THINKAHEAD

Disability Insurance

If you can’t break a fall, soften the impact. Give themmore than a promise. Give your loved ones a safer landing.

Good intentions can't prevent a disability. That'swhy PEFMBP sponsors Short-termand Long-termDisability Insurance through The Hartford.1

Help protect your family against financial losses. Take action and enroll. Because promises alone aren’t enough.

Call formore information: PEFMembership Benefits Programat (518) 785-1900, ext. 243 or (800) 342-4306, ext. 243 or visitwww.buymbp.com/protect or email mbinsurance@pef.org.

1TheHartford® is TheHartford Financial ServicesGroup, Inc. and its subsidiaries, including issuing companiesHartford Life Insurance company and

Hartford Life andAccident Insurance Company. Policies sold inNewYork are underwritten byHartford Life Insurance Company.HomeOffice of both companies in Simsbury, CT.All benefits are subject to the terms and conditions of the policy. Policies underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms underwhich the policiesmay be continued in force or discontinued.

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