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IN BRIEF


WHICH? CALLS ON PAYDAY LENDERS TO CUT HIGH FEES Consumer watchdog Which? has stated that payday lenders are acting unlawfully by charging excessive default fees. After an investigation, it found that 10 of 17 leading payday lenders have default fees of £20 or more, and four charged £25 and above; Wonga topped the table at £30. Which?’s legal opinion is that excessive default fees


are unlawful under the Unfair Terms in Consumer Contracts Regulations 1999, which state it is unfair for lenders to charge a disproportionately high fee if borrowers default on a loan. The watchdog has written to the worst offenders to challenge their default fees, which it believes should be no higher than the administrative costs associated with defaulting. Previous research carried out by the watchdog found that more than half of payday loan users (56%) had incurred charges for missed or bounced credit repayments over 12 months, compared to 16% for all credit users.


Well, stone me! An 81-year-old in Sweden was a little shocked to read his own obituary in the paper after a mix up between the hospital that had been treating him and his family. On his supposed demise, Sven- Olof Svensson quipped: “Rumours of my death have been greatly exaggerated.”


It’s illogical, captain A diehard trekkie in Canada has spent more than £20,000 modifying the interior of her house to look like the Starship Enterprise. The results include a


Spock-themed bedroom, a transporter room and a


Starfleet bathroom.


We give you our pick of the top comedy viral videos this month. Click on the text below and enjoy. Tweet us your top videos @olemagazine


GONE VIRAL


Rosemary’s baby


That guy needs a payrise


Do NOT try this at home


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