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PRINT ADVERTISING STILL WORKS


Please say you saw the advertisement in The YPG


45


Queenshead Park Brighouse Road, Bradford BD13 1QE


Did you know that Help to Buy is not just for first time buyers?


If you have a home to sell we can help with our Express Mover* scheme. We will work with a local Estate Agent to help market and sell your home.


You can then use Help to Buy** to move to Queenshead Park with just a 5% deposit. So you can


enjoy a stress free, more affordable move with Bellway. 3 & 4-bedroom homes from £198,995


Based on the Denholme at a price of £209,995 • You pay 5% deposit of £10,500


• Get a 20% interest free equity loan of £41,999 provided bythe Government


• You only need to secure a 75% mortgage of £157,496


Helping homeowners to buy


No matter whether you’re a first time buyer or a property ladder climber, every home at Bellway’s Queenshead Park development in Queensbury can be purchased using the Government’s ever popular Help to Buy scheme.


The scheme, which enables new homes to be purchased with just


a five per cent deposit, has helped thousands of buyers onto or up the property ladder since it was first introduced in 2014. There is however still a common misconception that the scheme is only on offer to those buying a home for the first time.


Paula Murdoch, Bellway Yorkshire’s sales manager, said: “Help to Buy has been in operation for nearly four years, but we still meet a significant number of potential buyers who believe they can’t make use of it because they already own their own home.”


“But the scheme is also open to existing home owners who want to move


into a new home up to the value of £600,000 on the proviso it’s their only home. And at Queenshead Park that means every single home can be bought with just a five per cent deposit.”


A Help to Buy Equity Loan, which is only available on newly built homes, allows the cost of the property to be split across mortgage, deposit and a Government loan.


• The loan makes up 20 per cent of the total house value


• You will only need to secure a 75 per cent mortgage


• For the first five years there is no interest charged on the equity loan


• It lasts for a total of 25 years.


For more information on this scheme, visit www.helptobuy.gov.uk/.


“Help to Buy really is a great way to fund a new build home – and you don’t have to be a first time buyer to benefit from it,” added Paula.


Bellway is also able to assist Help to Buy purchasers in other ways at Queenshead Park, in


Sales Centre open Thursday 10.30am – 7.00pm, Friday to Monday 10.30am – 5.00pm Tuesday and Wednesday Closed


particular with its Express Mover scheme. This popular scheme sees Bellway work with a local estate agent to market a buyer’s current home. And what’s more, they’ll pay the estate agent fees.


“By taking advantage of both the Help to Buy and Express Mover schemes together buyers can make purchasing a new home considerably cheaper and significantly less stressful,” concluded Paula.


Prices at Bellway’s Queenshead Park development currently range from £198,995 for a three-bedroom semi-detached Buckden to £279,995 for a four- bedroom detached Settle, meaning a new home can be purchased with a deposit from just £9,950.


Make your move by calling 01274 816961


www.bellway.co.uk


Computer generated images are indicative only. Specification on site may differ. Prices correct at time of going to print. * Terms and conditions may apply to Express Mover scheme. **Help to Buy – Equity Loan. YOUR HOME MAY BE REPOS- SESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Available on new build homes up to £600,000 subject to the Government ‘Help to Buy’ terms and conditions and only available to customers where a primary mortgage is secured. Not available on second or additional homes, buy-to-let and let-to-buy properties. HomeBuy agent eligibility check required. The equity loan is interest free for the first five years and needs to be a minimum of 10% of the purchase price up to a maximum of 20%. After five years, an annual fee of 1.75% of the outstanding equity loan is charged. This is increased annually by RPI plus 1%. Subject to status, terms and conditions apply.


NEW HOMES EXTRA • NEW HOMES EXTRA


NEW HOMES EXTRA • NEW HOMES EXTRA


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