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On...Nutrition & Reflux in Children...


“No infant or child need suffer with painful reflux. Safe and natural options exist.”


HolcareNutrition Vicki Kobliner, MS RD | vicki@holcarenutrition.com 3 Hollyhock Rd. • Wilton, CT • 06897 • 203-834-9949 • holcarenutrition.com


Anti-Aging and Regenerative Medicine is Here! PRP (Platelet Rich Plasma) Treatments & Adult Stem Cell Therapy


PRP


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for married couples). While current law decreases these levels by half in 2025, the Biden Administration has indicated that it would like to reduce these exemptions fur- ther and increase the rates at which estates are taxed. Other clients of mine who do not have children have set up living trusts to facilitate the transfer of their real estate and non-retirement investment accounts to their benefi ciaries outside of probate upon their death. They want the transfer of their assets to bypass the courts and be com- pleted privately.


How Much Control Do You Want to Retain?


A major distinction across the different types of trusts is whether they continue to be controlled by the grantor after the trusts are established. For instance, a revocable trust, known as a living trust, is fl exible and stays in the control of the grantor through- out their lifetime. While a revocable trust may help avoid probate in the transfer of assets, it is usually treated like any other asset the grantor owns during their life and is subject to estate tax upon their passing. In contrast, an irrevocable trust moves out of control of the grantor. Once executed, the assets in the irrevocable trust are out of the grantor’s estate, with the grantor having no ability to change any terms of the trust, including the ability to dissolve it.


Now back to the tomato plants where


we started. The tomato plants that my neighbors resumed ownership of were like revocable trusts. And the tomato plant that my husband and I were given is like an ir- revocable trust. If you aspire to experience peace of mind, optimize your fi nancial health, and make sense of your fi nancial planning choices today and over time in digestible ways like this, I am right here.


Caroline Wetzel is one of Natural Nutmeg’s 10Best Win- ners for Business/Life Coach. Caroline is a Certifi ed Finan- cial PlannerTM


(CFP®) and Vice Botanical Therapy + Naturopathic Wellness Center President, Private Wealth Advi- 30 Natural Nutmeg May/June 2021


sor with Procyon Private Wealth Partners, LLC. Procyon Private Wealth Partners, LLC and Procyon Institutional Partners, LLC (col- lectively “Procyon Partners”) are registered investment advisors with the U.S. Securities and Exchange Commission (“SEC”). This article is provided for informational pur- poses only and for the intended recipient[s] only. This article may also include opinions and forward-looking statements that may not come to pass. Information is at a point in time and subject to change. Procyon Partners does not provide tax or legal ad- vice. https://www.procyonpartners.net. See ad on page 34.


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