TUESDAY, OCTOBER 5, 2010 875 Fauquier County


TRUSTEE SALE 5355 PROVIDENCE LANE SUMERDUCK, VA 22742 Fauquier County VA-251016-C In execution of a Deed of Trust in the original principal amount of $468,825.00, with an annual inter- est rate of 6.75% from NEZAM MOHAMMED AND LAURA BOWLES dated 3/31/2006 recorded in the Clerk's Office of the Circuit Court of Fauquier County, Virginia, in Deed Book 1210, at page 1561 (or Instrument No. 003458040016), default having occurred in the pay- ment of the Note thereby secured and at the request of the holder of said Note, the under¬signed Substitute Trustee will offer for sale by public auction at the main entrance to the building housing the Fauquier County Circuit Court, 40 Culpeper Street,Warrenton,VA, on 10/21/2010 at 2:00PM, the prop- erty described in said deed, locat- ed at the above address and briefly described as: ALL THAT CERTAIN LOT OR PARCEL OF LAND LYING AND BEING SITUATE OFF VIRGINIA ROUTE 637 IN LEE MAGISTERIAL DISTRICT, FAUQUIER COUNTY, VIR- GINIA, CONTAINING 5.0049 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS LOT 2 ON THAT CERTAIN SURVEY OF DEERFIELD ESTATES, LOTS 1 AND 2, DATED MAY 2, 1980, BY JAMES G. BUTLER, JR., AND ASSOCIATES, P.C., ATTACHED TO THE DEED RECORDED IN DEED BOOK 400 AT PAGE 210, IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF FAUQUIER COUNTY, VIRGINIA. TOGETHER WITH AND SUBJECT TO THAT CERTAIN 50' EGRESS EASE- MENT AS SHOWN ON PLAT OF SURVEY OF JAMES G. BUTLER, JR. DATED JUNE 11, 1980. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale.Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold "AS IS". The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate.The purchas- er at the sale will be required to pay all closing costs except the Grantor's recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder.Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Sub- stitute Trustee This is a communi- cation from a debt collector. FOR INFORMATION CONTACT: ETS OF VIRGINIA, INC. 6802 Paragon Place, Suite 350 Richmond, Virginia, 23230


ETS.VA@gmacrescap.com ASAP# 3715816 09/28/2010, 10/05/2010


(888) 876 Loudoun County


NOTICE OF TRUSTEE'S SALE 46630 DRYSDALE TER APT 200, STERLING, VA 20165-4376 In execution of the Deed of Trust in the original prin- cipal amount of $219,600.00 from LARVINE Z HARRIS dated Septem- ber 15, 2006 recorded in the Clerk's Office of the Circuit Court of the County of LOUDOUN, Vir- ginia, Instrument No. 20060918- 0079850, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Substitute Trustee(s) will offer for sale at public auction At the main entrance to the County Circuit Court 18 E. Market, Lees- berg, VA 20178, on October 08, 2010 at 9:00 AM the property described in said Deed of Trust, such property is located at the above address and briefly described as:CONDOMINIUM UNIT NO, 46630-200, PHASE 10, RIVER- BEND AT CASCADES CONDOMINI- UM, WITH AN UNDIVIDED INTER- EST IN THE COMMON ELEMENTS. TERMS OF SALE: CASH: A deposit of $20,000.00, cash or certified check, will be required at the time of sale with settlement within fif- teen (15) days from the date of sale. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that we are a debt collector attempting to collect the indebted- ness referred to herein and any information we obtain will be used for that purpose. RECONTRUST COMPANY, N.A. AND ALG TRUSTEE, LLC,


Substitute


Trustee(s) FOR INFORMATION CONTACT: RECONTRUST COMPA- NY, N.A. 2380 Performance Drive, TX2-985-07-03, Richardson, TX 75082 (800) 281-8219 - Call Between 10:00 a.m. and 5:00 p.m. (CST) OR ALG Trustee, LLC 803 Sycolin Road, Suite 301, Leesburg, VA 20175 (703) 777-7101 - Call Between 9:00 a.m. and 11:30 a.m. (EST) (10 -0110385/CONV) (Trustee No. 510649)ASAP# 3732191 09/28/2010, 10/05/2010


NOTICE OF TRUSTEE'S SALE 20991 TIMBER RIDGE TER APT 201, ASH- BURN, VA 20147-7740 In execution of the Deed of Trust in the original principal amount of $188,000.00 from TEJ KAPOOR dated October 26, 2004 recorded in the Clerk's Office of the Circuit Court of the County of LOUDOUN, Virginia, Instrument No. 20041101- 0116717, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Substitute Trustee(s) will offer for sale at public auction At the main entrance to the County Circuit Court 18 E. Market, Lees- berg, VA 20178, on October 15, 2010 at 9:00 AM the property described in said Deed of Trust, such property is located at the above address and briefly described as:CONDOMINIUM UNIT NO. 3-20991-201, WESTMAREN CONDOMINIUM, WITH AN UNDI- VIDED INTEREST IN THE COMMON ELEMENTS.TERMS OF SALE: CASH: A deposit of $15,000.00, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that we are a debt collector attempting to collect the indebted- ness referred to herein and any information we obtain will be used for that purpose. RECONTRUST COMPANY, N.A. AND ALG TRUSTEE, LLC,


Trustee(s) FOR INFORMATION CONTACT: RECONTRUST COMPA- NY, N.A. 2380 Performance Drive, TX2-985-07-03, Richardson, TX 75082 (800) 281-8219 - Call Between 10:00 a.m. and 5:00 p.m. (CST) OR ALG Trustee, LLC 803 Sycolin Road, Suite 301, Leesburg, VA 20175 (703) 777-7101 - Call Between 9:00 a.m. and 11:30 a.m. (EST) (10 -0111982/CONV) (Trustee No. 510896) ASAP# 3737977 10/05/2010, 10/12/2010


Substitute 368-3686


EZ 876 Loudoun County


NOTICE OF TRUSTEE'S SALE 902 SMARTTS LANE, N.E., LEESBURG,VA 20176 In execution of the Deed of Trust in the original principal amount of $322,000.00 from KARI CRAWFORD dated August 24, 2007 recorded in the Clerk's Office of the Circuit Court of the County of LOUDOUN, Virginia, Instrument No. 20070827-0063087, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee(s) will offer for sale at public auction At the main entrance to the County Circuit Court 18 E. Market, Leesberg, VA 20178, on October 08, 2010 at 9:00 AM the property described in said Deed of Trust, such property is located at the above address and briefly described as: LOT 91-R, POTOMAC CROSSING, SECTION 1- B-2, WITH IMPROVEMENTS THERE- ON TERMS OF SALE: CASH: A deposit of $20,000.00, cash or cer- tified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that we are a debt collector attempting to collect the indebted- ness referred to herein and any information we obtain will be used for that purpose. RECONTRUST COMPANY, N.A. AND ALG TRUSTEE, LLC,


Trustee(s) FOR INFORMATION CONTACT: RECONTRUST COMPA- NY, N.A. 2380 Performance Drive, TX2-985-07-03, Richardson, TX 75082 (800) 281-8219 - Call Between 10:00 a.m. and 5:00 p.m. (CST) OR ALG Trustee, LLC 803 Sycolin Road, Suite 301, Leesburg, VA 20175 (703) 777-7101 - Call Between 9:00 a.m. and 11:30 a.m. (EST) (10 -0106890/CONV) (Trustee No. 510794)ASAP# 3728202 09/28/2010, 10/05/2010


NOTICE OF TRUSTEE'S SALE 44086 NATALIE TER APT 301, ASHBURN, VA 20147-7906 In execution of the Deed of Trust in the original prin- cipal amount of $287,500.00 from GARY W GALLAHAN and JESSICA N TAYLOR dated October 07, 2005 recorded in the Clerk's Office of the Circuit Court of the County of LOUDOUN, Virginia, Instrument No. 20051014- 0116432, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee(s) will offer for sale at public auction At the main entrance to the County Circuit Court 18 E. Market, Leesberg, VA 20178, on October 15, 2010 at 9:00 AM the property described in said Deed of Trust, such property is located at the above address and briefly described as: UNIT NUMBER 44086-301, PHASE 1, IN THE CON- DOMINIUM SUBDIVISION KNOWN AS LAKESHORE CONDOMINIUM, WITH AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS TERMS OF SALE: CASH: A deposit of $20,000.00, cash or certified check, will be required at the time of sale with settlement within fif- teen (15) days from the date of sale. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that we are a debt collector attempting to collect the indebted- ness referred to herein and any information we obtain will be used for that purpose. RECONTRUST COMPANY, N.A. AND ALG TRUSTEE, LLC,


Trustee(s) FOR INFORMATION CONTACT: RECONTRUST COMPA- NY, N.A. 2380 Performance Drive, TX2-985-07-03, Richardson, TX 75082 (800) 281-8219 - Call Between 10:00 a.m. and 5:00 p.m. (CST) OR ALG Trustee, LLC 803 Sycolin Road, Suite 301, Leesburg, VA 20175 (703) 777-7101 - Call Between 9:00 a.m. and 11:30 a.m. (EST) (10 -0086737/CONV) (Trustee No. 509509) ASAP# 3752580 10/05/2010, 10/12/2010


Substitute


NOTICE OF TRUSTEE'S SALE 18372 FAIRWAY OAKS SQUARE, LEES- BURG, VA 20176 In execution of the Deed of Trust in the original principal amount of $1,000,000.00 from SHAWN R HEDGSPETH and DARRYL GRAY dated July 10, 2006 recorded in the Clerk's Office of the Circuit Court of the County of LOUDOUN, Virginia, Instrument No. 20060712-0060379, and rerecord- ed on October 23, 2006, Instru- ment No. 20061023-0089818, default having occurred in the pay- ment of the Note thereby secured and at the request of the holder of said Note, the undersigned Sub- stitute Trustee(s) will offer for sale at public auction at the main entrance to the County Circuit Court 18 E. Market Leesberg, VA 20178, on October 15, 2010 at 9:00 AM the property described in said Deed of Trust, such property is located at the above address and briefly described as: LOT 13, LAND BAY "K", PHASE IX, SECTION 1, RIVER CREEK WITH IMPROVE- MENTS THEREON TERMS OF SALE: CASH: A deposit of $20,000.00, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Additional terms may be announced at the time of sale. Pursuant to the Fed- eral Fair Debt Collection Practices Act, we advise you that we are a debt collector attempting to col- lect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.RECONTRUST COMPANY,N.A AND SAMUEL I. WHITE, P.C., Substi- tute Trustee(s) FOR INFORMATION CONTACT: RECONTRUST COMPA- NY, N.A AND SAMUEL I. WHITE, P.C. 5040 Corporate Woods Drive Suite 120, Virginia Beach, VA 23462-6523 (800) 281-8219 - Call Between 10:00 a.m. and 5:00 p.m. (CST) (09 -0161914/CONV) (Trustee No. 0102898109) ASAP# 3737229 10/05/2010, 10/12/2010


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SF Substitute 877


Spotsylvania/ Fredericksburg


877


Spotsylvania/ Fredericksburg


NOTICE OF SUBSTITUTE TRUSTEE’S SALE


8403West Hildy Court Spotsylvania,VA, 22553-3623


By virtue of the power and authority contained in a Deed of Trust dated February 19, 2008, and recorded at Instrument Number LR200800003552 in the Clerk’s Office for the Circuit Court for Spotsylvania County, VA, securing a loan which was originally $400,000.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front steps of the Circuit Court for Spotsylvania County, 9113 Courthouse Road, Spotsylvania, Virginia 22553 on


October 15, 2010 at 11:00AM


improved real property, with an abbreviated legal description of Lot 52, Section 1, SAWHILL, and as more fully described in the aforesaid Deed of Trust.


TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESENTA- TION OR WARRANTY OF ANY KIND. A deposit of $42,000.00 in cash or cashier’s check payable to the SUBSTITUTE TRUSTEE will be required at the time of sale. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Trustee's fee. All other public charges or assessments, including real property taxes, water/sewer charges, ground rent, condo/HOA dues or assessments, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges or condo/HOA fees have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the Seller's attorneys at settlement, a fee of $295.00 for review of the settlement documents.


Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.


(Attorney for Commonwealth Trustees, LLC) 7910WoodmontAvenue, Suite 750 Bethesda, Maryland 20814 301-907-8000


www.rosenberg-assoc.com 876 Loudoun County


TRUSTEE'S SALE OF 401 MADISON CT SE, Leesburg,VA 20175


In execution of a Deed of Trust in the original principal amount of $262,870.00, with an annual interest rate of 6.3750% from ANDREW COLLINS AND KAREN COLLINS dated August 27, 2004, recorded among the land records of the Circuit Court for the COUN- TY OF LOUDOUN as Deed Book/Instrument # 20040827- 0091505 RECORDED AUGUST 27, 2004, the undersigned appointed Substitute Trustee will offer for sale at public auction on the cour- thouse steps in front of the Circuit Court building for the County of Loudoun located at 18 East Mar- ket Street, Leesburg Virginia on October 19, 2010 at 3:30 PM, the property with improvements to wit:


Lot No. 1, on the west side of Madison Court (formerly Madison Street) and on the south side of Monroe Street, in Section One of "Monroe Manor”.


ANDfurther described in the above Deed of Trust. (Tax Map No. /48/A/5/////1/ ; PIN 231-28-1322- 000)


THIS COMMUNICATION IS FROM A DEBT COLLECTOR.


TERMS OF SALE: ALL CASH. A bidder's deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Set- tlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee's File No. 09-165508D.


PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Sub- stitute Trustees, C/O Shapiro & Burson, LLP, 13135 Lee Jackson Highway, Suite 201, Fairfax, VA 22033 (703-449-5800)


303 KING STREET SOUTH, Leesburg,VA 20175


In execution of a Deed of Trust in the original principal amount of $66,258.00, with an annual inter- est rate of 6.3700% from JEFFREY D. KRUSE dated June 10, 2004, recorded among the land records of the Circuit Court for the COUN- TY OF LOUDOUN as Deed Book/Instrument # 20040615- 0060656 RECORDED JUNE 15, 2004, the undersigned appointed Substitute Trustee will offer for sale at public auction on the cour- thouse steps in front of the Circuit Court building for the County of Loudoun located at 18 East Mar- ket Street, Leesburg Virginia on October 26, 2010 at 3:30 PM, the property with improvements to wit:


All that tract or parcel of land, situated, lying and being on the west side of King Street, in the Town of Leesburg, Loudoun Coun- ty, Virginia, adjoining the lands of Taylor, Walker and others, being the same and which was conveyed to S.H. Grimes, Sr. by deed bearing date on the 112th day of January, 1899, recorded in Deed Book 7 R's. Folio 286, being also a portion of the same land which was con- veyed to Lillian Grimes by S.H. Grimes, Sr., by deed bearing date on the 11th day of July, 1931, recorded in Deed Books 101's, Folio 413 among the land records of Loudoun, County, Virginia, to which deed and the deeds therein referred to, reference is made for a more particular description of the land hereby conveyed.


(Lot 3) Beginning at a point in the westerly line of South King Street - U.S. Route 15, said point also being a corner of Parcel 4, which is also in the name of Beatrice Jackson Estate, thence departing the said westerly line of S. King Street and running with said Parcel 4 N62deg 26'43"W - 249.63' to a point in the easterly property line of Leston Carlson; thence running with the said line of Carlson N36 deg 11'20" E - 48.56' to a pipe found, corner to the property of Kathleen Campbell; thence running with the southerly property line of said Campbell S58 deg 11'57"E -242.45' to a rod found in the aforementioned westerly line of S. King Street; thence run- ning with said line S26 deg 29'46" W-30.07' to the point of beginning. Containing 9,622 square feet or 0.22089 acres of land.


ANDfurther described in the above Deed of Trust. (Tax Map No. /48/A//13///3/; PIN 231-27-7358- 000)


THIS COMMUNICATION IS FROM A DEBT COLLECTOR.


TERMS OF SALE: ALL CASH. A bidder's deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Set- tlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee's File No. 09-164538V.


PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Sub- stitute Trustees, C/O Shapiro & Burson, LLP, 13135 Lee Jackson Highway, Suite 201, Fairfax, VA 22033 (703-449-5800)


Home delivery starts your day off right.


1-800-753-POST SF SF TRUSTEE'S SALE OF


876 Loudoun County TRUSTEE'S SALE OF


25252 RIFFLEFORD SQ, UNIT 205, Chantilly,VA 20152


In execution of a Deed of Trust in the original principal amount of $292,500.00, with an annual inter- est rate of 3.7500% from FRANKA. PASSARELLI dated May 26, 2005, recorded among the land records of the Circuit Court for the COUN- TY OF LOUDOUN as Deed Book/Instrument # 20050620- 0064978 RECORDED JUNE 20, 2005, the undersigned appointed Substitute Trustee will offer for sale at public auction on the cour- thouse steps in front of the Circuit Court building for the County of Loudoun located at 18 East Mar- ket Street, Leesburg Virginia on October 26, 2010 at 3:30 PM, the property with improvements to wit:


CONDOMINIUM UNIT NUMBER 25252-205, TYPE A-2, PHASE SIX, LAKESIDE AT SOUTH RIDING CON- DOMINIUM, TOGETHER WITH AN UNDIVIDED INTEREST IN THE COM- MON AND LIMITED COMMON ELE- MENTS AND ALL OTHER RIGHTS AND PRIVILEGES WHICH ATTACH OR ARE APPURTENANT TO SAID UNIT, ALL AS DESCRIBED IN THE DECLARATION OF LAKESIDE AT SOUTH RIDING CONDOMINIUM, WITH PLATS AND PLANS, AND EXHIBITS ATTACHES THERETO, IN DEED BOOK 1439 AT PAGE 949 AMONG THE LAND RECORDS OF LOUDOUN COUNTY, VIRGINIA AND ANY AMENDMENTS THERETO, WHETHER NOW OR EXISTING OR HEREAFTER RECORDED AS PERMIT- TED BY AFORESAID DECLARATION, SAID PROPORTIONATE UNDIVIDED INTEREST IN THE COMMON AND LIMITED COMMON ELEMENTS BEING SUBJECT TO CHANGE BY AMENDMENT TO SAID DECLARA- TIONAS PROVIDED HEREIN.


ANDfurther described in the above Deed of Trust. (Tax Map No. 106/B13P6/205/; PIN 128-46-0242- 010)


THIS COMMUNICATION IS FROM A DEBT COLLECTOR.


TERMS OF SALE: ALL CASH. A bidder's deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Set- tlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: Conventional. Trustee's File No. 09-174387V.


PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Sub- stitute Trustees, C/O Shapiro & Burson, LLP, 13135 Lee Jackson Highway, Suite 201, Fairfax, VA 22033 (703-449-5800)


877


Spotsylvania/ Fredericksburg


11112 Blue Herron Circle Spotsylvania,VA 22553 Spotsylvania County


TRUSTEE SALE


In execution of a Deed of Trust in the original principal amount of $562,000.00, dated May 24, 2006 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instru- ment 200600019256, default hav- ing occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Sub- stitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judi- cial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on October 7, 2010 at 10:30 o'clock amthe property described in said deed, located at the above address and briefly described as:


Lot 219-A, in that Portion of Sec- tion 6 of Summers Landing Subdi- vision now designated as Section 6C of Summers Landing Subdivi- sion, recorded in Deed Book 1722, at Page 278, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (6054-08/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


FOR INFORMATION CONTACT: Rosenberg &Associates, LLC


877


Spotsylvania/ Fredericksburg


OPQRS 877


NOTICE OF SUBSTITUTE TRUSTEE’S SALE


6816 Buck Lane Fredericksburg,VA, 22407-6327


By virtue of the power and authority contained in a Deed of Trust dated May 6, 2005, and recorded at Instrument Number LR 200500017842 in the Clerk’s Office for the Circuit Court for Spotsylvania County, VA, securing a loan which was originally $307,930.00. The appointed TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front steps of the Circuit Court for Spotsylvania County, 9113 Courthouse Road, Spotsylvania, Virginia 22553 on


October 26, 2010 at 2:30 PM


improved real property, with an abbreviated legal description of LOT 22 of HAWTHORNE WOODS SUBDIVISION, and as more fully described in the aforesaid Deed of Trust.


TERMS OF SALE: The property will be sold “AS IS,” WITHOUT REPRESEN- TATION OR WARRANTY OF ANY KIND. A deposit of $38,000.00 in cash or cashier’s check payable to the TRUSTEE will be required at the time of sale. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Trustee's fee. All other public charges or assessments, including real property taxes, water/sewer charges, ground rent, condo/HOA dues or assessments, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges or condo/HOA fees have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the Seller's attorneys at settlement, a fee of $295.00 for review of the settlement documents.


Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding.


(Attorney for Commonwealth Trustees, LLC) 7910WoodmontAvenue, Suite 750 Bethesda, Maryland 20814 301-907-8000


www.rosenberg-assoc.com TRUSTEE SALE


10115 Chesney Drive, Spotsylvania,VA 22553 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $194,350.00, dated July 14, 2003 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instru- ment LR200300028748, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Sub- stitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judi- cial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on November 9, 2010 at 10:30 o'clock amthe property described in said deed, located at the above address and briefly described as:


Lot 44, Phase 1, Crown Grant, as shown on plat recorded in Plat File 5, Pages 684, et. seq., with improvements thereon.


TERMS OF SALE: CASH:A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-010098-09/VA) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


Fredericksburg,VA 22407 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $288,700.00, dated March 31, 2005 recorded in the Clerk's Office of the Circuit Court of Spot- sylvania County, Virginia, in Instrument


200500012581,


default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judi- cial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on October 14, 2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 227, The Glen, Section 9F, Salem Fields, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (40-027441-09/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE


13901 Marshall Tract Court, Spotsylvania,VA 22551-5554 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $260,000.00, dated July 10, 2006 recorded in the Clerk's Office of the Circuit Court of Spotsylvania County, Virginia, in Instrument 200600024106, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Trustee will offer for sale at public auction at the entrance to the Spotsylva- nia County Judicial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on October 14, 2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


LOT 10 ON THE PLAT SHOWING THE DIVISION OF THE MARSHALL TRACT, RECORDED IN PLAT FILE 6 AT PAGE 95. TOGETHER WITH A NONEXCLUSIVE EASEMENT OF RIGHT OF WAY FOR INGRESS, EGRESS AND UTILITIES FROM THE END OF STATE ROUTE 684 TO LOT 10. TOGETHER WITH AND SUBJECT TO A 60 FOOT NONEXCLUSIVE EASEMENT OF RIGHT OF WAY AS SHOWN ON THE ABOVE- DESCRIBED PLAT OF PAUL F. MCCONNELL. SUBJECT TO A POTENTIAL VIRGINIA POWER COMPANY EASEMENT FOR A POWER LINE EASEMENT ALONG THE REAR PROPERTY LINE. SAID EASEMENT MAY BE OBTAINED BY VIRGINIA POWER BY DEED OF CONDEMNATION, with improve- ments thereon.


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TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


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C664 4X5.75 SAMUEL I.WHITE, P.C., Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (40-025628-09/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE 6805 Union Ct,


TRUSTEE SALE


6015 Oak Grove Drive, Fredericksburg,VA 22407 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $232,000.00, dated December 28, 2005 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instrument 200600001262 and re-recorded in Instrument 200900021603, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judicial Cen- ter, 9113 Courthouse Road, Spot- sylvania, Virginia, on October 14, 2010 at 10:30 o'clockamthe prop- erty described in said deed, located at the above address and briefly described as:


Lot 41, Section 2-A, in Oak Grove Terrace, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (14151-08/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE


8713 Humphries Drive, Partlow,VA 22534 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $167,865.00, dated March 30, 2007 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instrument 200700009819, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judi- cial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on October 26, 2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 11, WOODLAND ESTATES SUB- DIVISION, recorded in Deed Book 361, at Page 467, together with a manufactured home with serial# N01-014972 TN, which was intended to become a part of realty


TERMS OF SALE: CASH:A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-015039-10/FHA) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE


6515 Deerskin Drive, Fredericksburg,VA 22407 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $165,194.00, dated August 30, 2004 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instrument 200400034855, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Substitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judicial Center, 9113 Cour- thouse Road, Spotsylvania, Vir- ginia,on October 14,2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 162, containing 19,183 square feet, as shown on Plat of Survey of Section 6B,of Deerfield Subdivi- sion, recorded in Deed Book 413, at Page 176., with improvements thereon.


TERMS OF SALE: CASH:A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-007393-09/FHA) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


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FOR INFORMATION CONTACT: Rosenberg &Associates, LLC


Spotsylvania/ Fredericksburg


877


Spotsylvania/ Fredericksburg


6801 Stubbs Bridge Rd Spotsylvania,VA 22551


TRUSTEE SALE


In execution of a Deed of Trust in the original principal amount of $96,000.00, dated January 29, 2004 recorded in the Clerk's Office of the Circuit Court of Spot- sylvania County, Virginia, in Instrument


200400003676,


default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judi- cial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on October 7, 2010 at 10:30 o'clock amthe property described in said deed, located at the above address and briefly described as:


All that certain piece or parcel of land, containing 3.0 acres of land fronting on State Route 612 as shown on plat of survey recorded in Deed Book 488 at page 279, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with set- tlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to col- lect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (41861-07/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE 9325 Plank Road Spotsylvania,VA 22553 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $124,150.00, dated March 22, 2004 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instrument 200400010231, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Substitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judicial Center, 9113 Cour- thouse Road, Spotsylvania, Vir- ginia, on October 7, 2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


On the northerly side of State Route 3 approximately 10 miles west of the City of Fredericks- burg, VA, and beginning at a pipe on the northerly side of said State Route 3, thence running along the northerly side of State Route 3 N. 88° 07' west, 210 feet to a pipe; thence N. 29° 01' east, 235.97 feet to a pipe, thence S. 88° 07' east, 102.38 feet to a pipe, thence S. 1° 53' west 210 feet to the point of beginning containing 0.753 acre as shown on that certain plat recorded in Deed Book 189, Page 309, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-016929-10/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE


7315 Wytheville Circle Fredericksburg,VA 22407 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $229,720.00, dated January 25, 2007 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instrument 200700002714, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Substitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judicial Center, 9113 Cour- thouse Road, Spotsylvania, Vir- ginia, on October 7, 2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as: Lot 54, Parkevue, Section 7B, Salem Fields, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-005284-10/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


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877


Spotsylvania/ Fredericksburg


9814 Minuteman Court, Fredericksburg,VA 22408 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $305,600.00, dated September 6, 2006 recorded in the Clerk's Office of the Circuit Court of Spot- sylvania County, Virginia, in Instrument


200600031597,


default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Substitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judicial Center, 9113 Cour- thouse Road, Spotsylvania, Vir- ginia,on October 14,2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 70, Section 3, Grandstaff North at Lee's Hill of Virginia, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (40-032951-09/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE


CLASSIFIED H NOTICES H Trustee Sales—VA F13 877


Spotsylvania/ Fredericksburg


TRUSTEE SALE


10407 Chesterwood Drive Spotsylvania,VA 22553 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $318,550.00, dated February 18, 2009 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instrument LR200900002577, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judi- cial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on October 12, 2010 at 10:30 o'clock amthe property described in said deed, located at the above address and briefly described as:


Lot 370, Section Six, Holley- brooke, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-017080-10/VA) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


11500 Gordon Rd, Fredericksburg,VA 22407 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $106,000.00, dated December 5, 2003 recorded in the Clerk's Office of the Circuit Court of Spot- sylvania County, Virginia, in Instrument


200300052051,


default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Substitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judicial Center, 9113 Cour- thouse Road, Spotsylvania, Vir- ginia,on October 14,2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 5, Section 1, Chancellor Hills Subdivision, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (40-020566-10/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE


TRUSTEE SALE 5704 STONE MEAD- OW DRIVE FREDERICKSBURG, VA 22407 Spotsylvania County VA- 199777-C In execution of a Deed of Trust in the original principal amount of $216,000.00, with an annual interest rate of 4.451% from JOSE SARAVIA AND JESSICA SARAVIA, HUSBAND AND WIFE dated 6/17/2005 recorded in the Clerk's Office of the Circuit Court of Spotsylvania County, Virginia, in Deed Book N/A, at page N/A (or Instrument No. 200500023949), default having occurred in the pay- ment of the Note thereby secured and at the request of the holder of said Note, the undersigned Sub- stitute Trustee will offer for sale by public auction at the main entrance to the building housing the Spotsylvania County Circuit Court, 9115 Courthouse Road, Spotsylvania, VA, on 10/28/2010 at 10:30 AM, the property described in said deed, located at the above address and briefly described as: LOT 61, SECTION 2-B, STONEMILL SUBDIVISION, COURTLAND MAG- ISTERIAL DISTRICT, SPOTSYLVANIA COUNTY, VIRGINIA. TERMS OF SALE: CASH: A deposit of $10,000.00 or 10% of the sale price, whichever is less, cash or certified check, will be required at the time of sale, with settlement to occur within fifteen (15) days from the date of sale.Time will be of the essence as to the closing date and as to the payment of the purchase price. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. The Property will be sold "AS IS". The real estate will be conveyed by special warranty deed subject to all rights, reservations, leases, covenants, conditions, easements and restrictions superior to the Deed of Trust as they may lawfully affect the real estate.The purchas- er at the sale will be required to pay all closing costs except the Grantor's recording tax. Real Estate taxes will be prorated as of the sale date. Neither Substitute Trustee nor the holder of the Note secured by the Deed of Trust will deliver possession of the property to the successful bidder.Additional terms may be announced at the sale. ETS OF VIRGINIA, INC., Sub- stitute Trustee This is a communi- cation from a debt collector. FOR INFORMATION CONTACT: ETS of Virginia, Inc. 6802 Paragon Place, Suite 350 Paragon II Richmond, Virginia, 23230 (888) 368-3686 ETS.VA@gmacrescap.com ASAP# 3755968 10/05/2010, 10/12/2010


TRUSTEE SALE TRUSTEE SALE


321 Ellery Court, Frederick,VA 22408 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $144,000.00, dated March 24, 2005 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instrument 200500011291, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Substitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judicial Center, 9113 Cour- thouse Road, Spotsylvania, Vir- ginia,on October 19,2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 98R, Block 3, Section 2, BERKE- LEY VILLAGE Subdivision., with improvements thereon.


TERMS OF SALE: CASH:A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-021580-10/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


3408 Hawthorne Road Fredericksburg,VA 22407 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $283,050.00, dated December 27, 2006 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instrument LR200600044024, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under- signed Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judi- cial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on November 2, 2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 167, Section 2-B, Waverly Vil- lage, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-011592-10/VA) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


877


Spotsylvania/ Fredericksburg


TRUSTEE SALE


10722Wakeman Drive, Fredericksburg,VA 22407 Spotsylvania County


In execution of a Deed of Trust in the original principal amount of $158,746.00, dated May 12, 2004 recorded in the Clerk's Office of the Circuit Court of the County Of Spotsylvania, Virginia, in Instru- ment LR 200400018521, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Sub- stitute Trustee will offer for sale at public auction at the entrance to the Spotsylvania County Judi- cial Center, 9113 Courthouse Road, Spotsylvania, Virginia, on October 19, 2010 at 10:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 163, Section 4, Ballantraye, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-022859-10/FHA) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


878 Stafford County TRUSTEE SALE


393 Decatur Road, Stafford,VA 22554 Stafford County


In execution of a Deed of Trust in the original principal amount of $307,960.00, dated October 31, 2005 recorded in the Clerk's Office of the Circuit Court of the County Of Stafford, Virginia, in Instrument LR050043701, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Sub- stitute Trustee will offer for sale at public auction at the entrance to the Judicial Center, 1300 Court- house Road, Stafford, Virginia, on October 14, 2010 at 9:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 5, Section 2, Sam's Ridge Sub- division, as shown on plat record- ed in Plat Book 37, at Pages 180 and 181., with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (01-006749-09/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


1 BrightonWay, Stafford,VA 22554 Stafford County


In execution of a Deed of Trust in the original principal amount of $368,000.00, dated December 5, 2005 recorded in the Clerk's Office of the Circuit Court of Stafford County, Virginia, in Instrument 050049431 and re- recorded


in 060020538, Instrument default having


occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Judicial Center, 1300 Courthouse Road, Stafford, Virginia, on Octo- ber 14, 2010 at 9:30 o'clock am the property described in said deed, located at the above address and briefly described as:


Lot 238, Section 5, Stonebridge at Widewater, with improvements thereon.


TERMS OF SALE: CASH:A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bank- ruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act,we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that pur- pose.


SAMUEL I.WHITE, P.C., Substitute Trustee


This is a communication from a debt collector.


FOR INFORMATION CONTACT: SAMUEL I.WHITE, P.C. (40-019006-10/CONV) 5040CorporateWoods Drive#120 Virginia Beach,Virginia 23462 (757) 457-1460 - Call Between 9:00 a.m. and 11:00 a.m.


TRUSTEE SALE


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