BBT


CORPORATE CARDS SUPPLEMENT 2015


CONTENTS 04 WELCOME


Introduction by Bank of America Merrill Lynch’s Melissa Gargagliano


06 OVERVIEW


A growing sector reflects today’s focus on tracking and controlling T&E spend


10 ENGAGING STAKEHOLDERS


Communication is key to successfully choosing suppliers


14 VIRTUAL PAYMENTS


Security, compliance, flexibility, cost savings... some of the factors driving virtual take-up


20 DATA MINING


Analysing card data paints a complex picture of the business travel landscape


22 INNOVATIONS


How ‘fintech’ is shaping the payment sector’s agenda 28 SECURITY


Information is power when battling the fraudsters


32 EXPENSE MANAGEMENT


Can we look forward to a seamless, paperless future?


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