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Times are It is


But you CAN save money. TIGHT


TIMEto reassess your insurance policies.


• Are you paying for too much insurance? Too little?


• Do you need to raise your deductibles to lower your annual costs?


• Is there some coverage you can drop?


You have the time - no excuses. Call Today.


Kitsi Christmas


Christmas Insurance A Rated Companies Fax 1-800-470-2423 301-509-4552


www.Christmasinsuranceagency.com kitsi@christmasinsuranceagency.com


• Is there other coverage that you can’t afford NOT to have? Offering a Full Line of Insurance Products


Liability (including Care, Custody & Control, Boarding, Breeding, Umbrella, Racing, Training, Instruction) Workers Compensation (Coming Soon)


Property (farms, residents, barns, machinery, tools, tack, automobile) Equine (Full Mortality • Major Medical • Loss of Use)


Give your business a Christmas gift - call Kitsi today.


A lender with horse sense.


Sometimes, lenders don’t seem to have a lot of common sense. Why isn’t it easy to get a loan for a home with some acreage? Why do some banks get nervous when there’s a barn on the property?


We’ve been the experts in financing rural properties for over 100 years. That lets us provide a lot of sensible ideas—like easy applications, quick closings, and flexible loan products.


Call us today to see how we can help you.


Farm Credit. Made for you. Owned by you. Here for you.


44 | THE EQUIERY | JANUARY 2019 888.339.3334 | mafc.com | 800-244-9580 | www.equiery.com


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914052-180218


918724-181118


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