20 Clitheroe Advertiser & Time s , April 17th, 1997


Property Of The Week


MRE AV E FO E FIRST TIM


O DIC R TH


HERE’S Part Two of our essen­ tial first-time-buyer’s guide:


Property unique in every sense


M ytton Lodge, M itton, Whalley.


-


P rice : Offers in the region of £165,000


THIS edition’s property of


[the week is a stone-built [detached residence, unique lin every sense of the word, i Mytton Lodge enjoys a [semi-rural position with [ rear and side aspects over- I looking green farmland. ; The property has many appealing features and has an oil-fired central heating system, together with dots ble glazed windows.


ed w indow s. MiAMlAAlrSnn fhA OflfdfillS


6) Ensure you’re insured co rre ct- |y-


overlooking the gardens; a living room with a bay win­ dow, dining kitchen with light oak finish fitted units, boiler room and sun porch. On the first floor there are three bedrooms, the master bedroom having built-in fur­ niture. The impressive bath­ room measures 15ft. by


11ft. Deceptively large gardens


are a feature of the proper­ ty and are located to the rear, being pleasantly infor­ mal with a stream to one


_ s id e . Fo r an appointm ent to


a Themmoietiron “bHeffi? view, contact Black Horse whallev


lounge opening to a music 68 King Street, Whalley room with picture window (telephone 01254 823719).


ccommodation brief V Agencies Entwistle Green, comprises a reception hall, s


As a first-time buyer, you should beware of being over-insured. Watch out if your lender offers you a “standard” household contents policy. Some have a minimum sun insured of £45,000 which is far too much for many people. Take care over Mortgage Guarantee Insurance (MGT) which many first-time buyers have to pay to protect the lender in case you fall badly into arrears. If this applies to you, ask how much it will cost and see if it can be added to your


mortgage. 7) C h e ck w hat’s on offer: One of the most important, yet most neglected documents in the homebuying process es the formal letter from your lender offering the loan. This document sometimes called an offer letter, sets out in great detail not just the amount of the loan but also the terms and conditions. Check your offer letter carefully. You


might find some surprises such as hefty redemption charges or a high APR within


it. Don’t just put it away, virtually unread, E RUTER..


in the belief that because you’ve been offered the money you were seeking, there’s nothing else to bother about. 8) Look a fte r th e legals: Most people need a solicitor or a licensed conveyancer to do the legal work. Don t be afraid to shop around, getting a quo­ tation (preferably in writing) for their work. Fees can vary tremendously so it pay to make a few inquiries. Ask for estimates of other legal expens­ es you may have to pay, such as local authority search fees and Land Registry charges. If your property costs more than £60,000 there will be Stamp Duty to pay


too. Tell your solicitor if you are arranging to


buy the seller’s carpets and curtains. Mis­ understandings here can cause delay


later. 9) Move forward securely: Depending on how much you have to


move a removal firm may be a necessary rather than a luxury. If you are moving yourself, raid your supermarket for card­


board boxes. The ones they use for packing tins are usually the strongest. Put valuables into bubble-wrap, paper,


tissue paper or even straw.


YOUR M)CAl es ta t e


agents SELLING


HOUSES ON


OUR PROPERTY PAGES th is w eek a r e— ♦♦♦


❖ *** *** . • M o r t i m e r G o r s e & B o s s


• Black Horse Agencies • Craig Estates


• Honeywell • Rihble Valley Agencies


T is we I AH oce


M a sn f


is Dmo, o Clno e


wnr is:


h ek s COSA vuhr ine


If you use a removal firm, check that


your goods will be insured in transjt. ^ . 10) D o u b le c h e c k c o m p le t io n


arrangements: The first-time buyer’s worst nightmare ,is


turning up with the removal, van; only to find that there’s been a snag and the other, people aren’t prepared to move out. Check with everybody! ,


.....r-----


■ I m i v f t


I B I Y s A f W m m


iR S il i l l i i i


l l j j l l f l l W H A L L E Y R O A D , C L IT H E R O E


We are delighted in being able to offer this three/four bedroomed detached bungalow, which is located in the proximity of all local amenities and Clitheroe town centre. The accommodation comprises: Three/four bedrooms, bathroom with shower, kitchen, two reception rooms and a large extension to rear. This property also boasts an indoor heated swimming pool. Further benefits to note oil fired central heating double glazed windows and vacant possession


upon completion. P " \ A Q Q Q C


SO DON’T DELAY VIEW TODAY_________________^ A U y 5 ' ' u ! W I L L


' , ' \ s , Y O U R


A L D E R E O R D C L O S E ,


C L I T H E R O E


We are delighted to offer this newly built two bedroomed detached bungalow located on the outskirts of Clitheroe town centre. The accommodation comprises: Tw o bedrooms both with doors leading to a luxury bathroom: cloakroom fitted kitchen, dining room and lounge. Further benefits to note are: full gas fired central heating, double glazed windows throughout and garage with private driveway. A property of this calibre is all to rare and to avoid disappointment early viewing is highly recommended


£ 1 2 0 , 0 0 0


)PEN 7 DAYS 4 HR CONTACT SERVICE iatever vour choice, you arc i’nteed our very best service


id ‘ the expertise o f our 10 years . .


nencc. ’CHING PEOPLE TO


• -


H A Y H U R S T S T R E E T ,


C L I T H E R O E


As sole agents for the vendor, we are delighted to offer this two bedroom house located dose to all local amenities, schools, park and supermarket. The accommodation briefly comprises: Two bedrooms, bathroom with golf attachments, kitchen/diner and lounge. Further benefits to note are! Georgian style double glazed windows, rear yard with sheds and vacant possession upon


completion F IR S T T IM E BUYERS A R E AD V IS ED T O V IEW IM M E D IA T E L Y


£ 4 3 , 5 0 0 f »


S w a n C o u r t y a r d , C a s t l e S t r e e t , C l i t h e r o e .


:A n .1


T e l : ( 01200) 428001 F a x : ( 01200)428172


£ 3 7 , 9 9 5


W a p d in g t o n Slonebuill mid C19lh


’ I T /


semi-detalched house, completely restored. Situated by slream.


Accomodation comprises:


Hall, cloakroom, sitting room, dining room, kitchen, larder.


First floor, 2 double bedrooms, bathroom.


Gas C.H., Partial D.G. Offers in region of £ 9 5 ,0 0 0 .


Tel: (01200) 441027 eiijabeti) gall


Counttp gouaeis bureau • acre. Rival


BARLEY-Grade n Listed CI6th house, felly restored. Appro* 13 acres. HsMnf


Nr STONYHURST - Early C19th stone-built family house set in appro*. '/


surroundtafL SAWLEY • Cl Sth house overlooking River RlbUe, conservatory, gardens, large double gange. WHALLEY - Detached family house set In appro*. 1 acre. S.C fla.


hvperiUs also in a wide area cf Lancashire Mudin& the lute Valley.


For farther Inform


GRINDLETON, CLITHEROE Telephone (01200)441179


properties on the Register please coctact ELIZABETH HALL,


ation on the above and ether


1 1 1 Lantl ° Agents


chartered > -Auctioneers Surveyors & Vainers


LITTLEM00R, CLITHEROE TEL: 01200 423655


FOR SALE FREEHOLD BY PRIVATE TREATY 27.07 ACRES - ACCOMMODATION LAND Situated off Whalley Road on the outskirts of


.Clitheroe, this level block of meadow and pasture has a mains water supply. For further details and a plan please apply to Agents (as above).


O R W E W I L L


R E F U N D £400


W A T E R L O O R O A D ,


C L I T H E R O E


As sole agents for the vendor, we are delighted to offer this three bedroomed family house. The accommodation comprises: Three bedrooms, bathroom, kitchen, dining room and lounge. Further benefits to note are rear yard and vacant possession upon completion V IEW IN G C OM ES H IG H L Y R E C O M M E N D E D


PENDLE GARDENS (off G C K ( ) VV T H I: l\ H O M IZ-S Property For Sale ||


hatburn Road) CLITHERHE Contact Maggie Holt!


SHOWHOUSES & SALES OFFICES OPEN THURSDAY-MONDAY 11am-5pm


Tel. (01200) 443697


Here it is ... The York House at only E42,B95! Now you can afford to live at Clitheroe’s Newest Best Address


,* < Si .umiii.iiiiL' . « ''" I K , * M;r'y


New Developments ? ..


^


Nevv Dev<slopments


You asked for a Quality, 2 Bedroom House in the best part A 1 Q 1111 of Clitheroe for under U l iU jU ( I


N


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