ILLUSTRATION: MARK MATCHO


Money


Save for the future. Enjoy the journey.


4WAYS TO SAVE


How to tame your spend- ing and still provide the best for your furry friend


ON PET COSTS


Shop around for meds. Pet owners often buy medi- cations from their vets, but the convenience can be costly, as many clinics charge a dispensing fee. If the drug is used by hu- mans, too, you can fill the script at many drugstores. Or you can buy it online from a site accredited by the National Association of Boards of Pharmacy, such as 1800PetMeds.com and PetCareRX.com. Go to the vet in the a.m. If your pet needs a procedure, schedule it early. She can recover during the day, reducing the likelihood of a pricey overnight stay. Groom midweek. Pet sa- lons are busiest on week- ends, which is why many charge up to 20 percent more then. Spot will leave the groomer just as spot- less on a Wednesday. Buy goodies at discounts. If Mittens desires a steady stream of feathered string, go to the dollar store; you’ll find many of the toys that pet stores carry. Doggyloot .com and coupaw.com also sell discounted toys (and treats). —Kate Rockwood


1.20% 0.95%


Two ways to save: 15-Month CD


APY1


On balances of $2,000 or more High Yield Savings


APY2 On all balances


Call us at 1-800-869-0206 or visit us at myoptimizerplus.com to get started using promo code PARADEM.


We’ve been recognized by Bankrate.com®


* Trademark of Synchrony Bank. 1,2


1 and MONEY® Magazine.


Annual Percentage Yields (APYs) are accurate as of 8/10/14 and subject to change at any time without notice. Fees may reduce earnings. Visit myoptimizerplus.com for current rates, terms and account requirements. Offers apply to personal accounts only. Funds must come from a source outside Synchrony Bank.


2


For High Yield Savings Accounts, rates are variable and subject to change any time after the account is opened without notice. The minimum balance required to earn the advertised APY and to open a High Yield savings account is $0 but a minimum balance of $50 is required to avoid a $5 monthly service charge. From MONEY®


The minimum balance required to earn the advertised APY is $2,000 and must be deposited in a single transaction. Accounts with balances of $2,000 or more earn 1.20% APY. The minimum balance to open a CD is $2,000. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time.


(APYs) that were among the highest reported in 100 Highest Yields® © 2014 Synchrony Bank


with, and do not endorse products or services of, Licensee. Synchrony Bank has received the Bankrate.com®


Magazine, November 2013 © 2013 Time Inc. Used under license. MONEY Magazine and Time Inc. are not affi liated Top Tier award for consistently off ering annual percentage yields


for 1st quarter 2014. FDIC © PARADE Publications 2014. All rights reserved Member


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