CL
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Insulation for Retirement investments pay dividends in the end.
I receive many calls from
their utility bills. My heart goes out to those who have to make decisions between buying food and medicine or paying the utility bill. I wish I had a magic wand to help you, but, continue to give energy tips that will help you. A while back I received a call
from a fellow at a lending institution in Missouri who listens to my weekly radio program. He said that they have a radio program on investments that follows my show on three radio stations. He thought they might use some of my energy ideas in their work. I asked several questions and learned that they also loaned money and had actually made a mortgages (EEM). This really got my attention because I had worked on a plan like this many years ago. An EEM allows additional
called, “Planning for the Future” and is hosted by “John and Janet.” They have really good ideas for planning your future. I have heard them say one of the biggest concerns folks have is outliving their income, even though they had planned for some retirement. Because I have been a great investment for 25 years, I discussed some ideas with them. Would you give me $3,000
one time if I would give you $50 per month for the rest of your life? $3,000. Others will just say “no.” The rest of you might say, “maybe, tell me more.”
this. I believe there are millions of houses in this country that $3,000 worth of energy improvements could save $50 per month on the utility bill and the house would also be more comfortable. Let me sweeten the pot for more
now
money to be loaned if the money is used to make the house meet certain energy standards. We both agreed are great investments.
program that follows our show on a radio station in Little Rock. It is
14 Okay, if you keep your $3,000 ”
in a savings or CD account at 2 percent interest, you will have about $3,656 at the end of 10 years. If I give you $50 per month for 10 years you will have $6,000. You will have gotten your $3,000 back, made $2,344 more than you would have with the savings or CD account, and continued to receive $50 each and every month.
incentive. Suppose I increase the amount that utility rates increase. 4, 2010, stated electric rates could increase as much as 10 percent a use 7 percent. If that happens in 10 years, you will have gotten your $3,000 back, made $4,631, and received $92 each month thereafter. Well, you get the
point but I have one more question for you: What if
10 years it will be too late to call me. But regardless, I will still care and worry about you. We've had a very mild winter
temperatures and bills of summer. Nevertheless, think about the money you're not having to spend on heating just now. It may be a good time to put that money to work for
www.okcoop.org
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