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F E AT URE GP IND EMNI T Y


D


ETAILS of the new Clinical Negligence Scheme for General Practice (CNSGP) in England and the Future Liability Scheme (FLS) in Wales have now been released – and GPs may assume that these state-backed schemes will provide all they’ll ever need in terms of professional advice and support. Some may give hardly a second thought to the idea of retaining their medical defence


organisation (MDO) membership from 1st April 2019. However, it may come as a shock to discover that there


are a number of key exclusions to NHS cover, leaving some unsuspecting clinicians having to pay hefty legal bills out of their own pocket. While it’s true that GPs will be indemnified by the NHS for work done within an NHS contract, they will continue to need membership of MDDUS following the introduction of CNSGP/FLS, as there are a number of key areas where NHS cover will not provide assistance. The schemes will not cover non-NHS work,


representation at inquests, GMC hearings and disciplinary investigations. Such situations can seriously impact careers and could ultimately result in a GP being struck off. The schemes will also not include advice and support – something highly prized by MDDUS members. It is crucial to have access to support and guidance from experienced medico-legal advisers. This is evidenced by the fact that over the past 12 months MDDUS’ team of expert medical advisers handled more than 6,500 calls and opened nearly 4,000 new case files from GP members relating to issues NOT included in the government schemes. Also in the past 12 months, MDDUS assisted more than 200 GPs facing GMC investigations (see ‘A case in point…’) and advised 513 members who were called to appear at coroner’s inquests. In addition, we helped almost 2,500 members deal with patient complaints – another key area that won’t be covered by CNSGP/FLS. As these figures show, there is a huge range of areas where GPs will not get support from the new schemes and


will need supplementary expert help. You can be sure that MDDUS will still be there for you.


NEW MDDUS PRODUCT We have developed a new product specifically designed for GPs practising under CNSGP/FLS that provides essential advice and assistance. MDDUS General Practice Protection (GPP) costs significantly less than our existing indemnity package and provides the following benefits: • 24/7 medico-legal advice • GMC representation • Assistance with disciplinary matters • Support with Ombudsman investigations • Assistance with coroner’s inquests • Assistance with criminal matters (related to medical practice) • Indemnity for private clinical work outside of your NHS contract*


• Indemnity for writing insurance reports • Indemnity for travel vaccination clinics • Indemnity for worldwide Good Samaritan acts • Assistance with patient complaints • Advice on performers’ list outcomes • Assistance with HR and employment issues for practice staff


• A range of medico-legal publications, on and offline • Discounted medico-legal training.


A letter is being sent from MDDUS to all GP members in England and Wales providing more details on MDDUS General Practice Protection (GPP), and you can also find out more by consulting relevant links on the home page of mddus.com


* Private work (non-practice-registered patients): we can extend your membership to include access to indemnity for a range of medical work outside of your practice setting. See details at mddus.com


GPs in England and Wales may believe that state-backed indemnity will provide all the help and support they need in facing professional difficulties. But what about all the things it won’t help with?


LESS IS NOT MORE WHEN IT COMES TO P


10 / MDDUS INSIGHT / Q1 2019


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