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10 C l i th e ro e A d v e r t is e r & T im e s , A p r i l 1 5 th , 1993


Cred it reference/m 3 , ' By Tony Thorpe


w o r th in e s s b e fo re d e l iv ­ e r in g th e goods, b u t small firms don’t hav e th a t kind of facility, do they?


Y e s , th e y do. In f a c t


th e y h a v e a c c e s s to th e m o s t c om p re h e n s iv e , ' hi- te c h c r e d i t m a n a g em e n t s e r v ic e im a g in a b le , o n e


l S M


th em back in to profit. I t ’s called R & D (UK)


fhr , ° i ' S i ? ' c S S « s t a r t e d l , f . 1„ B ,„ k P a ra d e , B urnley.


I t b ecame a limited com­


p an y in 1991, and acquired i t s t h i r d d i r e c t o r , t h e h ig h ly - e x p e r ie n c e d G a ry Jo n e s , th e same y e ar . In A la n ’s w o rd s , “ i t h a s n ’t looked back since”, and is


- -


anagem ith R & D C l i th e r o e 22321,. (E d i t o r i a l ) , 2 2 3 2 3 (A d v e r t i s i n g ^ - ^ ent w


E x p e r t h e l p t h r o u g h b u s i n e s s m i n e f i e l d


BANKRUPTCY. I t ’s a frightening prospect, especially in today’s fragile economic climate when good companies can go to th e wall through bad debts and late payment.


an y c re d i t a r ran g em en ts . In sh o r t , i t eliminates th e r isk factor. I n f o rm a t i o n i s c o n ­


s ta n t ly u p -d a te d so th a t e v en o v e rn ig h t p ro b lem s s h ow u p im m e d i a t e ly , w h ich m e a n s R & D c l i - ' en ts g e t in s ta n t re p o r ts on th e s ta te of all iVz million f i rm s r e g i s t e r e d w i th C o m p a n i e s H o u s e in


ex p ec tin g th is y e a r ’s tu rn - . Cardiff, o v e r to to p th e £ lm . m a rk . N o t only can th e y access


th a t ’s a lre ad y ta k e n many -which ;s not su rp r is in g i t , th e y can an aly se i t , too, T C n m t r


n n f once you see i ts capabili- -an d b a c k a n y p ro b lem s


' PUt t ie s , b e c au s e th e am o u n t w i t h ' l i t i / a S i o n i f of information R & D can neces sary, a c c e s s is l i t t l e s h o r t o f


S o lu tio n s


L td , i t ’s in Norwich Union H o u s e in H a l l S t r e e t , B u rn ley , and i t can access e v e ry s ingle piece of infor­ mation you’ll e v e r n e ed to m a k e s u r e y o u wo n ’t b e l e f t h o ld in g t h e b a b y . In s ta n t ly . Well, in s tan t ly with in th e UK, an yw ay — d e ep e s t R u s s ia could ta k e a few weeks!


Th is re v o lu t io n a ry corn- In fa c t, th e y offer e v e ry


b re a th tak in g . I t s s ta te -o f - th e -a r t com­


p u te r s a r e l in k e d to th e c o u n try ’s m a jo r d a ta b a s e s y s t em s , in c lu d in g th e US-based Eq u ifax E u ro p e (UK) L td w h ich c o l la te s


in fo rm a t io n f rom b a n k s , f in a n c e c om p a n ie s a n d building societies. I t m e a n s t h a t R & D c an in s ta n t ly a c c e s s v i r -


serv ice th e i r clients need a l l u n d e r o n e um b r e l la , w o rk in g w i th b o th b u s i ­ n e s s e s a n d so l ic i to rs and achieving in th e pro c e ss a s t a g g e r in g 90% s u c c e s s r a t e in d e b t r e c o v e r y . T h a t’s how th e y sav e firms from b an k ru p tcy . T h a t ’s n o t all th e y do,


th o u g h . T h e y c an ta r g e t commercial frau d ( s e t t in g


pany, only th re e y e a r s old tu a lly e v e ry piece o f finan- u p on e l im i ted com p an y and a lre ad y recognised b y cial in fo rm a t io n on e v e ry a f te r an o th e r , b a n k ru p t in g som e o f th e m o s t p r e s - company and individual in th em a n d p o c k e t in g th e tig io u s o rg anisat ions in th e B r ita in , allowing clien ts to m o n ey ) b y h om in g in on world, w as th e brainchild make fiilly-informed deci- th e individuals concerned, of Alan and Gillian Royle sions b efo re e n te r in g into an d th e y re c en t ly s ta r te d


The A n sw e r


COMMERCIAL CREDIT MANAGEMENT Ot CREDIT SCORING/LIMITS C X INVOICE CONVERSION BUSINESS INFORMATION ON:- SOLE TRADERS PARTNERSHIPS CORPORATE BODIES (LTD/PLC)


CONSUMER CUSTOMER VETTING


( U K ) L T D INFORMATION COLLECTION & RECOVERY CREDIT CONTROL/MANAGEMENT & RECOVERY


LOCATING ABSCONDED DEBTORS LAND REGISTRY INFORMATION PRE-LITIGATION REPORTS


Please contact our office for our Full Company Brochure, or


General information /Enquiries. Our friendly and Professional Staff are only a telephone call away.


T E L E P H O N E : ( 0 2 8 2 ) 8 3 8 3 8 4 ( 5 L in e s ) F A X :


( 0 2 8 2 ) 4 2 4 0 5 0 ( 2 L in e s ) NORWICH UNION HOUSE, HALL STREET, BURNLEY Bm ADVERTISING COORDINATED BY T h e


Inform ation Source


E I Q U I F A X


m u i r n ^ E U R O P E Are pleased to be associated with


{


arid wish them every success in their recent re-location to Norwich Union House, Burnley.


R & D (UK) LIMITED


' .......... ......... S fj H ... fljiSI


EQUIFAX is a registered trademark and the information source is a trademark o f Equifax inc.


0282 426161 exf 240 THE COMPLETE


Telephone:


For professional and independent advice on all aspects of residential and commercial property contact


PROPERTY SERVICE


CIIAKTl KI.n SUKVI-YOKS • Al CTKV'iF.rKS • FSTATE'ACifll'fTSW 2 6 MANCHESTER ROAD, BURNLEY


PettV _________Tel: (0 2 8 2 ) 4 1 5 1 1 1 Working together...


T e l e p h o n e B u r n l e y ( 0 2 8 2 ) 4 2 5 1 2 1 o r c al l a t :


6 4 B a n k P a r a d e , B u r n l e y . e U t t fow t . ^H A tv ie u te c itc^fcUitemeHCd. . 8l (UK) LTD


Printing that does them credit from


S a n h e u L o r d BACK SCOTLAND ROAD


DESIGN & PRINT L i N i l T E D


NELSON LANCASHIRE BB9 7LW TEL: (0282) 6 1 5 8 3 3 FAX: (0282) 6 9 2 9 1 5


• ISIUNHHXf;


P I C T U R E D ab o ve is the c om p a n y ’s brand new office in Hall Street, Burnley; while pictured top are the staff man­ ning R & D ’s state- of-the-art computers


fill


m -M i l 4 ^


Norwich Union House gSife


helping in v e s t ig a te f rau d ­ u le n t in su ra n c e claims in th e U n ited S ta te s . T h e y ’r e n ow g e t t i n g


inquir ies from all o v e r th e w o r ld , a n d c a n a c c e s s in f o rm a t io n f r om c om ­ p anies all o v e r th e world. As Alan says: “O u r clients a r e sm a l l c o m p a n i e s , n a t io n a ls , m u l t i-n a t io n a ls and some ‘e x trem e ly well- k n ow n s ’ th a t w o u ld s u r -


p ise you!” T h a t ’s s t i l l n o t a l l ,


th o u g h , b e c a u s e th ro u g h i ts com p u te rs R & D can also access information of an e n t ire ly d if fe ren t kind. T h ey can find y o u r long-


lo s t re la t iv e s , fo r ins tance, p u t old f r ie n d s b a c k in to u c h , t r a c e y o u r family t r e e , h e lp a d o p te e s find n a tu ra l p a r e n ts , e v en (in


th e c a s e o f a t le a s t one w i l l) f in d h e i r s n o o n e knew existed! Of c o u r s e , y o u w o u ld


e x p e c t su c h an- in t e r n a ­ tionally-acknowledged, hi- t e c h c o m p a n y t o b e g u a rd e d a n d a lo o f , a n d you’d b e ab so lu tely wrong. Clients call Alan, Gary and Gillian ex ac tly th a t , an d all t h r e e a r e d e l ig h t e d to m a k e th em s e lv e s p e r s o ­ n a lly a v a i lab le to an y o n e who n e ed s th e i r services . Said Alan: “Th e t ru th is


th a t th e b ig multi-nat ional c om p a n ie s a l r e a d y k n ow a b o u t t h e in f o rm a t io n a v a i la b le th ro u g h m a jo r d a ta -b a se s , b u t small firms th in k th e y can’t g e t access to i t . Of co u rse th e y can, th ro u g h u s , a n d b e tw e e n u s w e can u s e i t to tu rn


th e company ro u n d .” I n th i s d a y a n d a g e ,


w h en th e F inancial Times ta lk s a b o u t an “avalanche” o f b an k ru p tc ie s , sp ira llin g f a i l u r e - r a t e s a n d e v e r - l e n g t h e n i n g p a y m e n t d e la y s (a r e c e n t s u r v e y sh ow e d o n ly 3% o f com­ p an ie s g e t p a id on time), f i rm s n e e d a l l th e h e lp th e y can g e t to k e ep th em ­ selves pro f itab le. T rad in g w i th o u t enough


in fo rm a t io n i s a b i t l ik e r i d i n g a m o t o r b i k e th r o u g h a f o r e s t b l in d ­ fo ld e d — y o u ’v e a g o o d c h an c e o f b r e a k in g y o u r n e c k . R & D n o t o n ly rem o v e th e blindfold, th e y give you a finely-detailed m ap so you c an p lan y o u r 1 e x a c t r o u t e b e f o r e y o u ev en s e t off.


F r o m s e a r c h e s to


i n d u s t r y c o m p a r i s o n ; employee v e t t in g to com­ m e r c ia l d e b t r e c o v e r y , a c c id e n t in v e s t ig a t io n to c om p i l in g fam i ly t r e e s , th e i r ra n g e is b re a th tak in g a n d th e i r p rofes sionalism an d dedication impressive.


I n f a c t , t r y i n g to


d e s c r ib e i t a l l wo u ld be l ik e t r y i n g to d e s c r ib e e v e ry t r e e in th a t forest,


a n d a n y w a y , y o u ’d be much b e t te r ad v ised to go an d s e e th em fo r yourself.


W h a t e v e r y o u r s i tu a ­


tio n , i f you’r e th in k in g of d o i n g b u s i n e s s w i th anyone, go an d s e e R & D f i r s t . I t co u ld m e a n the difference b e tw e e n spend­ in g t h e f u t u r e in E a sy S t r e e t o r C a rey S tre e t .


t nr,\'l'i 'i '^ ^ „ ..... jLj


A d v e r t is in g F e a t u r e— _ _ _ "T.


r j r ,


BEST WISHES TO


W ish W R&D (UK) LTD a l l th e b e s t fo r th e fu tu re in th e i r n ew p rem is e s .


GLENFIELD ROAD, NELSON, LANCS. T el: 0 2 8 2 6 0 2 0 9 9


UNIT 23, GLENFIELD PARK,


PM&M are pleased to be associated with


R&D (UK) Ltd r m s K n a j s i] Glass Merchants • Glazing Contractors


Doors and Conservatories W e l l i n g t o n M i l l , K i b b l e S t r e e t , P a d i h a m T e lep h o n e ( 0 2 8 2 ) 7 7 4 1 2 4


Manufacturers of Double Glazed Units &uPVC Windows,


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and wish them every success for the future


PM&M


P O R T E R M A T T H E W S & M A R S D E N C


lu re rcu ts tte d Aostu 83 Bank Parade, Burnley, BB111UG Tel: (0282) 38038


... is what counts!


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*! > - / - - / C. ‘ js.t.


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