A CHANGE IN THE WAY YOU LOOK AT INVESTMENTS COULD BE VERY REWARDING FOR YOUR PENSION


Tyrian Plum 10 year CAGR of 6.72% between 2005 and 2015*


Why rare stamps and coins could prove a surprising way to protect and grow your pension pot


If you are planning for retirement then the waters have not been especially inviting recently. The Bank of England Base Rate has been becalmed at 0.5% for six years whilst capital markets and traditional investments have been buffeted. In 2008, many over-55s saw an average of £150,000 wiped off their pension schemes and although markets have pulled back since then, the overall outlook remains uncertain.


An anchor against low interest rates and market fragility?


The main lesson learnt has been to ensure that investment portfolios are diversified and not overly correlated. So wise pension holders are exploring ways to spread risk and ensure pension pots are not too narrowly invested.


Although they may not immediately spring to mind, tangible, heritage assets, such as rare stamps and coins, fit the bill. Their uncorrelated nature means they provide portfolio protection and diversification in a way that traditional investments cannot. Their performance bears no correlation to mainstream financial markets as they are delivered by a finite supply within a global collectors’ market. Plus of course, you get to own a little slice of history...


A finite supply – and a growing demand


A track record of stability, steady growth and capital appreciation*


is now being fuelled by increased


demand from a growing global middle class. This, coupled with a finite supply of investment grade stamps and coins, means their value has tended to show continual rises, even during the crash of 2008/9.


For 2015 a further increase in demand is expected as the world marks the 175th anniversary of the Penny Black. A mint Penny Black in good condition purchased at auction in 2004 at a cost of £4,500 is worth £12,500 today - annual compound growth of 11.7%**


.


Though of course, past performance is no guarantee for the future.


Look forward to retirement by investing in the past


Stanley Gibbons has been serving collectors and investors since 1856 and are world-renowned for their expertise. They offer a choice of flexible investment structures from £10,000 including their equivalent of a regular savings plan, the Premium Portfolio Builder. It is ideal for a pension as it helps you build up a ‘pot’ over time.


There’s no need to be an expert in stamps or coins; they’ll provide you with a dedicated Investment Portfolio Manager who’ll help you with entry into the market, value your investment annually and give you structured exit options to help you realise your return. You’ll enjoy £0 fees, no insurance or storage costs (the sorts of things that erode your capital in many other investments) and you only pay commission on any profit made at the very end of its term.


Enjoying potentially healthy


returns begins with downloading your free investment guide: sginvest.co.uk/golden


Diversifying your investment options begins with broadening the mind


Stanley Gibbons is offering all our readers a free Investment Guide downloadable directly from their website. If you are planning for retirement, and wish to protect and preserve the wealth and lifestyle that is already yours, why not download it now to see if what they offer might suit your long term financial planning?


*According to GB250 stamp Index and GB200 Coin Index, as listed on Bloomberg Professional Services®


and which show the annual Stanley Gibbons listed price for rare stamps and the Spink catalogue listing for English coins.


** Figure based on a 1840 1d Black Pl.1b. Very fine four margin unused o.g. example lettered NK, lovely fresh colour and gum. Very scarce so fine. 1975 BPA Cert. Bought at Stanley Gibbons auction; £12,500 is the current Stanley Gibbons catalogue price. The value of your investment can go down as well as up and you may not get back what you put in. Stamps and certain other collectibles are not designated investments for the purposes of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 and as such are not subject to regulation by the Financial Conduct Authority (FCA) or otherwise. Past performance or experience does not necessarily give a guide for the future. Minimum investment £10,000. Stanley Gibbons Investment does not provide valuations; please visit www.stanleygibbons.com for information on valuations, and investment.stanleygibbons.com for full terms and conditions. Please note: Past performance does not necessarily give a guide for the future.


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