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44 FINANCE & INSURANCE; GROUNDWORKS; HEATING, VENTILATION & SERVICES Difference between MCAs and a loan


Merchant cash advances (MCAs) are seemingly becom- ing the future as an alternative form of business finance. MCA is different to a loan not only the form that it takes, but also what is required to apply for one and the business circumstances to which it is best suited. When


considering taking out a loan to assist with a company’s cash-flow or to enable it to invest in essential expertise or equipment – what is normally expected? The likelihood is a lump sum, which is then paid back in fixed, regular instal- ments over a period of months or years. However, a merchant cash advance works in a very different way. It may entail receiving a lump sum in much the same way as a loan works, but there is no collateral or personal guarantee required to obtain it. Learn more at Choice Business Loanswebsite today.


01494 410 125 www.choicebusinessloans.co.uk Launch of void mounted centralised extract unit


Vortice Limited is delighted to introduce the new Vort Platt HCS, compact centralised mechanical ventilation unit into its range. Vortice understands that maintaining a good indoor air quality especially in student accommodation is paramount and has therefore launched the Vort Platt HCS to address


many of these requirements. Suitable for a kitchen and two additional wet rooms, this ERP compliant unit is of slimline profile, fitting easily into many void spaces and is self-balancing, therefore installation will be quicker and easier. The Vort Platt HCS also has adjustable humidity sensors which will boost when the relative humidity in the room exceeds a certain level, maintaining a comfortable and healthy internal environment for occupants.


01283 492949 www.vortice.ltd.uk An easy way to design a chimney


SEWAGE TREATMENT ESTABLISHED 1987


THE MODERN ‘ENVIRONMENTALLY FRIENDLY’ ALTERNATIVE FOR SEPTIC TANKS AND CESSPOOLS WHERE ‘MAINS DRAINAGE’ IS NOT AVAILABLE


The features of the Isokern DM include: Unique Features of the Isokern DM system; Zero distance to combustibles on straight rendered chimneys (when using top ring terminal); Quick and easy to assemble; Lightweight materials, easy to handle; Highly insulating pumice for better draw and minimum heat loss; Staggered


ECONOMICAL ‘ODOUR FREE’ OPERATION


‘T’ RANGE BIODIGESTERS EIGHT SIZES 6-42 PERSONS


RECOMMENDED FOR VARIABLE LOADINGS


EXTENDED EMPTYING INVERVAL


CE MARK CLASS A


APPROVAL – USA


WORLDWIDE EXPERTISE SIMPLE


UNDERGROUND INSTALLATION


WET GROUND ANCHORS


WIDE RANGE OF LARGER BIODIGESTERS ALSO AVAILABLE


SIMPLY THE BEST!


BURNHAM ENVIRONMENTAL SERVICES LTD BURNHAM-ON-SEA SOMERSET TA8 2HW


TEL: 01278 786104 EMAIL: SALES@BIODIGESTER.COM WEBSITE: WWW.BIODIGESTER.COM For those looking for ambience


With PM (particulate matter) pollution grabbing national headlines, Specflue is pioneering an alternative heating method for those looking for the ambience of a flickering fire in their living room that offers enhanced eco credentials.


Pellet stoves, such as those manufactured by MCZ, burn compressed wood pellets and boast an impres-


sive efficiency of 90 per cent+. They can also achieve a two thirds reduction in PM 2.5 and PM10 emissions compared to even the latest wood burners.


Visit the Specflue website for more information. 0333 999 7974 www.specflue.com


joints for maximum safety and stability; Air gaps between outer casing and flue prevents surface staining; Good resistance to temperature variations gives the maximum performance for your appliance; CE Certified to EN1858 with the designation T450, NI, D, 3, G (00). Please visit Schiedel’s website for more information on the Isokern DM.


0191 4161150 www.schiedel.co.uk


Creating good energi Adam Fabricius, Product Manager - Danfoss www.sav-systems.com WWW.HBDONLINE.CO.UK


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