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Flat-Living.co.uk Insurance


How many people does it take to change a light bulb…?


From the dangers of legionnaires’ disease to changing light bulbs, and from the risks of asbestos to window cleaning – a landlord’s responsibilities in a block of flats are huge.


with professional help, the risks and pitfalls can be easier to avoid. “It’s important though never to ignore or dismiss health and safety


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as an annoying cost – as the cost of failing to comply if there’s an accident or injury could well be far greater.” Dave said all blocks of flats must have a risk assessment carried out


on any common areas, particularly if cleaners, gardeners, residents, managing agents or contractors are using them. “This will have to include all gardens, grounds, plant rooms, meter cupboards, and lift motor rooms – so don’t leave anything out.” Fire safety risk assessments are also required, and if electrical equipment is supplied by the RMC, landlord or agent to perhaps a cleaner, it must be regularly tested and properly maintained. RMC directors, landlords and agents must also be aware of any


roperty insurance expert, dave Williams, from Block- insure limited, in shrewsbury, said health and safety was a major issue for any resident management com- pany (RMc), agent or landlord. “We all know health and safety can be a nightmare, but


asbestos in the building’s structure or common areas. “Managing property can be all-consuming so time is precious. By


turning to a professional risk management company, you can let the experts guide you through a process that would otherwise soak up valuable time and money.”


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