Patriots say... CUMBERLAND CROSSINGS


is a beautiful senior living community offering worry-free, vibrant living and unrivaled amenities including an indoor pool, woodworking shop and fitness center.


We are tax-friendly and close to the U.S. Army War College.


Call (888) 995-7390 to learn more about us and the Veteran’s benefits for which you may be eligible!


1 LONGSDORF WAY| CARLISLE, PA 17015 1 - (888) 995-7390 | www.CumberlandCrossingsSeniorLiving.org


FALL 2016 Retirement Guide I


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 - Ǽ ¢¢ǯ %*'&7.' ;174 8+5+6 61&#;^ EgLNNgJGLgGEGL 14 MNHgFLHgIMMH  ¢ ǯ ǯ ¡śśśřŚşś ě ǯ ¢ ǰ řŘŖŝş 74 MILITARY OFFICER SEPTEMBER 2016  ǯ


willing to help and organizations [established] to help veterans at the state, city, county, [or] nonprofit level,” he says. “The problem is the gap isn’t a gap in resources; it’s the gap between the resources. And veterans have very difficult times navigating a very com- plex maze of nonprofits, local, state, and federal resources.”


“I think the top thing that draws military retirees to Florida is there’s no tax on their retirement pension or income.” —Bobby Carbonell


Weather winner But perhaps the state’s main appeal — to veterans and everyone else — is its climate. “As we age, of course, the colder


weather affects us more so than it did in the earlier years,” Humphries explains. The Sunshine State has a subtrop- ical climate throughout. (It never of- ficially becomes tropical because the southernmost point among the 48 contiguous states, Key West, falls just short of the Tropic of Cancer.) Nevertheless, residents don’t find


themselves letting out a truly authen- tic “brrrr” too often. Average January temperatures range from 51.4 degrees in Pensacola, at the western edge of


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