The


Engineers Arms 7 Main Street, Leiston 01728 635 883


The


Engineers Arms 7 Main Street, Leiston 01728 635 883


8th 4th


February Events - Steve Boyce


May – Steve & Greta Afternoon gig


10th13th 21st


- Disco 25th


27th 21st


13th


May – Ace Karaoke May – 80/90’s DISCO 27th Find us on Facebook


- Ace Karaoke 3pm Start...


www.a1carpets4u.co.uk


For the complete A1 Service


www.garyburdena1carpets4u.co.uk


Supply & installation of fine quality Carpets & Vinyls. Domestic & commercial 10 Year Stain resitant Carpets & Vinyl’s from £4.99m2 Save £££££’s - We will beat any genuine retailer quote We offer value for money. Free Uplift & Disposal. NO HIDDEN EXTRAS!


Supply & installation of fine quality


Carpets & Vinyls. Domestic & Commercial 10 Year Stain Resistant Carpets & Vinyl’s from £4.99m2


We bring the shop to you - Home sample service with hundreds of ranges to chose from in the comfort of your home


Tel: 01728 604396


Save £££££’s - We will beat any genuine retailer quote Mob: 07419 375720


For the complete A1 Service


Find us on facebook for special promotions www.facebook.com/a1carpets4u


www.garyburdena1carpets4u.co.uk


We offer value for money. Free Uplift & Disposal. NO HIDDEN EXTRAS!


We bring the shop to you - Home sample service with hundreds of ranges to choose from in the comfort of your home


Supply & installation of fine quality Carpets & Vinyls. Domestic & commercial 10 Year Stain resitant Carpets & Vinyl’s from £4.99m2 Save £££££’s - We will beat any genuine retailer quote We offer value for money. Free Uplift & Disposal. NO HIDDEN EXTRAS!


We bring the shop to you - Home sample service with hundreds of ranges to chose from in the comfort of your home


Tel: 01728 604396


Find us on facebook for special promotions www.facebook.com/a1carpets4u


Find us on facebook for special promotions www.facebook.com/a1carpets4u


Mob: 07419 375720 Mob: 07419 375720


Save your feet, no need to go to the high street. Call us today on 01728 604396


May - Ace Karaoke May - Ace Karaoke Find us on Facebook


8th May – Ace Karaoke May – 80/90’s DISCO


May – Steve & Greta Afternoon gig


News from High Suffolk Rotary


Every Monday is quiz night! May Events


Every Monday is quiz night! May Events


OUr Christmas collection in Debenham, Stradbroke,eye and Framlingham raised a fantastic £2,296! Lots of children (and adults) were delighted to see Santa, and rotarians and Friends. The money will go to two local children’s charities: Suffolk Family Carers (Young carers based in Claydon, who offer information, support and advocacy to people who provide help and support to a partner, child, relative, friend or neigh- bour) and Mid-Suffolk holiday Opportunity Play Scheme (based in Thorndon, an activi- ties-based play scheme provid- ing a wide range of specialist staffing, play equipment, activi- ties and facilities, to enable chil- dren and young people with dis- abilities and additional needs access quality activities tailored to meet their need). In other news… Our annual


New Year Walk was very suc- cessful, with 35 members and friends enjoying a three-mile walk taking in aroman road and Framlingham manor, followed by lunch at the Dennington Queen. A great start to the year. Lend With Care - we continue


to support this successful help- others-to-help-themselves ini-


tiative. Most recently we have helped with loans to a Farmer in rwanda, a butcher in the Philip- pines, and a clothing and shoe retailer in Zambia. In east Anglia, rotary has loaned over £182,000 to small businesses across the world. Our ‘meeting’ on January 17th


was our annual trip to see the eastern Angles Christmas/New Year production at Woodbridge Seckford Theatre – this year, “The Ladykillers of humber Doucy Lane.” Coming up - A “Bangers and


Mash” evening, another Whisk(e)y Tasting event, and a Camelracing event at Occold to support Occold School. Prepa- rations also for our international “partnering” event in May, when we’ll be hosting clubs from four other european countries. Covering Debenham, eye,


Stradbroke, Occold, Laxfield … and every other village in between. See Facebook for pic- tures and more! Don’t just sit there…You could be part of this, as a Member, Associate or Friend! Please get in touch: info@highsuffolkrotary.org www. h i g h s u f f o l k r o t a - ry.org


Can my children dispute my Will? The latest .....


IT’’S legal ping pong. Ideally a man would like to be sure that his wishes on death will be hon- oured. But equally ideally his closest relatives ought to be pro- tected and not left high and dry. This insoluble enigma is always coming before the courts, but each case has its own unique facts making it impossible to rely on them as firm precedents. Another case in this long line


has added a new dimension. In Nahajec v Fowle (2017) a father was estranged from his three daughters, so he left his entire estate to a friend who was in financial difficulties. he left a letter with his Will explaining his reasons. But one of the daughters also


DAY EXCURSIONS


SUN 4TH FEB: FREEPORT ......................£17.50 WED 7TH FEB: SNOWDROPS AT ANGLESEY ..... ..............................................................£33.00 THUR 15TH FEB: COLCHESTER ZOO ......£35.00 SUN 18TH FEB: MCN MOTORCYCLE SHOW ...... ..............................................................£44.50 FRI 23RD FEB: BECCLES .........................£9.50 SAT 24TH FEB: ROMFORD ....................£21.50 THUR 1ST MAR: KNITTING & STITCHING SHOW ...................................................£45.00 SAT 10TH MAR: CRUFTS .......................£59.50 THUR 22ND MAR: IDEAL HOME SHOW ..£47.00 SAT 24TH MAR: CAMBRIDGE ................£19.50 THUR 29TH MAR: ELY ............................£19.50 TUES 3RD APR: KENT LIFE HERITAGE FARM PARK.....................................................£38.00 WED 4TH APR: LONDON EYE & RIVER CRUISE . ..............................................................£64.00


WED 28TH AUG: 42ND STREET.................£66.00 THUR 30TH AUG .....TINA TURNER THE MUSICAL £81.50 THUR 6TH SEPT: MAMMA MIA .................£69.00 WED 26TH SEPT: BAT OUT OF HELL .........£69.00


MON 12TH MAR EASTBOURNE BARGAIN BREAK


THUR 5TH APR COTSWOLDS FRI 6TH APR BULBFIELDS


SUN 8TH APR AYRESHIRE & ISLE OF ARRAN


FRI 13TH APR LANCASHIRE SAT 21ST APR LAKE GARDA


THUR 26TH APR GLORIOUS GOTTHARD PANORAMAS


TUES 15TH MAR: MOTOWN ......................£72.50 SUN 25TH MAR: DANCING ON ICE ...........£88.50 SAT 7TH APR: DISNEY ON ICE ..................£70.50 WED 23RD MAY CHICAGO ......................£66.00 FRI 8TH JUN: GARY BARLOW ...................£78.00


THEATRES & CONCERTS SAT 19TH MAY JERSEY


FRI 4TH MAY NORTHAMPTON THUR 17TH MAY STAFFORDSHIRE


SUN 15TH MAR SUNNY SANDBANKS 5 DAYS £350 5 DAYS £189


HOLIDAYS


SUN 18TH MAR HIDDEN HEART OF WALES 5 DAYS £359 FRI 23RD MAR BRISTOL, BATH & THE WEST


4 DAYS £259 5 DAYS £345 4 DAYS £329


6 DAYS £469 3 DAYS £270 8 DAYS £649


9 DAYS £999 3 DAYS £199 5 DAYS £359 8 DAYS £635


WED 23RD MAY LIVERPOOL & TALL SHIPS 4 DAYS £249


CALL NOW FOR A COPY OF OUR BROCHURES


ONLINE BOOKING NOW AVAILABLE Telephone 01728 830414 www.bellecoaches.co.uk


had financial difficulties and so brought a claim against the estate. She said she needed £59K to fund a planned veteri- nary nurse training course including her related living and travelling expenses and the dis- charge of some debts. The court allowed her claim in


part. It found that the estrange- ment was not the daughter’s fault, and made an award but


Seraphim (Director Vetta Wise)


Concert


“Anonymous was a Woman”


18th March 2018 5pm St. Peter’s Church, Westleton


Tickets (£13.50): tickets@seraphimvoices.uk 07763 527239


JOHN BALLS GARAGE Tel: (01728) 688 509 Fax: (01728) 688500


MINISTRY APPROVED MOT TESTING STATION M.O.T. TESTING TO PETROL &


DIESEL VEHICLES FRISTON


• SERVICING • REPAIRS • MOT TESTING • BATTERIES • EXHAUST • TYRES


Church Garage, Snape Tel: (01728) 688 327 For all your forecourt requirements, petrol and accessories etc. Quality Used Cars for sale


also at Travel Lodge-style accommodation LEI 6/FRAM 6


Free collection & delivery service 10 mile radius


limited it to £30K. There had apparently been no evidence that she had planned the veterinary course while father was alive, indeed if father had intended to include her in his will it would have been for totally different reasons. Anyway, the court recognised that the daughter might never actually take up the proposed idea of a veterinary nursing qualification. The case followed the head-


line case Ilott v The Blue Cross and Ors (2017). A solicitor in the Nahajec case


commented: ‘The award was 11.3% of the estate which is very similar to that in the Ilott case (within 1%). There was specific mention of her wanting to do a veterinary course so this is an example of something that falls under the definition of “mainte- nance” post Ilott. This means that estranged child claims are not dead in the water but sug- gests that any claimants will need to show a track record of reconciliation attempts in order for the Judges to consider their views.’ For further advice about


claims against deceased estates contact Kate ruston at:- Messrs Pulham & Co, egmere house, Market Place, Saxmundham, IP17 1AG. Telephone (01728) 602084 or email: kjr@pulham. co.uk


News from Framlingham and Saxmundham Cats Protection The branch started plan- ning for the year ahead whilst mourning the loss of our dear friend and devoted volunteer Carol Sheward, who sadly died after a short illness at the end of November 2017. Carol had been with the branch for over 15 years and she was truly dedi- cated to the welfare of cats. She was an expert at trapping feral felines and had been a fosterer. In recent years Carol was our Neutering and ID officer. As a pivotal member of the fundrais- ing team she helped raise many thousands of pounds, not least with the soft toy donations she collected for her ‘every-one- a-winner tombola’. Carol was loved for her wit, wisdom and enormous compassion and will be greatly missed. Feline care: Fat Cats. You may


enough activity to burn off the excess. Most weight gain is gradual, so not always easy to spot. Monitor your cat to see if they are still able jump, groom and play with ease. A cat’s ribs should be felt when lightly stroking their body and a waist- line should be seen when observed from above. Follow feeding advice given


have made some resolutions to watch your weight in 2018, but have you considered doing the same for your beloved feline friend? Is your cat slim, cuddly, chubby, rotund or simply obese? Like humans, cats will gain


weight when they eat more calo- ries than they burn. It is easy to give extra treats, or an inappro- priate diet without encouraging


AFTer the January Taxreturns have been filed and taxes paid, the lull between now and the end of the tax year is a good time to undertake some basic work on your affairs to ensure that every- thing is up to date. So this month, a few things to consider on your personal affairs before April 5th arrives: Annual Dividend Allowance


(1) – If you have the ability to adjust your dividend income – possibly by transferring stocks and shares to your spouse – con- sider that the annual dividend allowance amounts to £5,000 per person for 2017/18, regard- less of the level of your other income. Transfers between mar- ried spouses or civil partners are free of tax, but you need to be careful of the settlement legisla- tion and possibly take advice in your particular circumstances. Annual Dividend Allowance


(2) – The annual dividend allow- ance will drop from £5,000 per person to only £2,000 per person from April 5th 2018. As divi- dends are now paid gross, with- out deduction of income tax, could this reduction now cause you to have a tax liability on any dividends you receive above the annual limit of £2,000? If so, will you need to register and file a Self-Assessment Tax return from April 2018 onwards? Annual Giftexemption – Any


person may gift assets free of Inheritance Tax (IhT) of up to £3,000 in 2017/18 (£6,000 if the 2016/17 allowance was not used). For a married couple gift- ing before and after the end of the tax year, if your circumstanc- es permit, you could potentially


P.G.Rogers Builder and Property Maintenance


Extensions Renovations & Refurbishment. Plastering, Tiling & Decorating Patios, Paths, Drives & Landscaping etc.


FraMlinghaM Tel 01728 723774 ‘SING OUT YOXFORD’


Would you like to join our friendly Community Choir? We meet every Monday evening during term time at


Yoxford Primary School, 7pm to 9pm. We sing all kinds of music, classical, pop, show tunes, choral and more. A really fun time is had by all.


We work towards putting on 2 local concerts a year. Our musical director is Gretel Dowdeswell. £4 a session including tea & biscuits. First night is free.


If you would like more info,


please contact Barbara on 01728 668605 email barbarasampaio@yahoo.co.uk


on the pack for the daily sug- gested amount for the cat’s size, age and level of activity. Neu- tered cats typically have a decreased metabolic rate and reduced energy need, so adjust accordingly. Try splitting the daily allowance into two or three small meals, which mimics nat- ural feeding habits. Avoid leav- ing food down all day. If treats are offered, remember to take these into account when calcu- lating a daily allowance, and do not feed additional scraps. encourage plenty of play, and make your cat work for its food by putting dried biscuits or treats (taken from the daily allowance) inside puzzle balls. Sometimes just stroking your cat when they seem to be pestering for food can often placate them! Overeating can be due to stress caused by a


gift away £18,000 in two tranch- es in April and immediately save IhT of (£18,000 x 40%) £7,200 for your beneficiaries. This works if you (are able to) gift £6,000 each on April 5th (mak- ing use of the unused allowances from 2016/17 and 2017/18) fol- lowed by another £3,000 each on April 6th to utilize the 2018/19 allowance. The gifts need not be in cash as the IhT is concerned with the value of the asset being gifted. however, you should bear in mind any Capital Gains Tax (CGT) impli- cations that may be involved for non-cash assets. More Gifts - The annual Gift


Allowance is an allowance, not a limit. Most gifts greater than the available allowance become “Potentially exempt Transfers” (PeTs) which will take seven years to completely leave your estate for IhT purposes. how- ever, if the assets are surplus to requirements, consider making a gift sooner rather than later in order to start the seven-year clock running. Again, remember that there may be CGT implica- tions as well as IhT ones but for IhT purposes, you are no worse off by making a PeT gift now and if you survive the seven years, your beneficiaries will be 40% better off. And More Gifts – more com-


plicated planning arrangements can involve Trusts. Transfers into these are not PeTs but make use of your estate exemption of £325,000 which then takes seven years to recover. Trusts are more complex but often have the tax advantage of deferring any CGT on the gift and also enable the assets to be protected and controlled after your death rather than being immediately under the control of the benefi- ciary. Detailed professional tax and legal advice is required but the potential savings for your future beneficiaries can be large ISAs – nowadays a lot more


options are available including the (basic) ISA, Lifetime ISA, help-to-Buy ISA, and the Junior ISA - all of which have different allowances and benefits. The basic ISA’s limit is now £20,000 per person and still enables Income and Capital Gains Tax free investments (over and above the interest and dividend


change in household circum- stances making the cat uncom- fortable eg building work, a new baby or new pet. Always consult your vet for advice if you have any concerns about your cat’s health and weight. Featured cats looking for a


home: These shiny black sib- lings are Margo and Pierre, who are six years old. They are look- ing for a quiet home with lots of TLC where they can live togeth- er. Could you become their new best friend? See our website: framandsax.


cats.org.uk or telephone 01728 723499 for more information about adopting cats in our care; event dates; cat-care leaflets; how to become a volunteer fund- raiser or fosterer and other ways you can support us. Also find us on Twitter, Facebook and You- Tube.


FINANCIAL FOCUS ON.......Planning ahead


allowances). Capital Gains Tax Allowance


– amounts to £11,300 for the current tax year. If you have not already used this allowance, you may like to consider bringing forward some sales to use this exemption where possible. If good use of the CGT allowance is not possible, consider whether it is possible to crystalise any losses before April 5th, possibly using “Bed and Spouse” if you wish to retain the investments. Any CGT losses will be avail- able to be carried forward against future gains (though some restrictions can apply for transactions with family mem- bers or other “connected per- sons”). Transfers of assets between spouses is still CGT and IhT free but hMrC are known to look closely at assets that are transferred intra-family just prior to a disposal to deter- mine whether the transfer hap- pened purely for tax reasons. Specialist advice should be sought if unsure. So whilst most may try to


ignore their tax affairs until the next timehMrC send you some fan mail, by considering your affairs before the end of the tax year, you could potentially make your affairs more efficient and ultimately save tax. For further information on


any of the above points or to dis- cuss your tax affairs generally, please do not hesitate to contact robin Beadle at ensors Char- tered Accountants, Saxmund- ham on 01728 603005. This article seeks to address


general business and financial issues and due care has been taken in its preparation. ensors cannot accept responsibility for loss incurred by any person, company or entity as a result of acting, or failing to act, on any material in this publication.


ALAN ROSS REMOVALS & STORAGE


Full & part packing services available. Experienced in moving pianos & fine antiques. Packaging materials supplied.


“Don’t risk doing it yourself...let us take the strain!”


 01728 668900 /  sales@alanrossremovals.co.uk www.alanrossremovals.co.uk


Units 1 & 2, Station Works, Main Rd, Darsham FEBRUARY 2018


018274


701389 047986


018277 047986


05135261


018345


018328


014556


086594


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12