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10 San Diego Uptown News | June 24–July 7, 2011


EVENTS FROM PAGE 9 CALENDAR


a.m. to 2 p.m. every Sunday, Hill- crest DMV, 3960 Normal St., free. Cinema Under the Stars pres- ents “The Princess Bride:” 8:30 p.m., Cinema Under the Stars, 4040 Goldfinch St., 295-4221, top- spresents.com, $14 Thursday and Sunday, $15 Friday and Saturday.


JULY 4


Mission Hills Town Council’s 4th of July Celebration: 10:30 a.m. to 2 p.m., with a parade, games, music, picnicking, food and a BBQ competition at Pioneer Park, Washington Pl. and Ran- dolph St., missionhillstowncouncil. org, free.


Urban Design/Project Review Subcommittee of the NPPC meeting: 6 to 8 p.m., North Park Recreation Center/Adult Center, 2719 Howard Ave., 954-5588, northparkmeetings.info, free.


ADVERTORIAL FINANCIAL FOCUS


Don’t let “Double Dip” Fears Sink Your Investment Plans


Article 3—Nov. 15, 2010 Fears of a “double-dip”


recession are in the air. Obvi- ously, this isn’t particularly good news; we’d all like to feel that the economy is grow- ing robustly. At the same time, however, you’ll want to avoid making hasty, ill-advised invest- ment decisions based on the mere threat of a slide into an- other recession. Instead, you’ll want to keep your long-term investment plan intact — in all economic environments. The possibility of a double-


dip recession makes great headlines. But such events have been rare. In fact, we’ve seen only one double-dip reces- sion in the past 77 years. How- ever, this history hasn’t stopped gloomy forecasters from pre- dicting a double-dip in 1991 (it didn’t happen) and in 2003 (when it didn’t happen again). Will we again avoid the dou-


ble-dip recession this time? It’s dangerous to make predictions, but it seems more likely that what we’re really experiencing is a “soft patch” in the economic recovery as retail sales remain weak, consumer confidence is low and unemployment re- mains high. But on the posi- tive side, manufacturing activ- ity has been strong, corporate earnings have rebounded to pre-recession levels and profit margins are near all-time highs. And yet, many investors are


focusing strictly on the negative reports — and they’re acting on their fears by moving money from stocks to fixed-income vehicles, such as bonds. Dur- ing the period from July 2008 through June 2010, investors pulled more than $200 billion out of stock-based mutual funds and put more than $475 billion into bond funds, according to the Investment Company Insti- tute.


Bonds can provide a source


of regular income and will re- turn your principal when they mature, providing the issuers don’t default. They’re an im- portant part of most investors’ portfolios. But if you’re joining


the crowd and over-concentrat- ing on bonds, you risk losing the following: •Growth opportunities —.


According to Ibbotson, a lead- ing investment research orga- nization, stocks have done par- ticularly well following 10-year periods in which the stock mar- ket hasn’t performed strongly — and the past 10 years were one of the worst periods we’ve ever seen for stocks. And right now, many quality stocks are trading at some of the most at- tractive values in 15 years, as measured by price-to-earnings ratio, or P/E.


•Portfolio balance — Ide-


ally, you want your portfolio to contain a mix of investments — stocks, bonds, international and cash—designed to reflect your risk tolerance, time hori- zon and long-term goals. You’ll need to adjust your investment mix over time to reflect chang- es in your life, and regular port- folio reviews will prompt you to rebalance back to your target mix and determine whether any other changes are needed. But if you’re constantly disrupt- ing your portfolio’s balance by reacting to short-term events, you’ll have a much harder time achieving your objectives. In virtually all areas of life, bal- ance is essential — and that’s certainly true in regard to your investments. A “double-dip recession”


might sound scary, but it may well never come to pass — so don’t let the mere prospect throw you off your investment strategy. Good investment op- portunities are out there — so dip into them. Past performance is no guarantee of future results. Before investing in stocks,


you should understand the risks. Stocks are subject to market risks, including loss of principal invested. This article was written by


Edward Jones for use by your local Edward Jones Financial Advisor.


JULY 5 “Modern Day Mummy: The Art & Science of Mummification:” 10 a.m. to 4 p.m. until March 4, 2012, San Diego Museum of Man, 1350 El Prado, 239-2001, museu- mofman.org, adults $10, youths, students, seniors and military $7.50, children $5, children under 3 free.


Tues Nite Out: 5 p.m. to 8 p.m. every Tuesday, several community restaurants and retailers offer dis- counts on special items, center of Hillcrest, mostly along University Ave., visit fabuloushillcrest.com for full listings. North Park Main Street Design Committee meeting: 5:30 to 7:30 p.m., North Park Main Street Office, 3076 University Ave., 294-


2501, npbid@northparkmainstreet. com, free.


Uptown Planners meeting: 6 to 9 p.m., 1230 Cleveland Ave., Ste. M-200, uptownplanners.org, free. Neighborhood Watch Block Captains meeting: 6:30 to 8:30 p.m., San Diego Police Depart- ment, Western Division, 5215 Gaines St., 876-9646, dsurwilo@ pd.sandiego.gov, free. Pajama storytime: 6:30 to 7 p.m., Mission Hills Library, 925 W. Washington St., 692-4910, tinyurl. com/missionhills, free.


JULY 6 Adams Ave. Farmer’s Mar- ket: 3 p.m. to 7 p.m. every Wednesday, John Adams Elementary School, 4674 35th St., free. Vegetarian Tasting Menu: 5 p.m., weekly, rotating menu from Specialty Produce and Suz- ie’s Farm at Alchemy, 1503 30th St., 255-0616, alchemysandiego. com, $25. Call for reservations. Pajama storytime: 6 to 7 p.m., North Park Branch Library, 3795 31st St, 533-3972, free. Sky Tonight Planetarium Show presents “Summer Solstice and Constellations:” 7 and 8:15 p.m., Reuben H. Fleet Science Center, 1875 El Prado, rhfleet.org, 238-1233 ext. 810, adults $10.50, children ages 3 to 12 and seniors $9.


JULY 7 North Park Farmer’s Market: 3 to 7 p.m. every Thursday, parking lot behind CVS at 32nd St. and University Ave., free.


Balboa Park Committee meet- ing: 6 to 8 p.m., Balboa Park Club, Santa Fe Room, 2150 Pan Ameri- can Rd., 235-1157, mknutson@ sandiego.gov, free.


University Heights Community Association and Crime Watch meeting: 6:30 to 8 p.m., Birney Elementary School, 4345 Campus Ave., 723-3538, uhsd.org, info@ uhsd.org, free. “Poster Boys:” 7:30 p.m. Thursday, 8 p.m. Friday, 3 and 8 p.m. Saturday and 2 p.m. Sun- day through July 31, Diversion- ary Theatre, 4545 Park Blvd., 220-0097, diversionary.org, $31-$33.


Cinema Under the Stars pres- ents “Vertigo:” 8:30 p.m., Cinema Under the Stars, 4040 Goldfinch St., 295-4221, topspresents.com, $14 Thursday and Sunday, $15 Friday and Saturday.


JULY 8 Summer reading program: 10:30 to 11 a.m., Mission Hills Library, 925 W. Washington St., 692-4910, tinyurl.com/missionhills, free. Mission Hills Farmer’s Mar- ket: 3 to 7 p.m. every Friday, 4050 Falcon St., free. Friday teen night: 6 to 9 p.m., movies, games, activities, food and more sponsored by the Cali- fornia Gang Reduction, Interven- tion and Prevention Program at the Mid-City Gymnasium, 4302 Landis St., 516-3082 or 641-6125, free.


“My Mother’s Italian, My Father’s Jewish & I’m in Therapy!” 7 p.m. Wednesday, 8 p.m. Thursday and Friday, 2 and 8 p.m. Saturday and 2 and 5:30 p.m. Sunday through Sept. 4, Ly- ceum Theatre, 79 Horton Plaza, 544-1000, $42.50-$47.50. Cinema Under the Stars pres- ents “Vertigo:” 8:30 p.m., Cinema Under the Stars, 4040 Goldfinch St., 295-4221, topspresents.com, $14 Thursday and Sunday, $15 Friday and Saturday.u


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