WORLINGWORTH CHRISTMAS FAYRE


A VARIETY of festive fayre will be on offer at a grand Christmas Fayre being held in the Commu- nity Centre, Shop Street, Wor- lingworth (IP13 7PL) on Satur- day 2nd December at 2pm. As


well as stalls selling seasonal wares there will be a Tombola, gifts, Christmas cream teas, grand raffle and much more. All proceeds in aid of St Mary’s Church Funds.


THE next Debenham History Society talk will take place on Tuesday 5th December - ‘Dad’s Army – The History of a TV Legend’ by Dave Steward. Amazingly, the Dad’s Army


television series will be 50 years old in 2018! Tonight, Dave will not only take a look at the actors, telling us what roles they per- formed prior to bringing their famous Walmington-on-Sea characters to life on-screen, but also give us a ‘locations tour’ to see what still survives from the filming.


Debenham History Society Dave has met a lot of the cast,


and will be bringing along pho- tographs and a number of signed items for us to look at. The talk is held at Room 31,


Debenham High School, Grace- church Street, Debenham, IP14 6BL and commences at 7.30pm; fee £3 per lecture including a soft drink or tea/coffee in the interval. Enquiries: Clive Cook, Chair-


man 01728 861754 Em: deben- hamhistory@sky.com Non- members most welcome.


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ALDE VALLEY SUFFOLK FAMILY HISTORY GROUP


THE January meeting of the Alde Valley Suffolk Family His- tory Group will be an illustrated talk by Diana Hughes to demon- strate the fascinating insight into the history of early modern Alde- burgh, gained from the Bor- ough’s accounts. We shall meet the Councillors and the problems they had to deal with. There were attacks on the coast and cannon on the beach; punishments could be cruel; and seven local women were tried and hanged for witch- es. All in the town that we know so well today. Since retiring from a career in


teaching Diana Hughes has fur- thered her interest in local histo- ry, firstly with the National Trust on Dunwich Heath and then with the Aldeburgh Museum. Pres- ently she is working to finish a transcription of the Aldeburgh Chamberlains’ Accounts (1566– 1590 & 1625–1649), and at the same time helping to plan a new display for a revitalised Alde- burgh Museum. The meeting will be held at


2.30pm on Monday 15th January at Snape Village Hall. Visitors


welcome. Admission: members £1, visitors £3, incl tea/coffee. Future programme: Monday


19th February - “Suffolk Work- houses” at 2.30pm, Kelsale Vil- lage Hall. Monday 19th March - “Introduction to Heraldry” at 7.30pm, Leiston United Church. Monday 16th April - AGM at 7.30pm, Leiston United Church. OUR RESEARCH CENTRE.


The Family History Research Centre in the Leiston Council offices is open to all, free of charge, from 10am to 12noon on the first and third Saturday morn- ing of each month, and on Wednesdays by prior appoint- ment. If you wish to request an appointment, please contact Angela Skelcher on 01728 830949. The Research Centre contains


much local information which is not available online, including graveyard catalogues for Ben- hall, Saxmundham, Leiston, Eastbridge, Aldringham and Sut- ton, censuses, directories, infor- mation on local war memorials, books, and historic maps. We have recently acquired a large


number of CDs and microfiches of local interest. The research centre has computers with inter- net, printer, and a scanner. There is also wi fi internet access if you wish to bring your own laptop or tablet. Experienced family his- tory researchers are present to give assistance if required. The Research Centre is


upstairs in the old Council Offic- es in Main Street, Leiston, IP16 4ER, in the same building as and to the right of the Library, oppo- site the Long Shop Museum. Please note that access is by a steep staircase. You can park out- side free of charge for one hour, or there’s an “unlimited” free car park in Valley Road – go straight on past Barclay’s Bank and it’s on the right. For more info, see our website: http://aldevalleyfamilyhisto-


rygroup.onesuffolk.net/ or contact Angela Skelcher on


01728 830949. The Group looks forward to


helping you with your family history research and to welcom- ing new members into the fold!


Financial Focus On……….. Be afraid…Be very afraid


BY and large, the system of Self- Assessment works pretty well. Taxpayers and their agents gen- erally understand the rules: you declare the income, capital gains or losses and pay or reclaim the tax due accordingly. If you make a mistake or need to change things there is a known timetable in which to do so and penalties if you are late or make other indis- cretions. This is all encom- passed in a reasonably generous timetable to collate the informa- tion, submit the paperwork and prepare for the tax payments. Although the system has now


been in place for 20 years with- out, by and large, too much interference by the powers that be, in an attempt to simplify and streamline the system, HMRC have introduced the concept of “Simple Assessments” (also known as form PA302). These are being rolled out now with the first tranche affecting some pen- sioners and those under PAYE with “simple” tax affairs for 2016/17. The idea is where HMRC


01728 768711 / 01394 548811 www.plushclean.co.uk


have the information already (for example they already know your PAYE and State Pension income and should know your bank interest), HMRC can cal- culate your tax position and send you a demand or repayment automatically without the need for a claim or a Tax Return. It is hoped – by HMRC that is – that the new system will also in time encompass additional income of up to £10,000 outside the PAYE system where that income is regular and consistent). The Inspector of Taxes will then issue his computation and the taxpayer will have only 60 days to challenge it or raise any que- ries before the computation becomes binding. I will raise that point again –


the taxpayer has only 60 days before that assessment is binding.


DAY EXCURSIONS


WED 6TH DEC: LAKESIDE / IKEA ...........£20.00 TUES 12TH DEC: CHRISTMAS AT BLETCHLEY .. ..............................................................£74.00 THUR 21ST DEC: WINTER WONDERLAND ........ ..............................................................£31.00 FRI 22ND DEC: ELY CHRISTMAS MARKET ........ ..............................................................£19.00 SAT 13TH JAN HARRY POTTER STUDIOS ......... ..............................................................£65.00 SUN 14TH JAN: LONDON BOAT SHOW ..£44.00 TUES 16TH JAN: MID WEEK MYSTERY .£27.00 SAT 20TH JAN: MODEL ENGINEERING SHOW... ..............................................................£41.00 SUN 4TH FEB: FREEPORT ......................£17.50 WED 7TH FEB: SNOWDROPS AT ANGLESEY ..... ..............................................................£33.00 THURS 15TH FEB: COLCHESTER ZOO ...£35.00 SAT 17TH FEB: POSTAL MUSEUM .........£42.50 SUN 18TH FEB: MCN MOTORCYCLE SHOW ...... ..............................................................£44.50 THURS 1ST MAR: KNITTING & STITCHING SHOW ...................................................£45.00


WED 31ST JAN: DREAMGIRLS .................£71.50 FRI 9TH FEB: THE BAND @ NORWICH THEATRE ROYAL......................................................£64.50 SUN 11TH FEB: CIRQUE DU SOLEIL - OVO .............. .....................................................................£102.00


RI 29TH DEC: PETER PAN .......................£96.50


SAT 3RD MAR: PHANTOM OF THE OPERA .......... .................................................................£79.00 TUES 15TH MAR: MOTOWN ......................£72.50 WED 25TH APR: LION KING ......................£81.50 FRI 8TH JUN: GARY BARLOW ...................£78.00 THURS 30TH AUG: TINA TURNER THE MUSICAL .................................................................£81.50


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Leaving aside the fact that at


the time of writing it is not clear from when the 60-day time limit will start (from the date that HMRC claims to issue the assessment, or from the date it is received?), there is no way that HMRC will know how much, for example, charitable Gift Aid you may wish to claim or set back into another year or addi- tional claims for allowances, new sources of income (for example rental) or unexpected capital gains that you have made. These are items which under Self-Assessment you cur- rently need not notify to HMRC until October following the year of assessment - let alone actually provide figures to the Inspector by January 31st following the tax year. Unfortunately, this Halloween


scare story is happening. You as taxpayer still have the ultimate responsibility to ensure that your affairs are in line so if HMRC issue a Simple Assessment and it is not correct – and you fail to raise queries within the 60-day time limit – you are potentially leaving yourself open to penal- ties. Those who already file under


Self-Assessment are not immune from this new system either. If HMRC’s computers think that you should be handled under the new system, HMRC will withdraw the annual notice to file a Self-Assessment Tax Return and provide what it thinks is your tax position – this could even potentially be after you have actually filed your Self-assessment Tax Return in the first place. If you do have additional sources of income such as those above, you are then left with the issue of having to file under Self-Assessment anyway and combining what HMRC has already assessed with any additional information declared separately.


Why not a Deputyship ......instead of


Power of Attorney?


THE commonest, and best way of obtaining legal authority to look after an elderly relative’s affairs is by appointment under a Lasting Power of Attorney. You can create this yourself, without the need for a solicitor, leaving just the registration fee to be found. The appointment gives the Attorney a very wide range of powers designed to ensure the Donor’s assets are spent on him and no one else. But what if your relative


didn’t get round to signing one of these and clearly no longer has sufficient mental capacity to execute one? The answer is you apply to be appointed his Depu- ty. The central office which deals with many kinds of dele- gated authorities, including the matter of Deputyships, is the Court of Protection, “CoP” based in Birmingham. So there’s an obvious question: if Deputies can be appointed, why bother with Powers of Attor- ney? The following comments will explain how cumbersome and expensive Deputyship is. You will see it is not really a viable option of choice. A Deputy will usually be a


close friend or relative, who must be over 18 years of age. There can be two or more depu- ties and if necessary the CoP will define which areas of activ- ity each Deputy will look after. There are two types of deputy: namely (i) property and affairs and (ii) health and welfare. OK so far.... How do you become a Depu-


ty? You have to apply to the CoP on a special form enclosing a fee of £400. If you’re applying to be both types of Deputy that’s £800 with no discount for bulk. The


CoP will consider the applica- tion but if it thinks a hearing would be useful to obtain fur- ther information it will let you know and will ask for a hearing fee of £500. If you’re appointed you can recover these payments from the Donor’s assets. A Deputy for Property and


Affairs has to provide a Security Bond to cover the value of the estate involved. This is sepa- rately negotiated based on the value of the patient’s estate and is supported by an annual pre- mium. Also, if you’re new to being a Deputy there is a fee of £100 for assessing your compe- tence, but then you’re ready to go! So, you’ve succeeded in


being appointed. What next? You have to complete and send a detailed annual report form to the CoP setting out the decisions that you have made. You have to keep all bank statements and receipts and await the arrival of a supervisor who will audit your activity. There is an annual fee for this supervision. Very small deputyships -where the estate is less than £21,000 the annual fee is £35, but for all other estates it is £320. It is clear that a considerable


expense is involved in becom- ing a Deputy. But despite the expense it is a very valuable safety net when there is no Power of Attorney in place. For further advice about Dep-


utyships and Powers of Attor- ney contact Kate Ruston at:- Messrs Pulham & Co, Egmere House, Market Place, Sax- mundham, IP17 1AG. Tele- phone (01728) 602084 or email: kjr@pulham.co.uk


With the Revenue’s current


standard of record keeping, accurate processing of informa- tion and in some cases even hav- ing an individual’s name and address correct, the Simple Assessment treatment is some- thing that everyone needs to be aware of. Remember, only 60 days before a Simple Assess- ment (form PA302) becomes binding… so don’t delay open- ing your post; don’t put it to one side and ignore it… and don’t take a long holiday…! For further information on


any of the above points or to dis- cuss your tax affairs generally, please do not hesitate to contact Robin Beadle at Ensors Char- tered Accountants, Saxmund- ham on 01728 603005. This article seeks to address


general business and financial issues and due care has been taken in its preparation. Ensors cannot accept responsibility for loss incurred by any person, company or entity as a result of acting, or failing to act, on any material in this publication. Specialist advice should always be sought in relation to your par- ticular circumstances.


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