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Price Check on Money Matters. Some financial advisors charge a percent- age. Others will bill you by the hour or on a load system. Read the fine print on account contracts and prospectuses, and ensure the fees match your objectives.

These UAVs Have Your Back. The U.S. Army Research Laboratory is working on creating robotic unmanned aerial vehicle (UAV) systems that can act as teammates for dismounted soldiers in the field and perform designated missions.

Advice for Retiring Overseas. Maybe you fell in love with the German life- style or perhaps you’ve heard your dollars will go further in South Africa. But do your research before moving outside the U.S.

To access “Online Only” items, follow the instructions provided at www.moaa.org/ moaaonline.

Connect With MOAA www.moaa.org

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READ WITH EASE The MOAA Publications app brings you much of the same content you love in an in- teractive tablet format.

Search for “MOAA Publications” in the iTunes Store or in Google Play. The app works on Android and iOS tablets.

Always on the Web

Trusted Guidance Premium and Life members can access MOAA’s books and guides at www.moaa.org/publications. Find tips for every military experience.

Insurance Products Did you know MOAA members get access to premium insurance rates and products? Get the scoop at www.moaa.org/moaainsurance.

Meet Online MOAA members share service stories, reconnect with old friends, inter- act with chapters, and more via MOAA Connect (connect.moaa.org).

Military Officer (ISSN 1542-3360) is published monthly by the Military Officers Association of America®, 201 N. Washington St., Alexandria, VA 22314-2539. Telephone: (703) 549-2311. © 2015 by Military Officers Association of America (MOAA). All rights reserved. Periodicals postage paid at Alexandria, VA 22314 and additional offices. Postmaster: Send address changes to Military Officer, Attn: MSC/CH, 201 N. Washington St., Alexandria, VA 22314-2539. Subscriptions: Premium or Life Membership in MOAA includes a print subscription to Military Officer. For those not eligible for membership: $40 a year in the USA and its possessions; $100 a year, foreign. Single copy, $4.75.

4 MILITARY OFFICER JULY 2015 PHOTOS: SHUTTERSTOCK

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