED WITH THE CARE QUALITY COMMISSION
This large Victorian House is set amidst trees and shru favoured residential area, just a few minutes walk from
An excellent independently run home of character an providing 24 hour, long term nursing, respite and
Care Home
www.redhouseashtead.co.uk Care Home
An excellent independently run home of character an providing 24 hour, long term nursing, respite and
For further details please contact the manager on 01883 344434
info@glebe-house.com •
www.glebe-house.com
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
Hampshire Lakes also offers a restaurant, deli, juice bar, library and craſt room, combining to create a unique village that you’ll be proud to call home, within an inspiring community of like-minded people. Hampshire Lakes has over 100 apartments and a 36-bed care home on site. Opening in spring 2015, call 0808 159 2022 to find out more.
www.hampshirelakes.co.uk
The Glebe House is an excellent, independently run home of character and distinction offering both Residential and 24 hour Nursing Care of the highest quality.
• 24 hour nursing care • Long term and respite stay • • 24 hour nursing care • Saving the pennies: put a bit at a time away now and reap the benefits later
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated a yet retaining much of the character you would expect from a late Georgian and
The owners and staff of The Glebe House are committed to providing the highest levels o homely environment that respects the individual’s right to privacy, dignity and p
The owners and staff of The Glebe House are committed to providing the highest levels homely environment that respects the individual’s right to privacy, dignity and p
We care for both the elderly and young physically disabled. We care for both the elderly and young physically disabled.
style dining to daily activities, Sunrise offers independence, peace of mind and a place you can call home in your later years.
www.sunrise-care.co.uk
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated and comfortably furnished yet retaining much of the character you would expect from a late Georgian and Victorian house.
The owners and staff of The Glebe House are committed to providing the highest levels of quality care in a warm, homely environment that respects the individual’s right to privacy, dignity and personal choice.
We care for both the elderly and young physically disabled. Long term and respite stay •
Full programme of activities • Day care
For further details please contact the manager on 018
info@glebe-house.com •
For further details please contact the manager on 018
info@glebe-house.com •
For further details please contact the manager on 01883 344434
info@glebe-house.com •
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
Church Lane, Chaldon, Nr Caterham, Surrey CR3 5AL Follow us on Facebook and Twitter
www.glebe-house.com
• The Liberty: Are you looking to downsize, free up some capital and achieve a more manageable lifestyle? Welcome to Te Liberty, an exclusive development of 98 luxury two-bedroom apartments designed exclusively for buyers aged 55 or over. Te Liberty represents the ultimate retirement residence in an historic riverside setting.
www.thelibertyapartments.co.uk
www.glebe-hou
www.glebe-hou Long term and respite stay • Full programme of a Full programme of a
Glebe House is home for up to 41 residents mainly in single rooms, tastefully decorated a yet retaining much of the character you would expect from a late Georgian and
The Glebe House is an excellent, independently run home of character and distinc Residential and 24 hour Nursing Care of the highest quality.
The Glebe House is an excellent, independently run home of character and distinc Residential and 24 hour Nursing Care of the highest quality.
www.redhouseashtead.co.uk
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