SECTION 1 PLANNING YOUR PURCHASE
6 Why and where to buy Understanding what you want from your property will help narrow down the choices of where to buy
9 What type of property to buy – new build & off plan Is a brand new property for you?
11 What type of property to buy – resale
Does someone living there before you reassure you or put you off?
13 What type of property to buy – fractional Access luxury property for a fraction of the price; does this growing model of ownership suit your needs?
15 Know before you go Planning to move overseas permanently? Sound advice from the Foreign and Commonwealth Offi ce on how to make it a success
17 Planning your purchase Section checklist
SECTION 2 BUYING YOUR PROPERTY
19 Inspection trips If a developer is paying for your visit you need to understand what is expected from you
20 Deals, deals everywhere With offers and discounts everywhere, how do you identify a good deal?
23 Role of the agent You’ve met an agent who knows what they are talking about, but do you understand their role in your purchase?
25 Role of the developer They have built it and you are buying from them - be clear on what you’re getting
26 Buying costs Drawing up a realistic budget will help you assess purchase and ongoing costs
28 Letting your property Offset your annual running costs with rental income – here’s how to go about it
31 Buying your property Section checklist
SECTION 3 ESSENTIAL SERVICES
33 Legal
Appointing an independent lawyer is just the start
35 Tax
There’s no escaping it so understand the tax
implications and get it right
37 Mortgages Finding the right lender is a key descision
39 Currency
Go to a specialist - they can save you money
40 Insurance Protect yourself against anything from poor workmanship to a dispute over land titles
41 Insurance Services Advice and a range of products from the AIPP to give you reassurance
42 SIPPs
Just what type of property can you put in your pension?
45 Who’s who in
the buying process Section checklist
4 AIPP CONSUMER GUIDE
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