Clitlieroe Advertiser & Times, January Hth, 1993 17 DEVELOPMENTS y/i/Sr."


P r i c e i s r i g h t


in 1 9 9 3


decades. House prices have fallen and mortgage


1993 promises to be the best buyers’ market for


interest rates are at their lowest for 15 years. At the same time, there has been a small rise in earnings, a combination of factors which puts housing affordability at an all-time high. Recent research shows that most people now


G reat n ew s fo r h om e b u y e r s


pay less towards buying their home than they did 10 years ago, meaning that here in the North West, a couple on average incomes with an 80% mortgage will only pay 15% of their income after tax income in mortgage repay­ ments. This compares with 34% of their money


in 1990 and 19% in 1985. Although many people have only had modest


pay rises this year, if any at all, as an existing mortgage holder, they are still better off finan­ cially. The successive cuts in interest rates this year mean that you are in a better position to buy another home. Both first time buyers and home owners


Jacky Wood -.Burnley ^ F6!d,'L6werh6usQ;’:.*:tt!l'


. 1 N E W R E L E A S E 2 B e d r o o m B u n g a lo w s , 3 B e d D e t a c h e d a n d 3 B e d Semi-detached Homes from £57,950


. Opon for viewing Fri, Sat, Sun, a Mon 12 noon-4pm or by


ppointment. Sales enquiries and brochures 0282 771911 or 0204 59S885 (24 hours)


wishing to move can find themselves even bet­ ter off cash wise if they opt for one of the low start or fixed rate mortgages now being offered by several of the banks and building societies. And if you choose to buy a brand new home,


'/< * Vat”/" "> /' T A B iETIWCt fW -T )W e ] BCtySRS JN Ac


N E W H O M E S D E V E L O P M E N T NEW HOMES


Your new mortgage rate


for the next 2 years when you buy a new Longden


Northwest Home* ’Subject to statue


There's Never been A Better Time To Move!


Now is tbe time to enjoy exceptional levels o f luxury and comfort in 1993


with a move to The Tudors. Move now and you could further benefit from these


strictly limited New Year opportunities: •SAVE £4950! THE PERSHORE


(PICTURED) REDUCED TO £85,000 - ONLY A FEW REMAINING • NO STAMP DUTY TO PAY-BOVIS WILL PAY IT FOR YOU!


there’s still time to take advantage of the spe­ cial financial assistance schemes offered by


many housebuilders. These may include help towards paying stamp duty, legal fees and/or removal costs.


Others offer domestic appliances or discounts for early completion or part exchange on your


existing home. Part exchange can help buyers avoid getting


caught in a selling chain and missing out on the home of their choice, and can be the key to a totallv hassle-free move. When it comes to value for money, a brand


H O M ES T F R O IN b y M a r k S u t c l i f f e V I E W I N G S A R E U P


new home often represents the best buy. It will comply with the latest building regulations and be built to rigorous energy saving and safety


HALIFAX Property Services has reported a significant increase in property viewings recently — leading to cautious optimism for the


standards. Buying brand new also means no extra costs


for maintenance, or redecoration and the improved energy efficiency contributes consid­ erably towards savings on your fuel bills. Already, housebuilders are forecasting a sig­


“negative equity” being less of a problem than in the south, and a recognition that property is currently very affordable. Agents have seen encouraging signs and


New Year. Positive reports in the North West reflect


nificant upturn in sales for the first quar­ ter of 1993, and prospective buyers would be well advised to buy early. Record afforda­ bility levels are inevitably increasing demand, especially for brand new homes, with more and more people realising just what value a brand new house can offer.


in the fourth quarter of 1992, adding up to a 9.3% fall since peaking in the 2nd quarter of 1991. This contrasts with southern regions, where house prices are generally more than 25% down on the peak levels of the late ’80s.


report that confidence appears to be reviving. House prices fell by 3.7% in the North West


F o r a d v e r t is in g d e ta ils o f th e New H om e s D e v e lo pm e n ts fe a tu re


T e l e p h o n e b u k w l e y 4 P a r t E x c h a n g e C o n s id e r e d


STOP PRESS! New Alvechurch Viewhome now open!


H o m e s


DESIGN FEA TURES INCLUDE: • Carpets & curtains • Integrated kitchen includingfridge & freezer • 4 bedrooms, the principal with fitted robes and luxury en-suite • Gas Warm Heating • Double glazing throughout • Feature fire surround • Separate dining room • Garage • Turfed and fenced gardens.


Bndstuw IU D 11 Fold. Bradihaw Road.


tiweafter (be current variable rate vrflapply. The APR I Thlawouid reqUre mcnW


quota done available ipon requeet


ye»a7£2SO.<X>ijp unU 3t.WJ$«6 and £274.00 ttwaefW.lnaxna where tee amount----- -


olton 0L2 4J11. T*t 0204 S95MS


•Subject to Btttue and vaXialon. Typical example: The APR o i l Wf t ffii? ”5 of5£5% la fxed for two yearn from compjeUcnand el7MK unnl3LOU9«^af>o


a £45,000 htereat only loan (Purchase price £50.000) ovw•« Itew £150 M M ta H»._._5cKSS&?


y peymente during tee 25 yeer terra d £166.00 ter teeflrat 2 •»


S’ "«&tottw


haa been catenated on thebeato c< nty


THE TUDORS OFF LAKELAND WAY, BURNLEY


S u p e r io r d e t a c h e d 3 & 4 b e d r o o m h o m e s f r o m £ 8 4 ,9 5 0


CONTACT: GAIL SMITH (0282) 32372 (24 hrs) SH0WH0ME0PEN:


M o n , T h u r s & F r i 1 1 a m - 5 p m W e e k e n d s 1 2 n o o n - 5 pm .


S p e c i a l P u r c h a s e S c h e m e s f o r 1 9 9 3


i,


.


, A > ■ «,'• 1 ■


P I M L I C O R O A D . C U T H E R O I E S t a r t t h e N e w Y e a r w i t h M e l r o s e - a t P r i c e s f r o n t O n l y £ 3 9 , 9 9 5 . P im lic o is an exclusive development of SodetySutvey


T e e vnieny^jUSS-----— T j ^ o v e - i t l ' S c h e m a


£ 2 0 0 L a rg e _


iW a s h in gM a c b ru e ” r a r p e t s t h t o u g b 0^ D UCK I Quality


s T r id g e f r eezeI S Carpets! (inchoic


^ w a r d r o b e s v . . No D cp o sd R e q Cash Discount s & i i ft


just 23 properties o f two bedroom mews homes and one and two bedroom apartments, prac t ically priced and b u ilt to exacting standards .. .w ith b u i l t in comforts:-


G a s c e n t r a l h e a t i n g ( to " g a s w a rm " h o m e s p e c i f i c a t io n ) . D o u b l e g l a z in g a n d c a v i ty w a l l i n s u l a t io n . F u l l y f i t t e d k i t c h e n .


O v e n h o b & h o o d . P a t i o d o o r (w h e r e a p p l i c a b l e ) . O v e r b a t h s h o w e r .


NHBC A v i s i t e a r l y i n t h e N e w Y e a r w i l l e n s u r e y o u c a n e n j o y o n e o f o u r s p e c i a l o f f e r s . V i s i t o u r S a l e s O f f i c e


10.30 -5.00 clo . For further details telephone:


a n d S h o w h o m e O p e n ^


C lo s e d T u e s /W e d sed


^ ^ 0 2 0 0 4 4 2 6 9 4 After Hours Telephone:


0 7 7 2 4 3 4 0 0 8


Black Horse Agencies


3 2 C a s t l e S t r e e t , C l i t h e r o e , B B 7 2B X . T e l : 0 2 0 0 2 6 9 1 9


Melrose Q u a l i t y H o m e s


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