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FALL 2016 Retirement Guide


MEMORY CARE OR MEMORY-SUPPORT CARE is given to patients suf- fering from dementia who are too ill to remain alone in their homes yet are not sick enough to require intensive care. Patients who receive memory care get assistance with daily activities such as bathing, grooming, dressing, and taking medications. Patients also might receive services designed to enhance their psychological well-being and creativity, such as art therapy or music-appreciation courses.


PERSONAL CARE refers to activities related to personal hygiene and beau- tification. These activities include tooth-brushing, bathing, shaving, hair care, perfuming, and applying makeup.


PURCHASE AND RENTAL refer to payment options available to residents in retirement communities. With a purchase agreement, residents have an owner- ship interest in their homes and make monthly payments similar to paying a mortgage. With a rental agreement, residents make monthly payments to a re- tirement community and have no ownership interest in their residence.


REHABILITATION/REHABILITATIVE SERVICES might be needed when patients have suffered from an illness or injury or after they have undergone surgery. During the rehabilitation process, patients receive the care they need to function again, both physically and emotionally. These services can include physical therapy, psychiatric treatment, critical care, dietetic services, and speech therapy. Patients can receive rehabilitative services in different health care set- tings, including hospitals, outpatient rehabilitation facilities, and long term care facilities. In some cases, rehabilitative services also might be available to patients in their own homes.


RESIDENTIAL LIVING refers to communities that allow active seniors to live in apartments or homes. These communities often provide housekeeping services, daily meals, and maintenance services (e.g., snow removal, repairs, and landscaping).


RESPITE CARE is designed to give caregivers an extra hand as they take care of a sick family member. These services can help alleviate the stress on primary caregivers and give them much-needed breaks from their duties. Respite-care services are available on an in-home or out-of-home basis. In-home respite care includes services such as companionship, personal care, and skilled nursing as- sistance. Out-of-home respite care services include adult day care programs and caregiver support groups.


SKILLED NURSING refers to services performed by licensed nurses. Generally, skilled-nursing services are provided to patients in nursing homes. These services include tending to a patient’s wounds, helping a patient bathe, and dressing the patient. In addition, skilled nurses are responsible for evaluating their patients on a regular basis, creating a nursing plan for patients’ care and revising it as necessary, and keeping the supervising physician up-to-date on patients’ progress.


A WELLNESS CENTER is a health care facility that promotes healthy living and the prevention of illness. Wellness centers also might offer educational pro- grams on fitness, diet, and meditation.


— Kenya McCullum


ON THE WEB How much money will you need to have saved up to live comfortably during your retirement? Check out MOAA’s Retirement Savings, Planning, and Invest- ment calculators at www.moaa.org/calculators/#retirecalc.


90 MILITARY OFFICER SEPTEMBER 2016 I


Garden Room,” and he cites the var- ied menu and flexible meal times at his community as other reasons he is happy with his choice. To explore new opportunities. Gary Somerville, an Air Force veteran and retired sergeant with a Califor- nia sheriff’s department, lives in Dan Heuer’s Arizona community and is “grabbing what life has to offer.” “I’m living [the] high school years I [missed] because I was too busy get- ting my career going,” Somerville says.


“I’m living [the] high school years I [missed] because I was too busy getting my career going.” —Gary Somerville


Hay expresses the same level of satisfaction. His “casita” in his retire- ment community in Escondido has a spa that helps with old injuries he incurred, and since he lives near the ocean, he is able to serve as a docent on USS Midway (CV-41). “These communities are not nursing homes,” Hay says. “These are luxury apartments with great restaurant-style dining, activities, and outings. It’s like living on a cruise ship that never leaves the dock.”


MO


— Latayne C. Scott is a freelance writer based in New Mexico. Her last feature ar- ticle for Military Offi cer was “Retirement 2.0,” September 2015.


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