Maidstone Borough Council 9 Help to buy
The Government created the Help to Buy scheme to help hard- working people like you take steps to buy your own home. Whether you are looking to get onto the housing ladder or move up it, there are a number of Help to Buy products designed to make buying a home more affordable, including:
Shared ownership – new build and re-sales Depending on how much you can afford, shared ownership allows you to buy a percentage share of a property while a local housing association retains the other share.
It is sometimes known as “part-buy part-rent” because you will then be charged a rental payment on the remaining share owned by the housing association. In most cases shared owners can choose to buy additional shares later on to increase their equity.
Equity loans The Help to Buy equity loan is designed to help you purchase specific new-build properties priced up to £600,000 from participating registered developers with as little as a 5% deposit.
The Government lends you up to 20% of the cost of your
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new-build home, so you’ll only need to provide a 5% cash deposit and a 75% mortgage to make up the rest. You also won’t be charged loan fees on the 20% loan for the first five years of owning your home.
Want to find out more? bpha are delivering this service on behalf of the Homes and Communities Agency in the East and South East of England. For more information please visit
www.helptobuyeastandsoutheast.uk.com or call 03333 214044
Affordable houses Official government figures just released show that Maidstone has provided more affordable homes than any other district in Kent and many London boroughs.
The figures show that 1,050 affordable homes were built in Maidstone Borough in the four years between April 2010 and March 2014.
From 10 June, the way that people register to vote has changed. Instead of one person registering everyone in the house, people will now take responsibility for their own registration to help reduce fraud. You can also now register online, making it much easier to register.
What do I need to do? If you’re on the electoral register already, nothing – we’ll write to you in July to let you know if you’ve been automatically transferred to the “IER” register, or if we need more information. If you aren’t registered to vote yet, visit
www.gov.uk/register-to-vote – you’ll need your National Insurance number (if you have one) to register, and it will take about five minutes. You can also call 0800 3 280 280.
Where can I find out more? Visit
www.gov.uk/yourvotematters for more information
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