LET PENFED HELP MAKE THIS YOUR

With auto loan rates as low as: Buy Any New Car

• Finance up to 110% 1.49 %APR*

• Pre-approved auto drafts available to qualifi ed buyers.

• Loan amounts up to $100,000. 48 Mos Already Bought?

Refi nace Your New Vehicle With Us!

• Save money with lower monthly payments.

• Finance up to 100%. • Loan amounts up to $100,000.

1.49 %APR*

• Rate available for current (2015) and prior model year (2014). Other rates and terms available.

Fuel your summer fun with easy access to your money.

• Equifax® identity theft protection (a $155 value)†

• Over 56,000+ free ATMs • Mobile check deposit • Free online bill pay

AccessAmerica CHECKING

Federally Insured by the NCUA Applying is easy

Rates and offer current as of June 30, 2015 and are subject to change. *APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rate depends on term. Other restrictions including vehicle age and mileage may apply. Weight restrictions apply. Financing up to $100,000. Maximum used car loan advance will be determined by PenFed using a NADA value. Up to 110% fi nancing is available to qualifi ed members. 100% fi nancing available for refi nanced vehicles. In order refi nance an existing PenFed auto loan, the advertised rate must be equal to or greater than your current PenFed auto rate. Rates as low as 1.99% APR apply to used vehicle loan amounts for 12- 36 months. Used Car Loan example: $20,000 loan with a rate at 1.99% APR, 36 monthly payments of approximately $572.78. New vehicles are where you are the original owner and the vehicle is a current (2015) or prior model year (2014). Rates as low as 1.49% APR applicable to new vehicles fi nanced for 37-48 months. New vehicle payment example: $20,000, 1.49% APR, 48 monthly payments of approximately $429.47. Rates as low as 1.49% APR applicable to new vehicle refi nances fi nanced for 37-48 months. New vehicle refi nance payment example: $20,000, 1.49% APR, 48 monthly payments of approximately $429.47. †

For primary account holders, no payment is required for the fi rst year. Twelve months after your account opening date you will be able to continue your subscription

at a cost of $2.95 per month. If you agree to continue your subscription, the $2.95 fee will be charged each month to your PenFed Access America account. Access America joint account holders are offered the product for $2.95 per month. After successfully completing enrollment in the identity theft protection product, PenFed will charge your Access America account $2.95 each month you continue your subscription. You may cancel at any time; however, we do not provide partial or full refunds.

48 Mos

Buy Used: Any Make, Any Model

• Finance up to 110%. • Loan amounts up to $100,000.

1.99 %APR*

• After you have made at least 12 payments, you may qualify to extend your loan and lower your payments.

PUT YOUR MONEY IN REACH. 36 Mos