MI p9_stats.qxd 27/2/09 11:05 Page 13
Statistics
9
Product Review
ALL MORTGAGE PRODUCTS: showing the number of cashbacks,
the average discount and the average fixed rate
February 2009
March 2009
Cashback Discount Rate Data Fixed Rate Data
Average cashback (GBP) = 277.96 (313.02 Feb) Total number of discount rates 174 (192 Feb) Total number of fixed rates 686 (834 Feb)
186 products (215 Feb) But excluding 0 stepped rate (0 Feb) But excluding 0 stepped rate (0 Feb)
Total cashbacks - 186 (215 Feb)
FIRST-TIME BUYER MORTGAGES SUBSEQUENT BUYER MORTGAGES
CASHBACK DATA CASHBACK DATA
Average cashback (GBP) 0.00 (0.00 Feb) 0 (0 Feb) products Average cashback (GBP) 283.13 (319.49 Feb) 160 (195 Feb) products
Average cashback (%) 0.00 (0.00 Feb) 0 (0 Feb) products Average cashback (%) 0.00 (0.00 Feb) 0 (0 Feb) products
Num of fixed 0 (0 Feb) Num of fixed 149 (149 Feb)
Num of capped 0 (0 Feb) Num of capped 0 (0 Feb)
Num of discount 0 (0 Feb) Num of discount 33 (31 Feb)
Num of SV rate 0 (0 Feb) Num of SV rate 6 (15 Feb)
Total cashbacks 0 (0 Feb) Total cashbacks 160 (195 Feb)
DISCOUNT RATE DATA DISCOUNT RATE DATA
Number Average Number of Number Average Number of
of years Discount products of years Discount products
March February March February March February March February
0 - 1 YEAR 0% 0% 0 0 0 - 1 YEAR 0% 0% 0 0
1 - 2 YEAR 0% 0% 0 0 1 - 2 YEAR 0% 0.64% 7 7
2 - 3 YEAR 0% 0.25% 1 1 2 - 3 YEAR 0.41% 0.10% 35 53
3 - 4 YEAR 1.15% 0% 0 0 3 - 4 YEAR 0.70% 0.41% 43 15
4 - 5 YEAR 0% 0% 0 0 4 - 5 YEAR 0% 0% 0 0
5 -10 YEAR 0% 0% 0 0 5 -10 YEAR 0.65% 0.64% 2 5
10+ YEARS 0% 0% 0 0 10+ YEARS 0% 0% 0 0
Total of discount rates 1 (1 February) but excluding 0 (0 Feb) stepped rate Total of discount rates 80 (136 Feb) but excluding 0 (0 Feb) stepped rate
FIXED RATE DATA FIXED RATE DATA
Number Average Number of Number Average Number of
of years Fixed rate products of years Fixed rate products
March February March February March February March February
0 - 1 YEAR 0% 0% 0 0 0 - 1 YEAR 6.50% 6.50% 1 1
1 - 2 YEAR 0% 0% 0 0 1 - 2 YEAR 4.27% 4.49% 4 4
2 - 3 YEAR 0% 0% 0 0 2 - 3 YEAR 4.57% 5.73% 94 132
3 - 4 YEAR 5.09% 5.48% 2 1 3 - 4 YEAR 5.55% 6.20% 74 158
4 - 5 YEAR 0% 0% 0 0 4 - 5 YEAR 5.99% 0% 1 0
5 -10 YEAR 6.75% 6.75% 11 5 -10 YEAR 5.63% 6.00% 118 157
10+ YEARS 0% 0% 0 0 10+ YEARS 5.82% 6.30% 28 18
Total of fixed rates 3 (2 Feb) but excluding 0 (0 Feb) stepped rate Total of fixed rates 466 (470 Dec/Jan) but excluding 0 (0 Dec/Jan) stepped rate
Source: Network Data
www.mortgageintroducer.com March 2009 Mortgage Introducer
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