INDUSTRY MARKETPLACE SPONSORED CONTENT
How to Prepare for Medical License Loss as a Helicopter Pilot
The following information is being shared on behalf of Lockton Affinity, LLC, a licensed insurance pro- ducer. Any recommendation or advice provided is based upon the opinion of Lockton Affinity, LLC and not ROTOR magazine or Helicopter Association International.
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HERE ARE FEW OCCUPATIONS AS DEMANDING as a professional helicopter pilot. There are even fewer that impose the stringent health
requirements demanded of every pilot. Due to these regulations, indefinite grounding can be caused by a variety of minor and major medical
situations, including: ■Untreated high blood pressure ■Vision impairments ■Prescription of certain medications
■Slight medical deficiencies ■Hearing loss ■Mental or emotional disorders
Often, health professionals can help pilots work through these situations, but that does not always stop the FAA from taking medical certificates and pilot’s licenses, leaving you grounded for months or even years. Medical license loss can greatly impact the livelihoods of pilots due to the loss of income and resulting financial hardship. That’s why it is critical to prepare for the event of medical license loss, even if you are generally healthy and fit.
Preparing for Medical License Loss as a Helicopter Pilot To help pilots prepare for the event of medical license loss, HAI has partnered with one of the nation’s leading program administrators, Lockton Affinity. Together, Lockton Affinity and HAI offer exclu- sive Loss of License insurance to help U.S.-based HAI-members meet their financial needs when
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indefinite grounding results in a loss of income and financial hardship. Loss of License insurance typically offers cov- erage beyond what would typically be covered under short-term or long-term disability plans, which may have restrictions and timelines on when coverage can apply. Applying for Lockton Affinity’s
Lockton Affinity and HAI
Loss of License coverage is sim- ple. Complete an easy, online application, answer a few ques- tions and receive a real-time price indication. To learn more about this important coverage and to apply, visit
LocktonAffinityHAI.com. Or, if you are unsure if you need coverage, call one of
Lockton Affinity’s dedicated representatives. These licensed, friendly associates are trained to understand helicopter pilots’ risks and can guide you through the application process. Call (844) 455-5963 or email
HAI@LocktonAffinity.com.
The HAI Pilot Loss of License Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC in California #0795478. Coverage is subject to actual policy terms and condi- tions. Policy benefits are the sole responsibility of the issuing insurance company. Coverage is provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates are not subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guar- anty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. Not available in all states.
44 ROTOR SEPTEMBER 2023
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