BUSINESS
As an employee… If you are an employee, work- ing in the UK, aged 22-65, and earning above £5,564, you will be automatically enrolled in a scheme, unless you “opt out”, but this must be your choice, not your employers. Once in the scheme, you will have to contribute enough to make up your overall contribution ini- tially to 2%.
But be warned, the total amount which must be put in to the scheme rises quickly from 2% to 5% and then to 8% by 2018.
Find out more information on the Pensions Regulator web- site, or talk to your usual advi- sor before it becomes a prob- lem. R A Clement Associates,
Are You...
Wondering if an accountant could improve your finances?
Thinking you might be paying too much tax?
Looking for advice on improving your business profits?
Come and see R A Clement Associates - our experienced staff can help you with these problems.
www.raclement.co.uk
Chartered Accountants have a free information sheet available on website www.raclement.
co.uk which contains a table of enrolment dates for each
is called “Employers’ Guide to 2012 Pension Reforms”.
By Dr Shona Wardrop, Asso- ciate at R A Clement Associ- ates.
Call Us Today...
If you just need a one-off meeting for a bit of advice, we can do that.
If you want your payroll running on a regular basis, we can do that too.
Naturally we cover all the usual acounting and taxation functions.
Our specialist IT department can help with a bit of IT advice or a complete ICT audit.
Visit our WEBSITE
www.raclement.co.uk for the latest business/financial news and details of what else we do.
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