Member benefits


Exclusive offers for members


Cut costs on essential business expenses


With an increasingly challenging economy and business costs continuing to rise, the HTA is aware of the importance for members to save money where they can, especially on business expenses. Sourcing the best deals, however, means taking valuable time out from running your business... so we’ve done the ground work for you. We’re pleased to announce the launch of CRoP, our new cost-reduction programme, which promises to deliver great products and services to HTA members. Under CroP, you will continue to have access to significant savings on business products and services through new and existing partners, including: Barclaycard will continue to offer members access to competitively priced card processing and value-added products. As well as a competitive rate, members can be assured


of horticultural insurance expertise when purchasing business insurance from HTA Insurance Services, provided by Towergate. Health and safety compliance and employment law services are available to members through Citation, with


the unique partnership within CRoP allowing for further discounts: for example, if health and safety assistance is purchased through Citation members can save 10% on their insurance through HTA Insurance. If you require finance for your business then look


no further than Bira. As the only independent trade- association owned bank in the UK, Bira is flexible to your needs and can provide loans to suit your individual requirements quickly. Other partners in CRoP include Alpha Packaging, Cardway Cartons, B2B security, PHP healthcare, Fedden USP and the Fuel Card People. All provide access to valuable products and services at discounted rates and always matched with excellent customer service. Our continuing aim is to provide competitive costs


while maintaining high customer service at all times. Following your requests through the HTA Member Voice Survey, we will be looking for new partners for CroP.


_For further information email crop@the-hta.org.uk


Meet the expert… Karen Mulcahy Senior manager The VAT Consultancy 0196 273 5350/vat@the-hta.org.uk


Karen Mulcahy has worked with the HTA for more than 10 years. She has over 20 years’ experience working in VAT – first with HM Customs & Excise (now HM Revenue & Customs) and, subsequently, in both practice and industry before joining the team at The VAT Consultancy in 2008. The VAT Consultancy has provided


support for the HTA VAT advice line for many years. It is through the advice line that Karen was able to advise an HTA member on the


treatment of olive trees (as featured on page 8). ‘It is always satisfying when a client has a positive outcome, and this is a result that may have wider reaching benefits across the industry.’ Karen continues, ‘Working with the HTA is enjoyable and challenging – you never know what’s going to be asked next! I have dealt with enquiries regarding product liabilities, business expansion plans, VAT inspections and queries regarding the VAT treatment of vouchers. As VAT is increasingly


complex and impacts on all businesses in some way, there is always something interesting to deal with.’ As an independent firm, The VAT


Consultancy has been providing bespoke VAT advice to all types of business for over 20 years. Its team of experienced consultants provide practical advice on both Customs Duty and VAT and is, therefore, well placed to offer advice and help on matters such as HMRC enquiries and complex property transactions.


22 HTAnews I May 2013 I www.the-hta.org.uk


Your NEW benefit!


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