PAYMENT SOLUTIONS PAID ON YOUR TERMS:
LYNKPAY’S NEXT CHAPTER
Article by Andy Burton CCO, LynkPay
https://lynkpay.co.uk sales@lynkpay.com
Every driver in this trade is running a small business. A vehicle to finance, fuel and insurance to cover, servicing and an MOT to plan for, income that changes week to week. It is one of the hardest small businesses to run, and financial services have barely acknowledged it.
LynkPay started by fixing one part of that. We built payment infrastructure into the dispatch system an operator already uses, so earnings reach drivers without the operator running anything financial. What we are building now is broader: the financial engine of the private hire industry, the layer that decides how a driver gets paid, how they hold their money and how far it goes.
Pay frequency should be a choice, not a habit
Most of this trade still runs on one payment cycle, set years ago and rarely revisited. That is the wrong way round. Some drivers want their money the moment the job ends. Some want a clean daily figure. Plenty are happy waiting until Friday. Some want a mix, a share as they work and the balance at the end of the week.
LynkPay gives the operator all of it. It runs inside the dispatch system you already use, so you can pay after every job, daily, weekly, or any combination of the three. It becomes your commercial decision, not a limit of the plumbing.
Drivers talk to each other about how and when they get paid, and most of the market has one answer.
Built here, going global
We support thousands of drivers in the UK, we are live in Europe with our first operator ramping up from September, and we have live payment capability in the United States. The UAE, Australia and Latin America follow.
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I mention it not to wave the flag, but because scale changes what we can do for the driver on a rank in Bolton. More volume across the same rails buys better terms and technology. It also raises the bar: three regions means meeting the compliance, safeguarding and financial crime standards of regulated partners in each one, which is what this trade should demand of anyone handling driver money.
From payments to a financial engine
Moving money is only the start. The private hire driver has been an afterthought to financial services for decades. Poor access to credit. Expensive insurance. No benefits, no buying power.
The platform that already pays a driver is the right place to fix that. Earnings on the driver’s own terms, a wallet, a card of their own, clear sight of money in and out. Earning, receiving, holding and spending in one place, built around how this job works rather than how a bank imagines it.
LynkPay Rewards
The next piece is aimed at the cost side of a driver’s week. We are building LynkPay Rewards, a benefits and discounts programme for every driver on the platform. The intention is simple: serious buying power over what a driver actually spends on: fuel, tyres, servicing, MOT, breakdown cover, insurance. Then beyond the car: the weekly shop, the mobile bill, the family day out.
Drivers cannot control the fare. They can control what their money buys. A programme that takes a meaningful sum off a driver’s annual household costs is worth more than most of what this industry offers, at no extra cost. More on that shortly.
None of this is charity. A driver paid on the terms that suit them, with real buying power over the costs that eat into their week, stays with their operator and in the trade. That is good for us as well as for them. The question for operators is no longer whether drivers can be paid better. It is why they still aren’t.
We have built the answer. The rest is a decision. SEPTEMBER 2026 PHTM
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