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December 2011
Whose Estate is it? Yours! By Marguerite Lorenz, CTFA, CLPF #319
The 4th Annual Home for the Holidays
Tree Extravaganza benefits Habitat for Human- ity Inland Valley. Several dozen professionally designed trees will be on display at the Prom- enade in Temecula from November 11 through December 14. Tree sponsors include Brighton Collectibles, California Bank & Trust, Kids World, Pacific Western Bank, Paradise Chevro- let, Tri-Lakes Sportswear, and Van Avery Prep.
As a Private Trustee and Executor, I see all kinds of families, elders,
and situations. I’ve seen the benefits of planning ahead and the disasters of avoiding the topics of aging, death, incapacity, money, etc.
In January, our free estate planning education workshop series
sponsored by charities, will be held at the Fallbrook Library at 124 S. Mission Road, Fallbrook, CA 92028. To register call 619.752.6991 or go to our website at:
www.ItsYourEstate.org. There you can see details on the topics covered and the testimonials of past students.
This is 12 hours of education, offered in two classes a week for
four weeks: January 18 and 25; February 1 and 8 - from 9:30am to 12:30pm.
You must register to attend, as seating is limited. Our sponsors in-
clude KPBS, The Salvation Army and the American Heart Association, to name just a few.
You will learn about keeping your independence, even when you
Opportunity tickets are available for a donation of $1 each to win one of these beautiful trees.
For more information call Elizabeth Hamerschlag at Habitat for Humanity Inland Valley: 951.296.3362.
Chosin Few The cold forced the corpsmen to change their way of doing business. With
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the first sound of a firefight they would take several syrettes of morphine and put them in their mouths. This kept the morphine liquid until the syrettes were jabbed into a wounded man’s flesh to relieve his pain. The corpsmen were the only ones who worked with bare hands in the severe cold, and they found a way to keep their fingers nimble while tending a wounded man. The heat of the man’s blood did the trick or his guts as they were stuffed back into the belly.”
Te following narrative is the first engagement fought by Baker–one–seven on the way to Yudam Ni.
“In the brush below Kiser’s platoon, Chinese assault squads waited in disci-
plined silence for the signal to attack. Under the cover of darkness they had crept soundlessly into their jump off positions, within grenade range of the Marine line.
The sound of a rocket ripping through the air close above us jolted me awake.
A streak of fluorescent green crossed our line, followed by a red rocket from the other direction. Bugles blared and whistles shrilled down the valley. The lumi- nous hands on my watch said 0030 and we were under attack. A sudden clamor erupted with an eerie chant, ‘M-line die; M-line die’ issuing from a chorus of Chinese voices, then the crash of mortars, the boom of concussion grenades, and the sharp sputter of burp guns. Seconds later there was the deeper sound of answering Marine rifles and BARs, joined by the pounding of our machine guns and the explosions of Marine grenades. The screams of wounded men added to the mélange of sounds. Enemy mortars walked the ridgeline, thundering along the company CP and raining clods of earth on my mortar men.”
As a veteran of the Korean War, I was very moved by the reading of these
passages. Looking at the faces of the veterans gathered in the square…veterans of WWII, the Korean War, the Vietnam War, and the war in Iraq and Afghanistan…I could see that we share the understanding that our Freedom is Not Free. We are proud to have served.
Semper Fi, Roland Behny
“Colder Than Hell” was published January 2000 by Bluejacket Books and is available through
www.amazon.com
don’t feel well. You will learn new questions to ask your trusted profes- sionals. Students who have attended this class typically say they learned many things they didn’t even know about, even though they already have a trust in place. I hope to see you there!
It’s all about Control If you are worried about being a burden to the loved ones and
friends around you, this next section is for you. You may feel that you are “weak” or somehow “less than” if you ask for help. I have seen many elders isolate themselves, so no one else sees their struggle. The result is that the struggle is much worse than it has to be. Here are some suggestions I make to my clients about the upcoming life changes:
• Begin the practice of asking for assistance (with lots of please and thank you).
• Start learning new ways to get things done, if you couldn’t walk or drive.
• Find out what it really costs to have the care you need, when you need it.
The goal is to stay in control. In upcoming articles, I will be offer-
ing you more tips on staying financially safe, how to find and work with good professionals and living well. You can get ahead by coming to the It’s Your Estate class in January (details above).
The landscape of life can change in an instant. You have probably
seen what has happened to friends or loved ones who just never thought it would happen to them. Think of an umbrella; if you have one on a sunny day, great. If you don’t have one, when you need it, you have avoided a simple tool which would have made you so much more com- fortable. Your complete, signed, estate plan is your life’s umbrella!
Having your preferences in writing makes it possible for your life to
continue along, with as much stability and continuity as you can have, because you thought about it and put your desires in writing. There is no substitute for a well-written estate plan, implemented by someone who knows what to do and when to do it.
Keep expressing your value to others with your good self care.
Marguerite Lorenz, CTFA, CLPF #319 Co-Chair for the Professional Fiduciary Association of California An- nual Conference 2012 Host for the
www.ItsYourEstate.org public edu- cation program, San Diego County
The Chronicle
www.ChronicleMediaGroup.com
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