EXPLAINING 401(K) Many men and women
are aware of the impor- tance of retirement plan- ning, and that awareness leads many to enroll in em- ployer-sponsored 401(k) programs. When perusing their quarterly statements, men and women may no- tice they’re being charged certain fees, which can add up over time, prompting some investors to wonder just what they are paying for. • Individual fees: Indi- vidual fees may or may not be charged each quarter, as these fees are typically only instituted when the ac- count holder initiates cer- tain processes, such as tak- ing out a loan on his or her 401(k). Such actions incur fees, and it’s important that investors know just how
much those fees are before taking any actions with re- gard to their accounts. • Investment fees: In-
vestment fees, sometimes referred to as investment management fees,
tend
to be the most expensive fees. These are the fees you are paying the company who handles your 401(k) to manage your funds, and they typically are assessed as a percentage of assets invested,
meaning the
more your 401(k) grows, the more you will pay in in- vestment fees. These fees are automatically deducted from your investment re- turns. • Administration fees:
Typically noted as plan ad- ministration fees on your quarterly statements, ad- ministration fees are the
ALPHA SINTERED METALS, INC.
DIE SETTERS 2nd and 3rd shifts
• Setup and adjust Molding and Sizing Presses to produce and size powder metal parts.
• Experience and knowledge of standard and multi-level molding compaction presses.
• Good attendance habits and working safely are a condition of employment.
Along with offering a competitive benefi t pack- age and participation in an employee incentive program, ASM offers the following base hourly rates, along with an additional shift differential, based on experience and qualifi cations:
Class A - $21.92; Class B - $18.96; Class C - $15.76
Qualifi ed applicants may apply to:
Director, Human Resources
hr@alphasintered.com Alpha Sintered Metals, Inc. 95 Mason Run Road Ridgway, PA 15853
www.alphasintered.com An Equal Opportunity Employer
costs associated with the day-to-day operation of your plan. Record keeping, accounting, legal and trust- ee services are all paid for under the umbrella of ad- ministration fees. Account holders now get more bang for their bucks with regard to administration fees, which typically cover elec- tronic access to plan infor- mation, daily valuation and online transactions in ad- dition to the services that have
been provided for years. When considering fees
associated with their 401(k) retirement plans, it’s impor-
tant that investors recog- nize these fees will escalate as their investment returns increase. Recognizing that and budgeting for such fees is an important part of re- tirement planning.
ENTRY LEVEL COLLISION REPAIR
TECHNICIAN WANTED
Send Resume to:
St. Marys Auto Body, Inc. 1021 Trout Run Road St. Marys, PA 15857
Allegheny Coatings Ridgway, PA
SEEKING NEW HIRES WHY JOIN US?
If you or anyone you know is looking for a job, we are currently hiring!
As innovators in coating and plating, we work hard every day to bring the highest quality prod- ucts to our customers. Our business is consis- tently growing; in fact, we are in the process of constructing a new plant.
We are currently seeking 30 new employees. What We Offer:
• Full and part-time work at a growing company
• Benefits packages • Competitive wages • Plenty of career growth opportunity • Incredible work-life balance • Salaried and hourly positions • 1st, 2nd, and 3rd shift positions
If you are ready to join a team dedicated to growth and improvement, join our family at Allegheny Coatings!
JOIN US TODAY! To Apply
Visit us at our Ridgway location or give us a call!
Allegheny Coatings 224 River Rd., Ridgway, PA 15853 772-3850
careers@alleghenycoatings.com is looking for a
IN THE DUBOIS AREA • 40 hours per week. • Salary + Commission. • Travel is required. • Must have a reliable vehicle & good driving record.
• Outstanding Earning Poten� al.
Send Resume to: Shop-Right
A� n: Christe Gardner 325 Main Street, Suite A Ridgway PA 15853 or Email:
Shop-Right ALLEGHENY MARKET PLACE 1&2
sales@ridgwayrecord.com Monday, August 24, 2015
FULL TIME SALES REPRESENTATIVE
Need some extra $$$
Part time Sorters needed at local manufactur- ing plant. All shifts and flexible hours.
Come join our team! Please apply at:
www.clarionsintered.com EOE M/F/V/D
POSITIONS
CONTACT TECHNOLOGIES is currently re- cruiting for the following positions.
OVEN/TABLEWORK OPERATOR
2nd and 3rd shiſts. Starting wage $9.80/hr. Must be able to work with small parts.
SECONDARY OPERATORS
presses, welders and other various secondary equipment.
For consideration please send application/re- sume to:
229 West Creek Road St. Marys, PA 15857
P.O. Box 149
2nd and 3rd shiſts. Starting wage $11.45/ hr. Duties include operation of repress, drill
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