IBS Journal May 2018
IN THIS ISSUE MAY 2018 / ISSUE 29.01
Chairman, Cedar Sanjiv Anand Email:
sanjiva@ibsintelligence.com
Senior Editor Bill Boyle Tel: +44 7909 954 991
Email:
billb@ibsintelligence.com
Senior Fintech Reporter Alex Hamilton Tel: +44 7555 518 679
Email:
alexanderh@ibsintelligence.com
Junior Fintech Reporter Henry Vilar Tel: +44 7747 357 769
Email:
henryv@ibsintelligence.com
Design & Production Simon Turner Email:
simon@west-hill.co.uk
Advertising Sales Manager Angus Chapman Tel: +44 7958 691 538
Email:
angusc@ibsintelligence.com
Senior Account Executive Cristian Tarcatu Tel: +44 7764 838 741
Email:
cristiant@ibsintelligence.com
Account Executive Rushikesh Dixit Tel: +91 9820 888 569 Email:
rushikesh.dixit@ibsintelligence.com
Account Executive Ridhie Kheria Tel: +91 7208 306 364
Email:
ridhiek@ibsintelligence.com
Marketing Manager Abhijit Chakravarty Tel: +91 7718 868 804 Email:
abhijitc@ibsintelligence.com
Digital Marketing Manager Shadab Khan Tel: +91 9920 739 363
Email:
ShadabK@ibsintelligence.com IBS Intelligence
A Division of Cedar Management Consulting International LLC, Tel: +44 2075 202 630
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ISSN: 0965-674X ORACLE
REGULARS Editor’s note
Startup of the month: Bean On the move
The month in fi gures Who’s bought what Backchat | Diary
05 44 46 48 49 50
Monzo celebrates surprise upgrade numbers to current account ICICI Bank the fi rst Indian bank to adopt SWIFT’s gpi Gender pay gaps at UK fi ntechs revealed
Qatar central bank supporting major Islamic bank merger CivilisedBank temporarily relinquishes banking licence Worldwide IT spending to hit $3.7trn in 2018 Verifone to be acquired by Francisco Partners
Opinion: Can analytics be used to predict a future fi nancial crash?
Interview: Crealogix commercial director Jo Howes talks about its new Gravity mobile banking product
Case study: Cihan Bank goes live with Path Solutions’ iMAL R14.0 Interview: Geoswift’s Robert Miskin on opportunities in China Opinion: AI’s role in customer experience
Opinion: How CIOs can get buy-in from the Board
FEATURE FOCUS - OPEN BANKING It’s time to listen to consumers and third-party providers
The dawn of the AI era in lending Towards a new era in platformifi cation
07 07 08 10 10 11 12 13
14 16 18 20 21
03
25 30 32
Lenders are fi nding new ways to assess the creditworthiness of customers 35 BIG INTERVIEW: CHET KAMAT 40
www.ibsintelligence.com 3
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