search.noResults

search.searching

saml.title
dataCollection.invalidEmail
note.createNoteMessage

search.noResults

search.searching

orderForm.title

orderForm.productCode
orderForm.description
orderForm.quantity
orderForm.itemPrice
orderForm.price
orderForm.totalPrice
orderForm.deliveryDetails.billingAddress
orderForm.deliveryDetails.deliveryAddress
orderForm.noItems
12331 (Classified)


Clitheroe 22324 (Editorial), 22323 (Advertising). Burnley 22331 (Classified) Ramblers needed a boat! JMING


IATES \v a


'«?’• !>! si :. ;i M


Mu *vun fn: r*«* n<


f?w n .’mMcijiri:


’to l l JIM.’ r.Mui /I'^nis*”*


-'I’.UmlL/H.


\m : dIV/iir"S3£?. I HAltt


|5Umn, .*:iltiifr.*u —


* H £ — 1st :c-i and


| :.*,:r.:r>.:.vrc. a : St W:-:r.


i U ST.. SATUR . m Play*


: : i* :o n Gala*


I a u g u s t . — l - ty-Bowiand Vil- r?CC Centenary


Cons-erva- fi:c •*»::=.; h o b -


CALDERSTONES LEAGUE OF FRIENDS


GALA DAY


| ! . P lo u g hm a n ’s Af ternoon Tea,


SATURDAY, JUNE 23rd


OPENING 2 p.m. IN


CALDERSTONES GROUNDS NUMEROUS STALLS, SIDESHOWS,


FIVE-A-SIDE COMPETITION, MORRIS DANCERS, ETC.


ome&Feed land’s Biggest


n Rainbow Trout i famous Kaneey Crag in the ihartedtfe and only 10 otitas


on. Lot* Cor Bw tamtfy to Mi cnd d a


t Picnic Spots * IceCreams t* Cointry W A s * Frso Parting .


orR ntrLifiCtntraand * PetFfeh * Plant Centre ■ fowl # Fishing * Pony


id Smoked Trout always


V7DAYS A WEEK iktAod Ajoa-KtodAndSw ■Wid * B g * WBwWydsolcr


IN DISTRESS! SUICIDAL!


p O w iM Skptoo Nortt Yvtshr* BQ23SPS


>mingtoa|Q7S()7S21S0


NEED HELP? Ring the


SAMARITANS ANYTIME


| EROE FLOWER CLUB


l \Y , JUNE 22nd [SPECIAL


)NSTRATION


lek Armstronge " CARLISLE


llichael and John Centre, Lowergate


|h members ?5p Ilf embers Sop


1 7-30 p.m. IX WELCOME


662424 or .


NELSON


/ .694929 Call or write to


15 MARKET SQUARE NELSON


105 NEW.PARK STREET BLACKBURN


CHIPPING YFC


CHARITY DANCE


Monday, June 25th at Gibbon Bridge, Chipping


9 p.m. — 1 a.m.


Tickets £3 Incl. supper Bar till late


>&


DENS___ ____ UpjJWJC '•


DISH


IfGROUND l/IES AREA


I Wetherby


I'Harrogate Road. I / : Harewood886225)


SAVE A TODDLER FUND


50/50 DISCO with PHIL CASE


FRIDAY,


JUNE 22nd 10 p.m. to 1 a.m.


at SWAN & ROYAL, CLITHEROE


Tickets £1 Available at the Victoria


Clitheroe Parish Church Organ Society


SATURDAY,


June 23rd at 8 p.m.


CHARLES MYERS BOELLMANN. JOHN


MUSIC to Include


STANLEYandKARG ELERT ADMISSION


Non-Member8£1.25


Students andOAP’s £1 ALL ARE WELCOME


1st PENDLE SCOUT GROUP


FAMILY


BARBECUE 6 p.m. to 9 p.m.


SATURDAY, JUNE 30th at Paddock adjoining


Claremont House, Pendle Road, Clltheroe


(By kind permission o l Dr and Mrs McKinley)


Admission 30p I b r o n c o s ■s h o w


Accompanied Children FREE


ABBEYSTEAD


DISASTER FUND Waddington Parish


Council invites you to


R A C IN G IT AUCTION


PH IC L E S SURE


AY


■ATHERINS LE R A L L Y


■commercials The l SOCIETY


HALL I JUNE


COFFEE EVENING


THURSDAY,


JUNE 28th at 7-30 p.m. at Waddington


, i Village Club


TOMBOLA— RAFFLE etc. Tickets 30p


All proceeds In aid of Abbeystead Disaster Fund A h d YOU ”


HYPNOTHERAPY c a n h e lp r ■


Tense, nervous, worried about over-eating, smoking, exam nerves, Insomnia, marital - problems, flying?


Ring WHALLEY 2610 for consultation^


V 6 h k £ H I R E M I N S T R E L r


\ and CAR BOOT SALE Gluaburn Village Institute Cross Hills, Nr Keighley SUNDAY, JUNE 24th


COLLECTABLES FAIR ANTIQUES and


> : 9-30 a.m. — 5 p.m. Two Competitions, Refreshments


GILL on the ORGAN , Details 0943 467288


Forget the Rest — Book The Best!


DISCO OK


Any occasion Large or small


Tel. DARWEN 776159 and CLITHEROE 28141


DAVID


WADDINGTON YOUR MEMBER OF PARLIAMENT


will be available to Interview constituents on


SATURDAY, JUNE 23rd


from*9-30 a.m. to 11 a.m.


at THE CON SER VATIVE OFFICE, RAILWAY VIEW, CLITHEROE


. 1. (1) “Two tribes” — Frankie Goes to Hollywood. 2. (4) “Small town boy” — Bronski Beat. 3. (2) “Wake me up before you go-go” — wham. 4. (3) “Only when you leave” — Spandau Ballet.


5. (5) “Hi energy” — Evelyn Thomas. 6. (7) “Pearl in the shell?’ — Howard Jones.


7. (18) “I won’t let the sun go down on me” — Nik Kershaw!


8. (11) “Relax” —' Frankie Goes to Hollywood. 9. (12) “Searchin’ ’’ — Hazel Dean.


11 .


10. (10). “Heaven knows I’m miserable now” — The Smiths.


15. (15) “Farewell my' summer love” — Michael ; Jackson, f


12. (ST “Sad songs (say so much)” — Elton John. . 13. (17) “One better day” — Madness. 14. (13) “Groovin’ ” — The Style Council.


-■ :■ • ■ -. ■ •


16. (—) “White lines (don’t do it)” — Grandmaster ■■•'.;■ and Melle Mel.


17. (—) “Rough justice” — Bananarama. 18. (16) “I feel like Buddy Hoily” — Alvin Stardust. 19. (9) ‘‘Let’s he&r it for the boy” — Deniece Wil- : liams.


20. (20) “Susanna” — The Art Company.,


~National placings are in brackets. Tip for the top: “Jump for my. love”. — The; Pointer Sisters. LP of tne week: “Born in the USA”— Bruce Springsteen. ChartJ compiled by Castle Records and Tapes. < :;


h i - : - V - *. '♦w :v‘Tv-> o -


THERE’S no pulling the wool over these lads’ eyes . . . they’re all on. their way to becoming expert sheep shearers. And who b e t te r to


teach them than the former world champion handshearer, Peter Bur­ nett, of New Zealand, one of the top six instructors in a country which boasts 10,000 sheep shearers. . Mr Burnett was giving


a demonstration at a sheep shearing > course held at Clay House Farm, Downham. The course, organised


- (6) “Dancing with tears in my eyes” — Ultravox.


by a group of local shear­ ers led by Miss '"Mary Coupland, of Laneside Farm, West . Bradford, is one.of only three taking place in the country this year. .


■ . Our p ic tu r e shows


• Martin Waddin'gton, of Chatbum, who works at Greenwoods Farm, Slaid-


'burn, getting to grids with a sheep. under the supervision of Mr Burnett (front, bright). Watching are (from" the le f t ) ; Michael Emmott, William Mason, Mary Coupland,: Richard Ireland and Brian Coupland; ■;


.


Castle Couture of Clilheroe '


Distinctive Elegance by Maureen Howson SPECIAL SALE


ANNOUNCEMENT CLEARANCE OF MANY HIGH CLASS


GARMENTS AT HALF PRICE OR LESS TO MAKE WA Y FOR THE COMING AUTUMN '84 COLLECTIONS


MANY MORE ITEMS HAVE BEEN ADDED TO OUR SALE


DAVID MOLHO COTTON SUMMER DRESSES Normally £154 NOW £70


EVENING G OW N S -F EW ONLY Normally £299 Now £140 and £110 Now £50


: e.g. Geiger Suits (Austria). Normally £165.99 £110


Two-way Skirts Normally £63 Now £36


Lucie James'Knits'. Few only Normally £135 Now. £70 .


Tootal Skirts Normally £38 Now £20 Few only Cotton Blouses Normally £42 Now £20


Slik/Poiyester Blouses Normally £42 Now £20. - A few at £12.99


• Summer Dresses Normally £134 Now at £45.'


Few3-plece Peter Barron Normally £96 Now at £50 .' Peter Barron Cotton Gowns Normally £82.89 Now £49


Peter Barron Skirts and Sun Tops Normally £51.50 Now £35.99


Traditional Daks Skirts Normally £73 Now £49'


WEDDING. DRESSES


Clearance of previous season's stock. Few only. Normally £295'Now £95


LINGERIE AND BEACHWEAR AT SPECIAL PRICES MANY MORE SKIRTS, GOWNS, SUITS ETC., AT WELL BELOW HALF PRICE. \


OPEN 9-30 a.m. to 8-30 p.m. MON.-FRI. 9-30 a.m. to 5-30 p.m. SATURDAY. .


29 PEEL STREET, CUTHEROE Telephone 27848


; (Off Inner By-pass Whalley/Skipton A59 : hear.Wbltesides).Vf


H.M. GOVERNMENT CONTRACT BY ULTRAFRAME WINDOWS 90H.X 109. ■


The same high strength window system that’s been designed for abnormal window sizes and weather conditions is now available for your home.


★ I.C.I.WELVIC DEVELOPED BY I.C.I. TO RETAIN ITS WHITENESS FOR A LIFETIME. ★ COMPLETELY DRAUGHTPROOF WITH EASILY RENEWABLE WEATHERSEALS. *_PILKINGTON GLASS DOUBLE GLAZED UNITS, f r ★ A 10 YEAR GUARANTEE BY REGENCY (A MULTI MILUON £ COMPANY (FOR YOUR PEACE OF MIND— TRANSFERABLE ON SALE OF PROPERTY.


.. * .INSTALLATION SUPERVISED BY EXPERIENCED TRADESMEN/JOINERS FOR THE ' 1 BEST VALUE IN LANCASHIRE.


• FREE QUOTATION WITHOUT OBLIGATION THE REGENCY SYSTEM TESTED B Y H.M. DEPT. OF CIVIL ENGINEERING f l l


UNIT 4, WATERLOO ROAD, CLITHEROE Tel. 27413


ULTRAFRAME


uPVC Window System that’s been TESTED at WIND FORCES


UPTO 130m.p.h.


Ring Liz, Stonyhurst 435 Tim, Chipping 202


RIBBLESDALE WANDERERS


BLACKBURN WHALLEY


on SATURDAY, JUNE 23rd


MATCH BALL SPONSORED BY


POLLARD & FOSTER KING STREET,: WHALLEY


,C\U.r& vi;r


? r:s.


••Vi #fV#n.*nf t**-s u:


*.-£•»


IT was certainly wet underfoot when a dozen members of the Clitheroe branch of the Ramblers Association set out in


Twinning nearer


PLANS to twin Whalley with the French town of Ruffec have been brought a step nearer. For a “twinning com­


mittee” of villagers has been formed, under the watchful eye of Whalley Parish Councillor. Eric Ronnan, who has been laying the foundations for about 18 months. At a public meeting, 32


villagers turned up to show their interest in the scheme.


pouring rain for their usual Wednesday evening walk.


Mr Tom Boothroyd led the party from Four Lane


'Ends to Little Mearley Hall, then along the path under Pendle to Hook Cliffe, Worsaw End and by Worston Brook to Worston.


As two inches of rain


had fallen the previous night, the becks were spectacular in full spate and some had to be forded.


T h e r e w e r e many


springs bubbling in odd places, but the pastures-, were laid flat with the1 high winds and heavy rain. “Watery Lane” in Worston lived up to its name and a boat would have been useful! '


IT is extremely tedious that ever time churchy­ ards of the Church of En­ gland are mentioned there is an outpouring of arrant nonsense from people who should know better. Your article on the churchyard wall at Chipping reveals ignorance far beyond the norm.


v The Church of England


is hot a sect or denomina­ t io n . E v e ry on e is a member of it until they contract out. Therefore, for over. 1,000 years, the church has provided bury­ ing places for the whole community. Everyone has a right to


Why turn down barn


conversions r ALMOST every time the issue of conversion of bams to dwellings comes before the Ribble Valley Council’s Planning Com­ mittee these plans are turned down lock, stock and barrel.


While I can fully see ANNUAL OPEN DAY


You are invited to the at


Chaigley Manor Children’s Home Chaigley, near Clitheroe


on SUNDAY, JUNE 24th 2 p.m. — 4 p.m.


VARIOUS STALLS ADMISSION lOp.


the council’s concern for out-of-character develop­ ments in rural areas, surely it is essential that bams which, because of modem farming practices, • are of no further use to farme r s are kept in character with local land­ scapes and amenity.


If planning permission


is not granted, then in the majority of cases these fine buildings will fall into ~ disrepair and be eyesores on the horizon.


The majority of applica­


tions for planning permis­ sion come from farmers who, over the years, have worked hard to make a living from the land and who, more than most


S le, appreciate the to care for the coun­


tryside with careful plan­ ning and controlled de­ velopment.


The granting of plan­


ning permission could be kept in check by a strict control on. the type of de­ velopment allowed, on the stone used and the size of building.


This would, I am sure,


CROSS KEYS Enjoy a meal from our


LOWERQATE CLITHEROE


selection of Bar Snacks,


Home Baked Dally Specials or Salads from our Cold Salad Bar


Freshly Ground Coffee


- Lunches dally 12 noon to 2 p.m.


Sundays 12 noon to 1-30 p.m. Evenings Monday to Thursday Inclusive 7 p.m. to 9 p.m.


make for a more “cared for and lived in” area, creating more income through ra te s and a higher countryside popu­ lation.


It is a fact that people


living in the countryside care for it better' than many town dwellers.


H. L. BLACKBURN Clitheroe


Churchyard is everyone's problem Letters to the Editor


The matter is not the


be buried in the parish graveyard if there is room “without payment for the ground they occupy” (fees only being charged for the clergyman’s services and for the right to erect a monument).


However, since the.


Burial Act of 1855, the law has made provision that, when the Privy Council makes . an order for closure (which allows the use of existing graves but forbids the making of new ones), the local au­


thority shall maintain the churchyard “in decent order” upon request.


Surely no one would


expect this to be a charge only on those parishioners who do their duty and attend the church. This provision has been repe­ ated in every Local Gov­ ernment Act since and is in Section 215 of the Act of 1972. This can hardly be called “a loophole in the law,” but is an enact­ ment which is just and equitable.


Look forward in unity


not backward


I WOULD not wish to enlarge on the remarks contained in Mr K. Pickup’s letter in last week’s Advertiser and Times, other than to agree with much of what he has to say regard­ ing the imposition of the lOp per hour charge on pensioners wishing to play bowls at tne Castle. However, I feel I must


comment on the final pa­ ragraph of his letter in which he states that with


hindsight Clitheroe made -.sential characteristics of a mistake in throwing in the^ enlarged area? its lot with our rural friends and neighbours, whose representatives, he asserts, appear to want to maintain for eve r the


Ten years on from reor­ fiarish pump approach to


ocal government. Mr Pickup must surely


be aware that Clitheroe had little or no choice, but neither had our rural friends, all of whose elected representatives were perfectly happy to continue as they were controlling the affairs of their own urban or rural districts. Governments of both


complexions had decided that there had to be amal­ gamations of smaller au­ th o r it ie s in order to create, in their words, larger'and more effective units of local government. The reorganisation of


1974 gave Clitheroe, and the six other authorities which now form the Ribble Valley Borough Council, the stark choice of either forming them­ selves into a rural-type authority or being swal­ lowed up by one of their adjoining large neigh­ bours, whose urban and industrial problems are quite different from those which exist in a predomi­ nately rural area. .I t is accepted that the


present amalgamation may not be perfect — how could it be otherwise


ganisation it is surely time that we stopped re­ ferring to the difficulties created by amalgamation and concentrated rather on the many issues which should bind us together for the common good. In achieving this good,


Clitheroe, with its proud history and traditions, can and must play., an influen­ tial part, at the same time acknowledging the legiti­ mate rights and aspira­ tions of the other merging authorities who have also been obliged to make sac­ rifices for the common good. As one who has served


as an officer of both the old Clitheroe Borough and the. new Ribble Valley Borough Council, I am bound to say let us look forward in unity, not backward with .regret, and consider ourselves fortunate to have retained our area, rather than see it carved up among our larger neighbours with all that would entail. With a firm commit­


ment to succeed we can do much to preserve and develop our area which is. the envy of not only our neighbours but of many regions beyond.


COUN.


BRACEWELL Primrose Street, Clitheroe


Advice from an expert ERIC


when seven separate au­ thorities have given up their independence in order to safeguard the e s - ;


concern of the Church Commissioners, a much maligned organisation which has magnificently husbanded the resources of the- church since, the war so that the clergy receive more than a mere pittance.


1 .... Nor is it a matter for


Blackburn Diocesan offi­ cials, except that it i s ' necessary to obtain a fa­ culty for work done in or around a church which is the church’s safeguard against anything being undertaken which de­ tracts from our heritage.


The Local Government


Councils gave


their all


WHAT complete and utter rubbish flows from the pen of your, correspon­ dent Mr R. Pickup (who really ought to know better). In your issue of June


14th he wrote — I quote — “Of the seven au­ tho r it ie s forming the - Ribble Valley Borough Council, only Clitheroe and Longridge gave their all.” Completely untrue, Mr


Pickup. Both the named authorities retained a number of items including their civic regalia. On the other hand, the


Clitheroe Rural District Council and the Bowland Rural District Council gave absolutely every­ thing — regalia, offices, fu rn ish in g s , hou sing stock, depots, vehicles, fi­ nancial as sets , every­ thing. The Blackburn, Burnley and Preston RDCs in


■ proportion (for parts of their areas were absorbed in other new authorities)


' also gave their all. They had to — there was nobody left to retain it! . And f in a l ly ( i f my


natural modesty did not forbid it) I would add that the authorities named also gave the • Ribble Valley some excellent staff and councillors.


JIMMY FELL, 7 Limefield Avenue, Whalley


'


Saying thanks in style


Act of 1972 recognises the fact that anomohes still remain. ' It sometimes happens


that a very old part of the churchyard has to be maintained by a particular church because a new part is still in use. • Christ Church, Chat-


burn, is an example. The maintenance of the south side of the church is the r e sp o n s ib i lity o f the Parochial Church Council, although it is no longer used for burials, because the north side; is still the burying place of the com­ munity. (It is interesting to note


that all burials were on the south side of a church


■ until the 19th century, except those of excom­ municates or those who “had laid violent hands upon themselves”.) The 1972 Act makes it


possible for the local au­ thority to make some con­ tribution or. actually take over the cost of mainte­ nance in cases like Chat- bum. The sum of £330,000 for


rebuilding a wall at Chip­ ping seems to me to be dramatic Hyperbole. How­ ever, whatever is the final amount necessary for the Ribble Valley Council to carry out the require­ ments of the law, if that sum is divided by the numbers of years that the church in Chipping has made provision for the burying of the dead of the whole community, it will be found to be a modest enough first contribution.


THE REV. GEORGE A. PARKER 91 King Street, Whalley


Campers need


privacy


I AM a r e s id en t of Clitheroe and a member of the Camping and Cara­ van Club. Regarding the com­


ments I read in last week’s paper, I would like, to say that if I was camp­ ing at Edisford I would not like any Tom, Dick or Harry walking, thrbugh


. the camp site.. ■ This is mainly because'


I LETTERS for publica­ tion must be accom­ panied by name and ad-- dress as an indication of . good faith, even i f the writer wishes to use a nom-de-plume.


New b r id g e


APPROVAL has been given by the Development Sub-committee of the Ribble Valley Council for the building of a new a c c e s s bridge across Langden Brook in the Trough of Bowland. The bridge would pro­


vide'vehicle access to the North West Water Au­ thority works nearby and construction would be of concrete and stone. .


of security but also, while on holiday, would you like people walking in and out of your hotel corridors, peering into your rooms, for instance? The Camping Club has


a wealth of experience in running sites and if this one is to be advertised in the “Camping Club Book” as a -club site, then the members will be expect­ ing . the usual high stan­ dards. This generally means a


minimum of vandalism and stamps out dog walk­ ing in the site grounds so that decent campers can get on with their holiday in peace.


P. P. DICKIN Club member, Clither'oe


21st and 22nd JUNE


10.00 a.m to 6.00 p.m. Light refreshments


COME AND HAVE A CHAT ABOUT YOUR PRINTING, STATIONERY AND OFFICE EQUIPMENT.


Free Competition! All'visitors have the chance to


■win a super Special Offers!


HUGE REDUCTIONS on a variety of ENVELOPES TIPPEX, etc


SHARP PRINTING CALCULATOR


1($ off


all stationery and Office Equipment ordered on either day (Unless already reduced)


BOROUGH PRINTING Co. Ltd Back York Street, Clitheroe Telephone 22549


Free Gifts!


The first fifty customers on each day will receive a ‘REPLAY’ pen . . . FREEH


See our NEW CANON PHOTOCOPIER at work Sizes up to A3, Zoom enlargement and reduction. COLOUR facility.


a 1 1 j i O l V •I*1'


We have just completed the alterations to our new SALES and RECEPTION area. We a;e so pleased with it that we would like to invite you to call in and see for yourself!


MEMBERS of the Ribble Valley Disabled Action Group know how to say “thank you” in a big way. They provided a buffet


meal with entertainment at Clitheroe Parish Hall for 50 members of the 76 Club . . . as a “thank you” for paying their rent for a social evening in the hall once a month. Said the group’s acting


chairman, Mrs Prue Birt­ wistle, of Barrow: “The event was a huge suc­ cess.” Guests were ente r ­


tained by singer Mrs Bar­ bara Watson, accom­ panied oh the piano by Mr Geoffrey Hitcnen, both of Clitheroe. Mrs Nellie Kay, of


Clitheroe, recited poems and Mr Wilf Graham, of Barrow, was compere and comedian. A raffle raised £10 for


funds. Ladies of the committee


pr ep a r ed the b u f fe t supper and sandwich fil­ lings were donated by Harrison and Kerr, of King Street, Clitheroe.


OSCAR WINNER


SHOWING for a week from tom o r row at Clitheroe’s Civic Hall Cinema is the highly- rated film “Terms of En­ dearment.” Featuring a strong mix­


tu r e o f comedy and pathos, it stars Shirley MacLainej who won an Oscar for best actress for her performance, and J a ck N ich o lso n who g a in e d an A cadem y Award for best support- ing'actor. The film also won


Oscars for best picture, best director and best screenplay.


LAWNMOWERS


£25 ALLOWANCE


THEO T e l . 2 5 1 4 2 S


on your old mower when you buy a petrol engined lawn mower from ourselves.


V SHAWBRIDGE ST„ J CLITHEROE


>. T u r n ? ft GRASS MACH. LTD ' Open 6 days, 8-30 — 5 p.m.


Clitheroe Advertiser and Times, June 21st, 1984


IHIELDNSURANCE SERVICES


.IMAGINE A LIFE


ASSURANCE PLAN TO PROVIDE • :i 00% MORTGAGE • CASH WHERE THE EXPECTED HAPPENS


LATE NIGHT OPENING THURSDAYS


T,LL 7 , m , MOTOR


LIFE PENSIONS


• CASH WHERE THE UNEXPECTED HAPPENS


• A LUMP SUM ON YOUR DEATH


• A LUMP SUM IF YOU’RE PERMANENTLY DISABLED


• INFLATION PROOFED INCOME ON DEATH OR DISABLEMENT


• MEDICAL-FREE , INCREASES, TO COMBAT


1 INFLATION • INCREASING


CONTRIBUTIONS PAID IF YOU ARE ILL THE SKANDIA PLAN


34 WHALLEY ROAD, CLITHEROE Tel. 27427


Open 9— 5-30, Mon, Tubs, Wad, Frl; 9 a.m.— 7 p.m. Thurs; 9 a.m. — 12 noon Sat.


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18