19 Cash and Cash Equivalents including Bank Overdrafts


2015 £000


Cash at bank and on hand Bank overdraft


20 Other Interest-Bearing Loans and Borrowings


This Note provides information about the contractual terms and repayment terms of the Group’s interest-bearing loans and borrowings, which are measured at amortised cost, using the effective interest rate method.


2015


Invoice discounting Term loan


Revolving credit Mortgage


Finance lease liabilities Overdraft


Unamortised transaction costs


Secured bank loans and mortgages over one year Unamortised transaction costs


Repayments are as follows: Between one and two years Between two and five years Between five and ten years


2014


Invoice discounting Revolving credit


Margin


Frequency of repayments


Monthly maturity


Mortgage 1.75%/base Monthly Finance lease liabilities Overdraft


1.76%/base Unamortised transaction costs


Secured bank loans and mortgages over one year (included above) Unamortised transaction costs


Repayments are as follows: Between one and two years Between two and five years Between five and ten years


*Revolving maturity above relates to the payment terms on the invoice discounting which is up to 90 days from the date of invoice. The invoice discounting facility renewal date is October 2019.


2.00%/base On demand


2017 2023


Year of Facility


1.50%/base On demand Revolving* 15,000 2.00%/LIBOR


Monthly Various -


£000 £000 £000


8,000 4,000 2,000 3,000


32,000


2,959 2,000 3,593 854 -


9,406 9,330


(76)


2,959 2,000 399 382 -


5,740 5,718


(22) Drawn Margin


Frequency of repayments


Quarterly Varies


Quarterly maturity Year of Facility


1.50%/base On demand Revolving* 22,000 2.00%/LIBOR 2.00%/LIBOR 1.75%/LIBOR


1.76%/base Monthly Various 2.00%/base On demand


- £000 £000 £000


2019 13,400 12,116 2019 2022


8,000 3,470 2,000 2,000


3,397 2,000


3,287 474 -


50,870 21,274 (240)


21,034


3,397 3,211 2,000 461 284 -


Drawn


Current Non-Current £000


-


8,905 -


2,826 190 -


9,353 11,921 (65)


(175)


9,288 11,746 11,921 11,746


(175)


3,006 7,389


1,351 11,746


Current Non-Current £000


- -


3,194 472 -


3,666 3,612 3,666 3,612


(54) 6,147


(6,086) 61


2014 £000


5,574


(4,982) 592


(54) 630 1,262


1,720 3,612


64


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