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Kitchen looking more like an office? At this rate, you might want both.
Get a great rate on a Home Equity Line of Credit. Home Equity Line of Credit
Introductory Rate for 6 Months
1.99%APR* Rates As Low As
3.99%APR*
Variable Rate after Introductory Period
There’s never been a better time to make those home improvements you’ve been thinking about. U.S. Bank is offering a Home Equity Line of Credit at a great rate with no closing costs. Not to mention potential tax advantages, great service and convenient branch locations. Start adding value to your home today.
branch
usbank.com/lowrate
800.209.BANK (2265)
*1.99% Introductory Annual Percentage Rate (APR) is available on Equiline Home Equity Lines of Credit with a U.S. Bank Package and a 70% or 80% loan-to-value (LTV) or less, depending upon the market. The introductory interest rate will be fixed at 1.99% during the six month introductory period. A higher introductory rate will apply for a credit limit of $15,000 to $24,999 and an LTV above 80%. After the six month introductory period: the APR is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of February 1, 2013, the variable rate for home equity lines of credit ranged from 3.99% APR to 8.99% APR. Higher rates will apply for a credit limit below $99,999, an LTV above 80%, a low credit score and/or not having a U.S. Bank Package relationship. The rate will not vary above 25% APR, or applicable state law, or below 1.99% APR. An annual fee of up to $90 may apply after the first year. Offer is subject to normal credit qualifications. Rates are subject to change. Property insurance is required. Consult your tax advisor regarding the deductibility of interest. Other restrictions may apply. Home Equity Loans and Lines of Credit are offered through U.S. Bank National Association ND. © 2013 U.S. Bank. All rights reserved. Member FDIC.
MARCH 2013 | RAGE monthly 21
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