Texas Born and Bred
Unhappy employees can bring lawsuits accusing you of discrimination, harassment, emotional distress, and retaliation.
To protect you, TMLT has added employment practices liability insurance (EPLI) to all policies beginning February 2013. TMLT is the fi rst Texas medical malpractice carrier to include EPLI coverage at no charge.
TMLT covers you for more than just medical professional liability. We offer more benefi ts than our competitors, such as:
Enhanced cyber liability coverage To mitigate potential damages from HIPAA, HITECH, and HB 300,
we include cyber liability coverage with every policy. Effective January 2013, TMLT will extend coverage to include cyber extortion, multimedia liability, and cyber terrorism.
Medefense to provide benefi ts for fi nes and penalties arising from
HIPAA violations and several other disciplinary proceedings. Extended limits up to $1 million are available.
Education to help you recognize your areas of exposure, including identifying
your practice’s requirements under HIPAA, HITECH, and HB 300. Dividends & rate reductions
We will cut rates an average 4% in 2013, our tenth consecutive decrease since 2004. Our dividends will have saved Texas physicians more than $226 million, including a 15% dividend to be applied in 2013.
Call 866-713-4388 or scan this QR code. To apply, go to
www.tmlt.org/join
Rated A (Excellent) by A.M. Best Company
The only medical professional liability insurance provider created and exclusively endorsed by the Texas Medical Association
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