“key years”
“key years” areYOUin?
Which
Does it make sense to buy (and pay for) a “lifetime” life insurance policy when what you really need is extra financial security for critical “key years”?
STRATEGY Pay only for the protection you need, for the “key years” you need it. With MOAA Select Level Term Life Insurance, you lock in coverage for the timeframe you choose—based on your specific needs.
TACTICS Add this budget-friendly coverage targeted on the “key years” when your family responsibilities or financial commitments are the greatest: “X” years until your youngest is finished college “X” years until your mortgage (student loan, etc.) is paid off “X” years until you downsize, sell or retire
ADVANTAGES
✓ Lock in a “term” to match your needs—choose 10, 15 or 20 years ✓ Lock in a benefit amount up to $500,000.00—depending on your age ✓ Rate based on your age when coverage is issued—NO yearly increases
How Much Can You Save? Check It Out! CALLfor a free info kit. 1-800-247-2192
M–F 7:30 a.m.–5:00 p.m. Central. Provide your MOAA Group ID#: 054582-1-1-1
★ ★ ★ ★ ★ ★ ★ ★
(Hearing- or voice-impaired may call the Relay Line: 1-800-855-2881) Or visit online:
www.moaainsurance.com.
Or Clip & Mail: MOAA Insurance Plans, P.O. Box 14520, Des Moines, IA 50306-3520
First Name: ______________________________________ Last: ______ ______ Code 054582010102/04022/04032/04042 ___________________
Birthdate: ____/____/____ Phone:(_____) ______________ Email:_____________________________ Address:___________________________________________________________________________ City: ______________________________________________ State: ______ ZIP: _________________ Branch of Service: ___________________________________ Rank: ___________________________
C
Ask questions. Turn to MOAA for answers.
We’re the nation’s largest military officer association, more than 370,000 strong.
Our broad portfolio of life insurance solutions offers members a strategic fit for all life stages. Members count on “MOAA 3 C’s”:
Competitive rates, Comprehensive coverage and unparalleled Customer service.
STRATEGIC SOLUTION 3: Select Level Term Life
ENDORSED by MOAA for Members Under Age 69
3 “KEY YEARS” CASE STUDIES A
Young Family = Big Responsibilities With family and financial obligations, stakes are high—and money’s tight. Tis rate is based on your younger age, so you lock in a lot of coverage, affordably.
B
Career in Full Gear = Higher Income to Protect Your income is your highest now and your family’s lifestyle and goals depend on it. Now’s the time to ramp up your protection to help replace lost income.
Nearing Retirement or Retired = Shifting Priorities Maybe your investments and real estate took a hit and your total financial security has changed. While you rebuild your assets, carry this extra life insurance as economical “nest egg” security for your spouse.
Underwritten by Hartford Life Insurance Company, Simsbury, CT 06089 The Hartford®
is The Hartford Financial Services Group, Inc., and its subsidiaries, including issuing company Hartford Life Insurance Company.
AR Ins. Lic. #245544, CA Ins. Lic. #0633005 d/b/a in CA Seabury & Smith Insurance Program Management
54582 (10/11) ©Seabury & Smith, Inc. 2011
All benefits are subject to the terms and conditions of the Policy. Policies underwritten by Hartford Life Insurance Company detail exclusions, limitations and terms under which the policies may be continued in force or discontinued. Coverage may not be issued in some states. Policy #SRP-1153(HL)(1311)(1312)(1313)
★ Call to learn more. NO obligation. Take a look; the information is FREE. CALL 1-800-247-2192. Call to learn more. NO obligation. ake a look; the information is FREE. CALL 1-800-247-2192.
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