10 things to help you decide if the Motability Scheme is right for you
W
hen you join the Motability Scheme you get more than just a car, Wheelchair Accessible Vehicle (WAV), scooter or powered wheelchair of your choice, you also get to enjoy all the freedom that comes with a truly worry-free lease. We know that getting a new car is a big decision, which is why we’ve highlighted a few things that people often want to talk to us about before deciding if the Scheme is for them.
1. How does the Motability Scheme work? The purpose of the Scheme is to provide the simplest, most affordable way to run a brand new car. There’s no credit checks or lengthy forms to fill out. You just exchange your mobility allowance to lease the car that suits your needs best. Everyday running costs such as insurance for up to three named drivers, servicing and maintenance and breakdown recovery are all included in the weekly price.
2. Can I get a car on the Scheme if I don’t drive? Yes, you don’t have to be able to drive to get a car on the Scheme. That’s why the insurance with your lease is for up to three named drivers. So your car could be driven by a family member, friend or carer, it doesn’t have to be you. Also, you can lease a Motability Scheme car as a learner driver, so long as you have a provisional licence and are listed as a permitted driver on the Certificate of Motor Insurance.
3. What if I’m family, a friend or a carer? We want the Motability Scheme to be as convenient as possible for our customers and the people who support them. That’s one of the reasons we include insurance for up to three named drivers on the lease.
4. How do I know if I am eligible for the Scheme? You’re eligible if you currently receive any of these allowances and have 12 months remaining on your award: • Higher Rate Mobility Component of the Disability Living Allowance (DLA)
• Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP)
• War Pensioners’ Mobility Supplement (WPMS) • Armed Forces Independence Payment (AFIP)
5. What about PIP reassessments? If you’re currently in receipt of the Disability Living Allowance (DLA) and are invited for a reassessment, as long as you’re successful in your
application for the Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP), you will still be eligible to join the Motability Scheme. If you became a customer, then lost your allowance, we would offer you the chance to buy the car, or you could return it with no further payments to make.
6. How much will a new car cost me a week? Our choice of over 2,000 vehicles is split into the
three price band options below. You can pick from the one that fits your budget the best: • Cars that cost less than your weekly mobility allowance, so you keep the difference.
• Cars that cost exactly the same as your allowance.
• Cars that cost the same as your allowance, plus a one-off Advance Payment.
7. What if I need adaptations? If you require adaptations to help make driving, or travelling, easier or more comfortable, you’ll be pleased to know that many of the most popular ones are available at no additional cost when fitted at the start of your lease.
8. Can I trade in my old car against a new one? You can trade in your privately owned car at most Motability Scheme dealerships. This could help finance an Advance Payment or optional extras for your new car.
9. Will I definitely be able to get the car I need? The Motability Scheme stays right up-to-date with the latest car models from most of the leading manufacturers. So yes, the likelihood is that the car you want will be available.
10. How do I apply? It’s simple- search through our range of vehicles to see what’s available, then visit a dealership to speak to a Motability specialist and arrange a test drive. When you’ve decided on the car, the dealer you choose will help complete your order for you at the dealership.
Remember, we’re here to help however we can, so if there are other things that you would like to talk to us about, just call when you are ready. Or you can request a call back at a time that’s convenient for you. You can reach one of the team on 0800 694 9000
6 Ability Needs Magazine
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