HA R R I SON CL A R K R ICKE R BY S REAS SURANCE AS YOU PLAN AHEAD
At the drop of a hat, your perspective on the future can change – the pandemic has seen more people under the age of 50 seeking to make their wills or set up Lasting Powers of Attorney (LPAs) as uncertainty has touched so many.
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For our client Robert, when he found himself making decisions for his father, he knew that he wanted to help his wife and family by setting out his own wishes clearly.
Robert was working for a large, international firm, and had taken advantage of one of the employer benefits available to him, using the ‘Wills @ Work’ scheme from Harrison Clark Rickerbys to put his and his wife’s wills in place.
Later that year, Robert’s father had an accident. As a result, he lost his mental capacity overnight, and was immediately reliant upon his family to make major decisions about his care and wellbeing. Without any written instruction or documentation of his wishes, Robert and his family were faced with not only the shock of the accident to cope with, but also the emotional stress of being responsible for their dad’s best interests.
Later, Robert found himself thinking that nobody should have to go through his and his dad’s situation. He questioned whether, if he had been the one in the accident, his wife and family would know what he’d choose for himself. So, he came to Harrison Clark Rickerbys for help.
He and his wife Rachel discussed updates to their wills, and also the creation of Lasting Powers of Attorney (LPA). LPAs make provisions so that the person or people you nominate can act on your behalf to make decisions about your property and financial affairs, and/ or your health and welfare, in your best interests, should you no longer be able to make such decisions yourself.
When Robert shared the experience he’d had with his father’s accident, it explained why he, being in his forties, wanted to
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draw up an LPA for himself. In our experience, LPAs are some- thing most people usually think about in later life. It was some- thing that would protect his loved ones from going through what he had with his dad if something terrible happened to him.
This is something we understand completely, and we’re experi- enced in making the process of considering the future easier and ensuring that is far from morbid or awkward. What is most important is that your wishes and needs are considered and re- flected in both your will and your LPAs.
Dawn Oliver, head of our Wills, Trusts and Estates team said: “Once you have overcome a completely natural unwillingness to think that the worst might happen, you have taken the most important step.
“We always say that we hope you won’t need the LPAs we put in place for you, but you will know that you have done all you can to help and protect your family. This kind of planning ahead can provide reassurance and confidence for the future.”
Dawn and her team can be contacted at
doliver@hcrlaw.com or by visiting our website
https://www.hcrlaw.com/
BUSINE SS & EDUCATION HCR
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