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downsmail.co.uk NEVER TOO OLD FOR A MORTGAGE!


Sarah Ferrell is our local gem as far as mortgage advice is concerned. With over 20 years’ experience in the mortgage market, Sarah deals with all manner of


mortgage enquiries. Whether it is for a


new house purchase, a re-mortgage, a buy- to-let enquiry or to discuss releasing equity from your home in retirement, Sarah is happy to discuss any mortgage needs with anyone – regardless of age. She is one of the few advisers fully qualified and licensed to deal with both “traditional” and retirement mortgages and her current clients range in age from 19 – 93!


Sarah has commented that whilst many of her clients contact her because they are looking to move house or re-mortgage, there are an increasing number of people contacting her with questions about raising mortgage finance in retirement.


Through no fault of their own, an increasing number of people are carrying debt into retirement or needing to raise new finance and this can make the “Golden Years” potentially worrying, due to financial pressures.


The good news is that it need not be such a worry, as there are many safe and affordable options specifically for those in retirement. “The choice is greater than ever, which means I can usually find the right solution,” says Sarah.


Whether you need to repay a mortgage, finance some unexpected outlay or just make your retirement more comfortable, there are many options available to you. Retirement Mortgages and Equity Release can provide a safe and very welcome solution for many people who just don’t realise this may be an option to help them.


Sarah says “I see so many people who are worried about their finances at a time in their lives when they really don’t want financial pressure. Being able to take those worries


away is tremendously rewarding”


Sarah takes a great deal of time to work out which solution may be best for each individual and says: “My advice for a first-time buyer would be very different than if I were speaking with somebody approaching retirement and I am fortunate enough to be able to offer advice to everybody regardless of what stage of life they are at. If somebody has questions about mortgage finance then I would strongly recommend a conversation as I can then point people in the right direction.”


Sarah is happy to visit your home and, unlike many banks, she is not just available 9-5 but will offer flexible times to suit her clients.


Call Sarah at Professional Mortgage Services


M: 07789007447 T: 01622 631372


E:sarah.ferrell@btopenworld.com


 MORTGAGES  EQUITY RELEASE  RE-MORTGAGE  BUY-TO-LET  FIRST TIME BUYERS Your home may be repossessed if you do not keep up repayments on your mortgage.


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