4 THE GOOD LIFE SEPTEMBER 2014 Welcome Welcome


As you approach what is affectionately known as the Tird Age, your options for the future are as varied as they are exciting. In order to enjoy all this to the fullest, some safeguards should be put into place to make sure your loved ones are looked aſter and your investments fruitful. Read our advice on making a will, releasing equity and investing wisely. With the children having flown the


nest, and your career complete, it might be time to downsize your home, get the new kitchen you’ve always dreamed of, spend some time in the garden or start a new hobby — anyone for golf? How about splashing out on a classic car? Is it time for that trip of a lifetime? Whatever you decide, Te Good Life is about to begin — make sure you enjoy it to the fullest.


Couple on the beach Contents


Investments & Financial Services


Private Client Lifestyle & Hobbies Sporting Pursuits Bespoke Living


Innovative Healthcare


Retirement Planning


P12


P18 P24 P30 P34


P41 P48


Fabulous forties, nifty fifties, swinging sixties… Is life getting better as we age?


G


rowing old may have its downsides, but there’s growing evidence to show the over-50s aren’t over the hill, with many


grasping the opportunity to enjoy the good things in life. Te over-50s in the UK currently hold


around 80% of the nation’s wealth. Children have moved out, mortgages are paid and, freed from practicalities of being a parent, there’s time to spend money on living the dream. Research from 3.5 million car insurance


policies (by Diamond) reveals that the most common buyer of convertible cars are people in this age bracket. While ownership of soſt-tops among men has tripled in the past 15 years, the number of women owners has quadrupled — and top of the list for both is a Mercedes- Benz SLK costing in excess of £30,000. Te over-50s now account for the majority


of travel and tourism spending in the UK, and many are choosing to book that holiday of a lifetime. While there’s huge demand for cruises,


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it seems a growing number are


becoming adventurous, booking active breaks or volunteer holidays. Others, it seems, turn their attention to the


home, with many empty-nesters redecorating children’s bedrooms and buying fine art and furniture that won’t get ruined by the kids. For others, the quest is to find love (again) and the growth of dating sites for the over-50s


is testament to this. Of course, dating at an older age can give rise to many insecurities… Many of us have a profound fear of ageing


and embark on a futile battle to prevent it. At the forefront is our quest to freeze the visible signs of old age such as grey hairs and wrinkles. Tis supplement (p40) looks at some of the ways we can look younger, from innovative procedures to combat baldness to laser eye surgery to help us focus every time we struggle to read small print. But is it time we changed our perspective on


ageing? And when is old really old? Jo Pavey the 40-year-old European champion and mum of two has shown us that age doesn’t have to be a barrier to staying fit, while analyst Mintel reports a surge in the number of mamils (middle-aged man in lycra) choosing to get into the saddle of racing bike. On p30, we look at some of the sports growing


in popularity, while p24 explores some of the hobbies and pastimes that can change our lives for the better. Clearly there are many positive outcomes related to ageing,


including fewer


responsibilities, the time to pursue personal fulfilment and, of course, adequate finances. On p12, we look at some of the ways many of


us are indulging in the fine life and investing in everything from our homes to fine wine. Of course, some high fliers don’t have the time


The over-50s now account for the majority of travel and tourism spending in the UK, and many are choosing to book that holiday of a lifetime. While there’s huge demand for cruises, a growing number are becoming adventurous, booking active breaks or volunteer holidays


for such ‘trivialities’. Numerous entrepreneurs continue to work well into their 60s, fearing boredom more than the boardroom, while many statistics show over-50s are choosing to start up their own business and become entrepreneurs later on in life, perhaps due to pension pots shrinking. On p48 we look at pension changes and


investments, as well as retirement planning and the intricacies of wills. Growing older may bring some freedom, but


with it many responsibilities. But rather than avoid the inevitable, perhaps we should be wise enough to embrace it and enjoy the immense opportunities that age brings. Who knows, it may knock 10 years off you!


Retirement can be liberating


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