General ledger. Customer information file, loans, factoring, hire purchase, syndicated loans, demand deposits, fixed and time deposits, remittances, electronic banking, branch delivery, ATM and credit/debit cards. Risk management, fraud detection, anti- money laundering, corporate terminal system, retail internet banking, cash management, loan origination, workflow and imaging, delivery service processor, provident fund system, CRM, mobile banking. Multi-lingual, multi-branch, multi-currency, multi-base currency. Full support for Islamic banking. Nostro and vostro accounting. Modules for treasury management and trade finance. Support for multiple delivery channels including internet and other forms of home banking through the delivery service processor.